Chambers, Apache County, Arizona Property Taxes
Property Taxes in Chambers, Arizona
Median Chambers, Arizona effective property tax rate: 0.65%, significantly lower than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Chambers, Arizona home value: $43,900
Median annual Chambers, Arizona tax bill: $269, $2,131 lower than the national median property tax bill of $2,400.
How are property taxes in Apache calculated?
Property taxes in Chambers, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chambers's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chambers, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Chambers, Apache County, Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.65%
Estimate Property Tax Bill
$285
$265
How Does the Chambers Property Tax Calculator Work?
Use this Chambers property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chambers's median effective tax rate of 0.65% — based on actual property records in Apache County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Chambers's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Chambers: rates range from 0.65% in 86502 to 0.65% in 86502, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Chambers.
About Chambers Property Taxes
About Property Taxes in Chambers, Apache, Arizona
Chambers’ median effective property tax rate of 0.65% is lower than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Apache County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Chambers. Homeowners in the 86502 ZIP code carry a median effective rate of 0.65%, while those in 86502 pay 0.65%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Apache County. Understanding which part of Chambers you live in can make a meaningful difference to your annual tax bill.
Chambers homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Chambers, Apache County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Chambers's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chambers Tax Rate
0.65%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Apache County Tax Rate
0.45%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Chambers, Apache County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86502 | 0.41% | 0.51% | 0.65% | 0.74% | 0.84% |
Source: Ownwell
Property Tax Assessment Values Across Chambers, Apache County, Arizona
When examining property taxes in Chambers, Arizona, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Apache County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Apache County, assessment notices are sent in March each year.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Chambers, the median home price is $43,900, and the median tax bill is $269. Tax bills in the county range from $104 at the 25th percentile to $657 at the 90th percentile, which is well below the national median property tax bill of $2,400.
Property Tax Assessment Values Across Chambers, Apache County, Arizona
Source: Ownwell
$43,900
$186,919
$329,938
Median Chambers Market Value
$43,900
Median Apache County Market Value
$114,855
Median Arizona Market Value
$327,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Chambers, Apache County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86502 | $3,667 | $12,614 | $43,900 | $80,036 | $111,238 |
Source: Ownwell
Property Tax Bills Across Chambers, Apache County, Arizona
Property tax bills in Chambers are calculated from the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is based on the property’s market value, and that figure is used to determine how much tax a homeowner owes each year. For homeowners in Chambers, the median home price is $43,900, which helps show how relatively modest property values can still produce meaningful tax bills.
The typical property tax bill varies across homes, with the 25th percentile at $104 and the 75th percentile at $482. At the higher end, the 90th percentile reaches $657. The median tax bill in the area is $269, and that figure is the same in the highest and lowest median tax bill ZIP code, 86502. These differences reflect how assessed values and local rates combine to shape what homeowners pay. For many homeowners, even a small change in assessed value can affect the annual bill and overall housing costs.
Median Chambers Tax Bill
$269
Median Apache County Tax Bill
$450
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$2,400
Property Tax Bills Across Chambers, Apache County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86502 | $25 | $104 | $269 | $482 | $657 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Apache Tax Assessor | |
| Website | eagleassessor.co.apache.az.us |