Cullman County, Alabama Property Taxes
Property Taxes in Cullman County, Alabama
Median Cullman County effective property tax rate: 0.26%, significantly lower than the national median of 1.02%.
Median Cullman County home value: $177,600
Median annual Cullman County tax bill: $532, $1,868 lower than the national median property tax bill of $2,400.
How are property taxes in Cullman County calculated?
Property taxes in Cullman County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cullman or another part of Cullman County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cullman County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.26%
Estimate Property Tax Bill
$462
$429
How Does the Cullman County Property Tax Calculator Work?
Use this Cullman County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cullman County's median effective tax rate of 0.26% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Cullman County's median tax bill of $532 is lower than the Alabama median tax bill of $2,400 and the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cullman County.
Property Tax Rates Across Cullman County, Alabama
What Are Effective Property Tax Rates Across Cullman County?
Local government entities set tax rates, which vary widely across Cullman County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cullman County's effective property tax rate to other counties in Alabama or the U.S. median of 1.02%.
Cullman County's median effective rate stands at 0.26%, which is lower than the national median of 1.02%. Within Cullman County, the highest rate is found in Garden City at 0.64%, while Garden City has the lowest at 0.64%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cullman County Tax Rate
0.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cullman County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addison | 0.13% | 0.18% | 0.22% | 0.26% | 0.28% |
| Arab | 0.16% | 0.21% | 0.24% | 0.46% | 0.52% |
| Baileyton | 0.16% | 0.20% | 0.23% | 0.26% | 0.52% |
| Bremen | 0.15% | 0.20% | 0.25% | 0.26% | 0.52% |
| Crane Hill | 0.19% | 0.25% | 0.26% | 0.44% | 0.52% |
| Cullman | 0.19% | 0.23% | 0.31% | 0.40% | 0.77% |
| Eva | 0.20% | 0.22% | 0.23% | 0.24% | 0.26% |
| Falkville | 0.15% | 0.19% | 0.23% | 0.26% | 0.52% |
| Garden City | 0.25% | 0.29% | 0.64% | 0.64% | 0.64% |
| Hanceville | 0.17% | 0.22% | 0.25% | 0.37% | 0.52% |
| Holly Pond | 0.16% | 0.21% | 0.24% | 0.27% | 0.52% |
| Joppa | 0.14% | 0.19% | 0.23% | 0.26% | 0.52% |
| Logan | 0.12% | 0.18% | 0.23% | 0.26% | 0.52% |
| Vinemont | 0.16% | 0.20% | 0.24% | 0.26% | 0.52% |
| Arley | N/A | N/A | N/A | N/A | N/A |
| Danville | N/A | N/A | N/A | N/A | N/A |
| Guntersville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cullman County, Alabama
When examining property taxes in Cullman County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cullman County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cullman County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Cullman County is $532, well below the national median property tax bill of $2400 and the national median property tax rate of 1.02%. Tax bills range significantly across the county, with Crane Hill posting the highest median home price at $300150.00.
Median Cullman County Market Value
$177,600
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cullman County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addison | $51,020 | $74,400 | $138,550 | $263,175 | $537,210 |
| Arab | $52,280 | $89,275 | $154,650 | $254,350 | $370,230 |
| Baileyton | $56,000 | $95,400 | $155,700 | $230,800 | $365,920 |
| Bremen | $49,830 | $98,925 | $192,850 | $389,725 | $724,050 |
| Crane Hill | $93,150 | $169,150 | $300,150 | $524,075 | $827,120 |
| Cullman | $73,630 | $119,600 | $187,950 | $288,200 | $437,100 |
| Eva | $72,240 | $113,550 | $181,000 | $267,950 | $545,980 |
| Falkville | $50,210 | $78,950 | $133,650 | $213,500 | $327,810 |
| Garden City | $33,660 | $50,900 | $84,200 | $119,200 | $195,180 |
| Hanceville | $55,300 | $92,000 | $146,250 | $226,500 | $333,910 |
| Holly Pond | $60,580 | $98,900 | $156,800 | $243,550 | $378,740 |
| Joppa | $47,100 | $80,200 | $131,200 | $213,600 | $334,140 |
| Logan | $46,580 | $81,100 | $160,900 | $244,900 | $395,540 |
| Vinemont | $52,100 | $92,500 | $161,300 | $249,950 | $392,100 |
| Arley | N/A | N/A | N/A | N/A | N/A |
| Danville | N/A | N/A | N/A | N/A | N/A |
| Guntersville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cullman County, Alabama
Property tax bills in Cullman County are based on the assessed value of a home, not its market price, and the local tax rate applied to that assessment. Homeowners with higher assessed values generally receive larger tax bills, while lower assessments usually mean smaller bills. Factors such as location, property characteristics, and any exemptions can also affect the final amount owed.
For a county with a median home price of $177,600, property taxes can vary widely from one homeowner to another. The 25th percentile tax bill is $299, while the 75th percentile is $927 and the 90th percentile reaches $1,507. That spread shows how much the tax burden can differ depending on the home’s assessed value and the taxing jurisdictions involved.
These bills matter because they are a recurring cost of homeownership and can influence monthly budgets, long-term affordability, and overall housing expenses.
Median Cullman County Tax Bill
$532
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Cullman County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Addison | $99 | $160 | $282 | $585 | $1,368 |
| Arab | $137 | $253 | $461 | $686 | $1,012 |
| Baileyton | $123 | $243 | $401 | $647 | $1,053 |
| Bremen | $95 | $235 | $513 | $1,082 | $2,286 |
| Crane Hill | $242 | $478 | $891 | $1,596 | $2,641 |
| Cullman | $195 | $356 | $629 | $1,051 | $1,611 |
| Eva | $184 | $269 | $412 | $604 | $714 |
| Falkville | $99 | $215 | $337 | $539 | $876 |
| Garden City | $163 | $211 | $313 | $528 | $717 |
| Hanceville | $126 | $249 | $400 | $659 | $999 |
| Holly Pond | $137 | $251 | $404 | $612 | $978 |
| Joppa | $104 | $196 | $363 | $556 | $809 |
| Logan | $80 | $180 | $367 | $595 | $926 |
| Vinemont | $115 | $223 | $399 | $654 | $1,073 |
| Arley | N/A | N/A | N/A | N/A | N/A |
| Danville | N/A | N/A | N/A | N/A | N/A |
| Guntersville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Cullman Tax Assessor | |
| Website | cullmanproperty.countygovservices.com |