Orange Beach, Baldwin County, Alabama Property Taxes
Property Taxes in Orange Beach, Alabama
Median Orange Beach, Alabama effective property tax rate: 0.64%, significantly higher than the national median of 1.02%, and higher than the Alabama state median of 0.47%.
Median Orange Beach, Alabama home value: $664,200
Median annual Orange Beach, Alabama tax bill: $3,196, $796 higher than the national median property tax bill of $2,400.
How are property taxes in Baldwin calculated?
Property taxes in Orange Beach, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Orange Beach's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Orange Beach, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Orange Beach, Baldwin County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.64%
Estimate Property Tax Bill
$4,251
$3,945
How Does the Orange Beach Property Tax Calculator Work?
Use this Orange Beach property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Orange Beach's median effective tax rate of 0.64% — based on actual property records in Baldwin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Orange Beach's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Orange Beach: rates range from 0.64% in 36561 to 0.64% in 36561, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Orange Beach.
About Orange Beach Property Taxes
About Property Taxes in Orange Beach, Baldwin, Alabama
Orange Beach's median effective property tax rate of 0.64% is lower than the Alabama state median of 0.47% and higher than the national median of 1.02%. This rate reflects the Baldwin County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Orange Beach. Homeowners in the 36561 ZIP code carry a median effective rate of 0.64%, while those in the same ZIP pay 0.64%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Baldwin County. Understanding which part of Orange Beach you live in can make a meaningful difference to your annual tax bill.
Orange Beach homeowners who believe their assessed value is too high can file a formal appeal with the local tax assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Orange Beach, Baldwin County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Orange Beach's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Orange Beach Tax Rate
0.64%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Baldwin County Tax Rate
0.33%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Orange Beach, Baldwin County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36561 | 0.28% | 0.32% | 0.64% | 0.64% | 0.64% |
Source: Ownwell
Property Tax Assessment Values Across Orange Beach, Baldwin County, Alabama
When examining property taxes in Orange Beach, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Baldwin County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Baldwin County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Orange Beach.
For example, the median home price in Orange Beach is $664,200, with tax bills ranging significantly across the county. 36561 has the highest median home price at $664,200.
Property Tax Assessment Values Across Orange Beach, Baldwin County, Alabama
Source: Ownwell
$138,000
$401,100
$664,200
Median Orange Beach Market Value
$664,200
Median Baldwin County Market Value
$330,200
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Orange Beach, Baldwin County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36561 | $268,340 | $435,000 | $664,200 | $898,000 | $1,489,230 |
Source: Ownwell
Property Tax Bills Across Orange Beach, Baldwin County, Alabama
Property tax bills in Orange Beach are based on the assessed value of a home and the local tax rate set within Baldwin County. The bill is calculated by applying the tax rate to the assessed value, so homes with higher market values generally face larger tax bills. Factors such as location, property characteristics, and any exemptions can also affect the final amount.
For homeowners in Orange Beach, the median home price is $664,200, and the median property tax bill is $3,196, which is above the national median property tax bill of $2,400. Tax bills can vary widely, with the 25th percentile at $1,786 and the 75th percentile at $4,785. At the high end, the 90th percentile reaches $7,109. These differences show how property taxes can significantly affect housing costs and long-term affordability for homeowners.
Median Orange Beach Tax Bill
$3,196
Median Baldwin County Tax Bill
$1,272
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Orange Beach, Baldwin County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36561 | $979 | $1,786 | $3,196 | $4,785 | $7,109 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Baldwin Tax Assessor | |
| Website | baldwinproperty.countygovservices.com |