Oxford, Talladega County, Alabama Property Taxes
Property Taxes in Oxford, Alabama
Median Oxford, Alabama effective property tax rate: 0.37%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Oxford, Alabama home value: $197,500
Median annual Oxford, Alabama tax bill: $859, $1,541 lower than the national median property tax bill of $2,400.
How are property taxes in Talladega calculated?
Property taxes in Oxford, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Oxford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Oxford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Oxford, Talladega County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.37%
Estimate Property Tax Bill
$731
$678
How Does the Oxford Property Tax Calculator Work?
Use this Oxford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Oxford's median effective tax rate of 0.37% — based on actual property records in Talladega County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Oxford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Oxford: rates range from 0.37% in 36203 to 0.37% in 36203, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Oxford.
About Oxford Property Taxes
About Property Taxes in Oxford, Talladega, Alabama
Oxford's median effective property tax rate of 0.37% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Talladega County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Oxford. Homeowners in the 36203 ZIP code carry a median effective rate of 0.37%, while those in the same ZIP code pay 0.37%. This spread reflects how school district boundaries and local assessment districts are drawn across Talladega County. Understanding which part of Oxford you live in can make a meaningful difference to your annual tax bill.
Oxford homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Oxford, Talladega County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Oxford's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Oxford Tax Rate
0.37%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Talladega County Tax Rate
0.39%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Oxford, Talladega County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36203 | 0.31% | 0.36% | 0.37% | 0.39% | 0.78% |
Source: Ownwell
Property Tax Assessment Values Across Oxford, Talladega County, Alabama
When examining property taxes in Oxford, Alabama, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Talladega County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Talladega County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For context, Oxford’s median home price is $197,500, and the median tax bill is $859, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price in the area is in 36203 at $197,500.
Property Tax Assessment Values Across Oxford, Talladega County, Alabama
Source: Ownwell
$38,700
$118,100
$197,500
Median Oxford Market Value
$197,500
Median Talladega County Market Value
$118,800
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Oxford, Talladega County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36203 | $49,820 | $128,300 | $197,500 | $320,000 | $466,000 |
Source: Ownwell
Property Tax Bills Across Oxford, Talladega County, Alabama
Property tax bills in Oxford are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the property tax rate to that assessed value to determine the annual bill, and the amount can vary depending on exemptions, location, and other local factors. With a median home price of $197,500, homeowners in Oxford may see very different tax bills even among similar properties.
The typical property tax bill in the city is $859, which is below the national median property tax bill of $2,400 and far below the national median property tax rate of 1.02%. Bills in Oxford can range from $505 at the 25th percentile to $1,294 at the 75th percentile, with the 90th percentile reaching $1,882. For homeowners, this means property taxes can be a meaningful part of housing costs, and changes in assessed value or eligibility for exemptions can directly affect what is owed each year.
Median Oxford Tax Bill
$859
Median Talladega County Tax Bill
$510
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Oxford, Talladega County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36203 | $212 | $505 | $859 | $1,294 | $1,882 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 30 |
Links | |
|---|---|
| Talladega Tax Assessor | |
| Website | talladegaproperty.countygovservices.com |