Let's Make Home Insurance Easier

Sign up today to ensure you have the right coverage and find potential savings on home insurance. We'll identify any gaps, recommend improvements, and monitor for savings so you don't have to.

Automatic Monitoring

Coverage Gap Analysis

40+ Trusted Carriers

Trusted by Homeowners Like You

Put Savings on Auto-Pilot

More Than Just Savings

Policy Gap Detection

Our experts review your current coverage to identify gaps that could leave you vulnerable. We'll flag missing coverages like water backup, building ordinance or personal items floaters.

66%are underinsured

Risk Assessment

We analyze your property's unique risks based on location, age, and condition. You'll know exactly what coverage you need and what you can skip.

$2.915 trillioncatastrophe damage since 1980

Ongoing Monitoring

Your coverage needs change over time. We continuously monitor your policy and alert you when updates are needed to keep you properly protected.

84%don't shop for savings

Coverage Optimization

Get recommendations for the right coverage limits - not too much, not too little. We ensure you're protected without paying for unnecessary extras.

32%don't ask about discounts

How Does Your Wind/Hail Deductible Compare?

See how your wind/hail deductible stacks up against others in your area.

Your Wind/Hail Deductible

Step 1Your Zip code

Providing the zip code to help us know where to compare

Step 2Provide Your Deductible

Adjust the slider below to match your current policy

2%

0.5%5%

Enter your zip code

Enter your zip code to see how your deductible compares to the average in your area

Example Cost Comparison: Roof Repair Impact

Dwelling Coverage

Area Avg. Pays

Enter zip code first

You Pay

$10,000

Want to see if you can do better?

Upload your policy for a personalized side-by-side comparison

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More Ways To Save

Property Tax Appeal

We manage the end-to-end process of property tax protests and appeals. From paperwork to negotiations and appeal hearings, Ownwell handles it all. We combine local expertise with software to build the best evidence to earn tax savings.

Property Tax Exemptions

There are many types of property tax exemptions from primary residence to senior that can reduce the taxable value of your property. A lower value leads to smaller tax bills. Answer a few questions and Ownwell will complete, file and manage your tax exemptions to unlock more savings!

Insurance Rate Monitoring

Ownwell monitors your insurance rates and coverage to ensure you are getting the best deal. Answer a few questions and we will shop your insurance policy to find you savings. We monitor and compare rates regularly to ensure you aren't overpaying.

Bill Reduction

Stop overpaying for your existing internet and phone bills. Share your statement with Ownwell and our reduction experts will work directly with your provider to find you savings. We monitor and compare bills regularly to ensure you aren't overpaying.

Frequently Asked Questions

If I decide to move forward with a cheaper policy, how does switching work?

When you find an option you're interested in, one of our partner’s insurance agents will connect with you. Your agent will help wrap up final details and then guide you through the switching process so it’s as seamless as possible.

How do you find insurance savings for my property?

When you activate Insurance Monitoring we use the details you provide about your current policy, in partnership with licensed insurance partners, to check what else may be available to you. Then we estimate potential savings over 12 months as the difference between what you were paying and what you're estimated to pay after switching.

Ownwell Insurance Services LLC is licensed to market insurance products and services. By signing up for insurance monitoring, you agree that your information from your Ownwell account could be shared with licensed third-party partners to assist in obtaining insurance quotes for you. In portal quoted savings estimates are calculated as the difference between your self reported premium amount and the lower premium amount found. Actual Savings may vary, as rates are based upon the specific coverage you select and other factors that apply to your situation.