Geraldine, Dekalb County, Alabama Property Taxes
Property Taxes in Geraldine, Alabama
Median Geraldine, Alabama effective property tax rate: 0.36%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Geraldine, Alabama home value: $117,980
Median annual Geraldine, Alabama tax bill: $456, $1,944 lower than the national median property tax bill of $2,400.
How are property taxes in DeKalb calculated?
Property taxes in Geraldine, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Geraldine's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Geraldine, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Geraldine, Dekalb County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.36%
Estimate Property Tax Bill
$425
$394
How Does the Geraldine Property Tax Calculator Work?
Use this Geraldine property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Geraldine's median effective tax rate of 0.36% — based on actual property records in DeKalb County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Geraldine's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Geraldine: rates range from 0.36% in 35974 to 0.36% in 35974, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Geraldine.
About Geraldine Property Taxes
About Property Taxes in Geraldine, DeKalb, Alabama
Geraldine’s median effective property tax rate of 0.36% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the DeKalb County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Geraldine. Homeowners in the 35974 ZIP code carry a median effective rate of 0.36%, while those in the same ZIP pay 0.36%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across DeKalb County. Understanding which part of Geraldine you live in can make a meaningful difference to your annual tax bill.
Geraldine homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Geraldine, Dekalb County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Geraldine's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Geraldine Tax Rate
0.36%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dekalb County Tax Rate
0.37%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Geraldine, Dekalb County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35974 | 0.24% | 0.30% | 0.36% | 0.60% | 0.76% |
Source: Ownwell
Property Tax Assessment Values Across Geraldine, Dekalb County, Alabama
When examining property taxes in Geraldine, Alabama, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The DeKalb County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the season. Each property owner receives a notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Geraldine is $117,980, with tax bills ranging across the county. ZIP code 35974 has the highest median home price at $117,980.
Property Tax Assessment Values Across Geraldine, Dekalb County, Alabama
Source: Ownwell
$44,120
$111,250
$178,380
Median Geraldine Market Value
$117,980
Median Dekalb County Market Value
$120,660
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Geraldine, Dekalb County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35974 | $26,500 | $61,600 | $117,980 | $211,700 | $303,196 |
Source: Ownwell
Property Tax Bills Across Geraldine, Dekalb County, Alabama
Property tax bills in Geraldine are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value, and the final bill reflects how much of the property’s value is subject to taxation. For homeowners in DeKalb County, this means two similar homes can still receive different bills if their assessments differ.
Several factors influence the amount due, including the home’s assessed value, local tax rates, and any exemptions that may reduce taxable value. With a median home price of $117,980, property taxes can still vary widely from one household to another. The 25th percentile tax bill is $227, while the 75th percentile is $786 and the 90th percentile reaches $1,227.
For many homeowners, property taxes are a meaningful part of annual housing costs. In Geraldine, the highest and lowest median tax bill are both $456 in ZIP code 35974, showing how local tax burdens can be concentrated within a small area.
Median Geraldine Tax Bill
$456
Median Dekalb County Tax Bill
$470
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Geraldine, Dekalb County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35974 | $87 | $227 | $456 | $786 | $1,227 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| DeKalb Tax Assessor | |
| Website | dekalbproperty.assurancegov.com |