Cherokee County, Alabama Property Taxes
Property Taxes in Cherokee County, Alabama
Median Cherokee County effective property tax rate: 0.42%, significantly lower than the national median of 1.02%.
Median Cherokee County home value: $133,100
Median annual Cherokee County tax bill: $627, $1,773 lower than the national median property tax bill of $2,400.
How are property taxes in Cherokee County calculated?
Property taxes in Cherokee County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cherokee County or another part of Cherokee County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cherokee County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.42%
Estimate Property Tax Bill
$559
$519
How Does the Cherokee County Property Tax Calculator Work?
Use this Cherokee County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cherokee County's median effective tax rate of 0.42% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Cherokee County’s median property tax bill is $627, which is lower than Alabama’s median bill by $1,773 and below the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cherokee County.
Property Tax Rates Across Cherokee County, Alabama
What Are Effective Property Tax Rates Across Cherokee County?
Local government entities set tax rates, which vary widely across Cherokee County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cherokee County's effective property tax rate to other counties in Alabama or the U.S. median of 1.02%.
Cherokee County's median effective rate stands at 0.42%, which is lower than the national median of 1.02%. Within Cherokee County, the highest rate is found in Leesburg at 0.43%, while Gaylesville has the lowest at 0.40%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cherokee County Tax Rate
0.42%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cherokee County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cedar Bluff | 0.33% | 0.40% | 0.42% | 0.84% | 0.94% |
| Centre | 0.32% | 0.38% | 0.42% | 0.84% | 0.94% |
| Collinsville | 0.22% | 0.29% | 0.39% | 0.84% | 0.84% |
| Fort Payne | 0.23% | 0.31% | 0.40% | 0.84% | 0.84% |
| Gadsden | 0.26% | 0.36% | 0.41% | 0.84% | 0.84% |
| Gaylesville | 0.24% | 0.34% | 0.40% | 0.84% | 0.84% |
| Leesburg | 0.31% | 0.39% | 0.43% | 0.84% | 0.94% |
| Mentone | 0.30% | 0.39% | 0.42% | 0.84% | 0.84% |
| Piedmont | 0.25% | 0.34% | 0.39% | 0.77% | 0.84% |
| Spring Garden | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cherokee County, Alabama
When examining property taxes in Cherokee County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cherokee County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cherokee County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cherokee County.
For example, the median tax bill in Cherokee County is $627, with tax bills ranging significantly across the county. Mentone has the highest median home price at $170,000.
Property Tax Assessment Values Across Cherokee County, Alabama
Source: Ownwell
$85,050
$127,525
$170,000
Median Cherokee County Market Value
$133,100
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cherokee County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cedar Bluff | $25,390 | $65,025 | $143,650 | $237,100 | $348,100 |
| Centre | $33,290 | $75,200 | $140,350 | $228,625 | $358,910 |
| Collinsville | $19,500 | $33,500 | $87,100 | $166,700 | $267,500 |
| Fort Payne | $26,670 | $44,200 | $110,900 | $201,975 | $359,910 |
| Gadsden | $18,900 | $49,700 | $100,600 | $190,900 | $279,580 |
| Gaylesville | $25,330 | $46,850 | $110,100 | $191,200 | $283,970 |
| Leesburg | $26,890 | $64,175 | $145,050 | $245,800 | $351,710 |
| Mentone | $25,090 | $58,875 | $170,000 | $274,300 | $364,580 |
| Piedmont | $24,200 | $49,500 | $109,500 | $183,600 | $280,300 |
| Spring Garden | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cherokee County, Alabama
Property tax bills in Cherokee County are based on the assessed value of a home, not its market price alone. Local taxing authorities apply their tax rates to that assessed value, which means the bill depends on both the property’s value and the combined rates set by local governments. For a home with a median price of $133,100, the final tax bill can vary widely depending on location and how the property is assessed.
In Cherokee County, the 25th percentile tax bill is $302, the 75th percentile is $1,096, and the 90th percentile is $1,735. That spread shows how much property taxes can differ from one homeowner to another. The highest median tax bill is $778 in Mentone, while the lowest median tax bill is $321 in Collinsville. For homeowners, this means property taxes can have a meaningful impact on annual housing costs, especially when assessments rise or local tax rates change.
Median Cherokee County Tax Bill
$627
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Cherokee County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cedar Bluff | $133 | $332 | $702 | $1,223 | $1,912 |
| Centre | $162 | $360 | $684 | $1,135 | $1,780 |
| Collinsville | $56 | $159 | $321 | $642 | $1,031 |
| Fort Payne | $103 | $241 | $485 | $852 | $1,471 |
| Gadsden | $64 | $218 | $536 | $818 | $1,391 |
| Gaylesville | $105 | $213 | $464 | $850 | $1,260 |
| Leesburg | $131 | $323 | $702 | $1,225 | $1,836 |
| Mentone | $150 | $349 | $778 | $1,333 | $1,941 |
| Piedmont | $97 | $228 | $448 | $829 | $1,306 |
| Spring Garden | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Cherokee Tax Assessor | |
| Website | cherokeeproperty.countygovservices.com |
Frequently Asked Property Tax Questions in Cherokee County, Alabama
How are property taxes calculated in Cherokee County, Alabama?
How do I appeal my property taxes in Cherokee County, Alabama?
What property tax exemptions are available in Cherokee County, Alabama?
When are property taxes due in Cherokee County, Alabama?
How can Ownwell help reduce my property taxes in Cherokee County, Alabama?
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