Oakland, Alameda County, California Property Taxes
Property Taxes in Oakland, California
Median Oakland, California effective property tax rate: 1.71%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.
Median Oakland, California home value: $450,687
Median annual Oakland, California tax bill: $7,811, higher than the national median property tax bill of $2,400.
How are property taxes in Alameda calculated?
Property taxes in Oakland, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Oakland's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Oakland, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Oakland, Alameda County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.71%
Estimate Property Tax Bill
$7,707
$7,152
$774
Average Annual Tax Savings
How Does the Oakland Property Tax Calculator Work?
Use this Oakland property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Oakland's median effective tax rate of 1.71% — based on actual property records in Alameda County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Oakland's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Oakland: rates range from $5,101.00 in 94621 to $12,066.00 in 94618, primarily due to differences in school district levies and local assessment districts. Oakland's median property tax bill of $7,811 is higher than the California median, and the state median bill is $5,411 lower.
If your estimate is higher than expected, Ownwell can appeal your Oakland assessment — you only pay if we save you money.
About Oakland Property Taxes
About Property Taxes in Oakland, Alameda, California
Oakland’s median effective property tax rate of 1.71% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Alameda County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Oakland. Homeowners in the 94621 ZIP code carry a median effective rate of 2.22%, while those in 94618 pay 1.50%. This spread — 0.72 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Alameda County.
Oakland homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Oakland, Alameda County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Oakland's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Oakland Tax Rate
1.71%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alameda County Tax Rate
1.42%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Oakland, Alameda County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94601 | 1.53% | 1.64% | 1.97% | 2.53% | 4.04% |
| 94602 | 1.41% | 1.48% | 1.63% | 1.99% | 2.91% |
| 94603 | 1.58% | 1.69% | 2.07% | 2.78% | 4.44% |
| 94605 | 1.47% | 1.56% | 1.75% | 2.28% | 3.25% |
| 94606 | 1.50% | 1.61% | 1.87% | 2.40% | 4.03% |
| 94607 | 1.49% | 1.56% | 1.72% | 2.08% | 2.94% |
| 94608 | 1.44% | 1.49% | 1.71% | 2.34% | 4.05% |
| 94609 | 1.42% | 1.50% | 1.64% | 2.11% | 3.54% |
| 94610 | 1.39% | 1.47% | 1.62% | 1.94% | 2.82% |
| 94611 | 1.38% | 1.43% | 1.52% | 1.76% | 2.40% |
| 94612 | 1.48% | 1.57% | 1.68% | 1.89% | 2.43% |
| 94618 | 1.36% | 1.40% | 1.50% | 1.74% | 2.52% |
| 94619 | 1.44% | 1.50% | 1.65% | 2.06% | 2.91% |
| 94621 | 1.62% | 1.75% | 2.22% | 2.97% | 4.47% |
| 94546 | N/A | N/A | N/A | N/A | N/A |
| 94577 | N/A | N/A | N/A | N/A | N/A |
| 94613 | N/A | N/A | N/A | N/A | N/A |
| 94704 | N/A | N/A | N/A | N/A | N/A |
| 94705 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Oakland, Alameda County, California
When examining property taxes in Oakland, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Alameda County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Alameda County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Oakland.
For example, the median home price in Oakland is $450,687, with tax bills ranging significantly across the county. 94618 has the highest median home price at $799,328.
