Navajo County, Arizona Property Taxes
Property Taxes in Navajo County, Arizona
Median Navajo County effective property tax rate: 0.51%, significantly lower than the national median of 1.02%.
Median Navajo County home value: $241,886
Median annual Navajo County tax bill: $1,066, $1,334 lower than the national median property tax bill of $2,400.
How are property taxes in Navajo County calculated?
Property taxes in Navajo County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Navajo County or another part of Navajo County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Navajo County, Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.51%
Estimate Property Tax Bill
$1,234
$1,145
How Does the Navajo County Property Tax Calculator Work?
Use this Navajo County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Navajo County's median effective tax rate of 0.51% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Navajo County's median property tax rate is lower than the Arizona median of 0.51%, and the county's median property tax bill is $1,066, which is $1,334 lower than the national median bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Navajo County.
Property Tax Rates Across Navajo County, Arizona
What Are Effective Property Tax Rates Across Navajo County?
Local government entities set tax rates, which vary widely across Navajo County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Navajo County's effective property tax rate to other counties in Arizona or the U.S. median of 1.02%.
Navajo County's median effective rate stands at 0.51%, which is lower than the national median of 1.02%. Within Navajo County, the highest rate is found in Woodruff at 0.94%, while Winslow has the lowest at 0.46%.
These variations reflect differences in local school district levies, Community facilities districts (CFDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Navajo County Tax Rate
0.51%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Navajo County, Arizona
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clay Springs | 0.24% | 0.28% | 0.31% | 0.37% | 0.42% |
| Heber | 0.30% | 0.44% | 0.53% | 0.60% | 0.65% |
| Holbrook | 0.46% | 0.56% | 0.61% | 0.70% | 0.85% |
| Joseph City | 0.57% | 0.64% | 0.67% | 0.78% | 0.89% |
| Lakeside | 0.42% | 0.48% | 0.54% | 0.60% | 0.65% |
| Overgaard | 0.38% | 0.44% | 0.51% | 0.56% | 0.61% |
| Pinedale | 0.38% | 0.42% | 0.47% | 0.54% | 0.59% |
| Pinetop | 0.48% | 0.55% | 0.60% | 0.64% | 0.68% |
| Show Low | 0.32% | 0.42% | 0.50% | 0.58% | 0.64% |
| Snowflake | 0.19% | 0.24% | 0.27% | 0.34% | 0.42% |
| Sun Valley | 0.54% | 0.61% | 0.69% | 0.77% | 0.93% |
| Taylor | 0.21% | 0.24% | 0.27% | 0.31% | 0.35% |
| White Mountain Lake | 0.26% | 0.38% | 0.52% | 0.57% | 0.63% |
| Winslow | 0.29% | 0.38% | 0.46% | 0.55% | 0.66% |
| Woodruff | 0.72% | 0.80% | 0.94% | 1.25% | 1.66% |
| Peoria | N/A | N/A | N/A | N/A | N/A |
| Phoenix | N/A | N/A | N/A | N/A | N/A |
| San Tan Valley | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Navajo County, Arizona
When examining property taxes in Navajo County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Navajo County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Navajo County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Navajo County.
For example, the median tax bill in Navajo County is $1,066, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with Pinetop at the highest median home price at $409,390.
Median Navajo County Market Value
$241,886
Median Arizona Market Value
$327,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Navajo County, Arizona
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clay Springs | $41,060 | $93,537 | $167,572 | $263,784 | $379,320 |
| Heber | $30,211 | $81,001 | $294,787 | $451,928 | $595,691 |
| Holbrook | $18,485 | $51,378 | $112,634 | $169,834 | $244,129 |
| Joseph City | $16,542 | $45,644 | $116,744 | $183,753 | $262,967 |
| Lakeside | $97,683 | $173,903 | $287,151 | $413,038 | $617,979 |
| Overgaard | $61,794 | $117,278 | $217,892 | $368,076 | $549,721 |
| Pinedale | $70,965 | $165,230 | $284,889 | $410,152 | $581,250 |
| Pinetop | $144,814 | $271,035 | $409,390 | $579,042 | $810,719 |
| Show Low | $56,180 | $124,004 | $256,277 | $417,221 | $679,483 |
| Snowflake | $33,552 | $85,348 | $211,290 | $321,001 | $464,574 |
| Sun Valley | $4,378 | $5,576 | $15,851 | $37,020 | $67,295 |
| Taylor | $89,663 | $160,688 | $256,014 | $350,972 | $480,667 |
| White Mountain Lake | $36,368 | $59,238 | $118,689 | $159,350 | $289,520 |
| Winslow | $38,449 | $80,008 | $131,743 | $186,168 | $252,622 |
| Woodruff | $19,566 | $40,807 | $65,684 | $109,474 | $137,544 |
| Peoria | N/A | N/A | N/A | N/A | N/A |
| Phoenix | N/A | N/A | N/A | N/A | N/A |
| San Tan Valley | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Navajo County, Arizona
Property tax bills in Navajo County are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. That means the bill depends on both what a home is worth and the taxing jurisdictions that apply to it. For homeowners, this creates a direct link between rising property values and higher tax bills, even when the home itself has not changed.
The county’s median home price is $241,886, and tax bills vary widely across the area. The 25th percentile tax bill is $508, while the 75th percentile reaches $2,042. At the high end, the 90th percentile tax bill is $3,278. Pinetop has the highest median tax bill at $2,434, while Sun Valley has the lowest at $137. Compared with the national median property tax rate of 1.02% and median bill of $2,400, homeowners in Navajo County may see bills that are lower or higher depending on location and assessed value.
Median Navajo County Tax Bill
$1,066
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$2,400
Property Tax Bills Across Navajo County, Arizona
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clay Springs | $129 | $296 | $510 | $844 | $1,143 |
| Heber | $168 | $380 | $1,425 | $2,439 | $3,192 |
| Holbrook | $124 | $330 | $667 | $1,001 | $1,364 |
| Joseph City | $121 | $358 | $753 | $1,159 | $1,683 |
| Lakeside | $499 | $886 | $1,494 | $2,186 | $3,355 |
| Overgaard | $269 | $527 | $1,102 | $1,876 | $2,764 |
| Pinedale | $345 | $744 | $1,265 | $1,961 | $2,896 |
| Pinetop | $819 | $1,442 | $2,434 | $3,433 | $4,884 |
| Show Low | $237 | $536 | $1,164 | $2,100 | $3,554 |
| Snowflake | $95 | $228 | $546 | $865 | $1,297 |
| Sun Valley | $31 | $39 | $137 | $306 | $467 |
| Taylor | $203 | $390 | $638 | $935 | $1,351 |
| White Mountain Lake | $147 | $309 | $561 | $995 | $1,487 |
| Winslow | $171 | $316 | $553 | $855 | $1,251 |
| Woodruff | $316 | $414 | $763 | $972 | $1,382 |
| Peoria | N/A | N/A | N/A | N/A | N/A |
| Phoenix | N/A | N/A | N/A | N/A | N/A |
| San Tan Valley | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 28 |
Links | |
|---|---|
| Navajo Tax Assessor | |
| Website | navajocountyaz.gov |