Property Tax Assessment Values Across Oakland, Alameda County, California
Source: Ownwell
$197,307
$1,084,889
$1,972,470
Median Oakland Market Value
$450,687
Median Alameda County Market Value
$564,082
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Oakland, Alameda County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94601 | $77,052 | $163,240 | $298,498 | $552,225 | $758,000 |
| 94602 | $125,804 | $270,564 | $542,444 | $906,069 | $1,279,611 |
| 94603 | $62,243 | $132,795 | $251,166 | $470,260 | $608,671 |
| 94605 | $101,070 | $198,444 | $417,859 | $677,262 | $946,344 |
| 94606 | $76,947 | $191,645 | $362,171 | $627,669 | $884,340 |
| 94607 | $136,552 | $263,946 | $472,597 | $705,586 | $874,922 |
| 94608 | $70,821 | $200,587 | $498,794 | $873,274 | $1,109,360 |
| 94609 | $100,730 | $254,062 | $561,869 | $897,596 | $1,314,175 |
| 94610 | $123,112 | $286,422 | $547,624 | $991,176 | $1,544,555 |
| 94611 | $169,366 | $400,021 | $775,441 | $1,232,150 | $1,676,000 |
| 94612 | $193,124 | $298,641 | $471,300 | $666,861 | $928,582 |
| 94618 | $150,924 | $400,591 | $799,328 | $1,377,683 | $1,956,711 |
| 94619 | $120,548 | $247,721 | $509,300 | $823,938 | $1,140,474 |
| 94621 | $65,110 | $119,930 | $226,013 | $428,044 | $565,220 |
| 94546 | N/A | N/A | N/A | N/A | N/A |
| 94577 | N/A | N/A | N/A | N/A | N/A |
| 94613 | N/A | N/A | N/A | N/A | N/A |
| 94704 | N/A | N/A | N/A | N/A | N/A |
| 94705 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Oakland, Alameda County, California
Property tax bills in Oakland are based on the assessed value of a home and the local tax rate, so a higher assessed value usually means a higher bill. Homeowners in Alameda County can see wide differences in what they pay, with bills shaped by location, neighborhood, and how the property is assessed. The median home price is $450,687, and the median tax bill can vary significantly across the city, from $5,101 in ZIP code 94621 to $12,066 in ZIP code 94618.
For many homeowners, that means property taxes can take a meaningful bite out of monthly housing costs. Oakland tax bills are also well above the national median property tax bill of $2,400, making it especially important to review your assessment carefully.
Ownwell helps homeowners save by finding opportunities to appeal an unfair assessment and identify exemptions that may lower the amount owed. If your property tax bill seems too high, Ownwell can help you pursue a lower bill and keep more money in your pocket.
Median Oakland Tax Bill
$7,811
Median Alameda County Tax Bill
$8,209
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Oakland, Alameda County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94601 | $2,952 | $4,065 | $6,016 | $9,271 | $12,025 |
| 94602 | $3,475 | $5,442 | $8,961 | $13,517 | $18,258 |
| 94603 | $2,753 | $3,642 | $5,333 | $8,046 | $9,956 |
| 94605 | $3,212 | $4,516 | $7,382 | $10,735 | $14,203 |
| 94606 | $3,054 | $4,524 | $6,935 | $10,328 | $13,792 |
| 94607 | $3,746 | $5,439 | $8,180 | $11,235 | $13,561 |
| 94608 | $2,774 | $4,798 | $8,341 | $13,320 | $16,567 |
| 94609 | $3,477 | $5,411 | $9,256 | $13,662 | $18,986 |
| 94610 | $3,362 | $5,562 | $8,947 | $14,557 | $21,829 |
| 94611 | $4,102 | $7,062 | $11,861 | $17,717 | $23,352 |
| 94612 | $4,522 | $5,691 | $7,998 | $10,635 | $14,155 |
| 94618 | $3,839 | $6,999 | $12,066 | $19,374 | $26,700 |
| 94619 | $3,451 | $5,132 | $8,515 | $12,509 | $16,560 |
| 94621 | $2,782 | $3,471 | $5,101 | $7,633 | $9,388 |
| 94546 | N/A | N/A | N/A | N/A | N/A |
| 94577 | N/A | N/A | N/A | N/A | N/A |
| 94613 | N/A | N/A | N/A | N/A | N/A |
| 94704 | N/A | N/A | N/A | N/A | N/A |
| 94705 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Alameda Tax Assessor | |
| Phone | (510) 272-3787 |
| Website | propinfo.acgov.org |
| AssessorWebResponse@acgov.org | |