Volcano, Amador County, California Property Taxes
Property Taxes in Volcano, California
Median Volcano, California effective property tax rate: 1.00%, significantly lower than the national median of 1.02%, and lower than the California state median of 1.21%.
Median Volcano, California home value: $316,532
Median annual Volcano, California tax bill: $3,066, $666 higher than the national median property tax bill of $2,400.
How are property taxes in Amador calculated?
Property taxes in Volcano, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Volcano's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Volcano, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Volcano, Amador County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1%
Estimate Property Tax Bill
$3,165
$2,937
How Does the Volcano Property Tax Calculator Work?
Use this Volcano property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Volcano's median effective tax rate of 1.00% — based on actual property records in Amador County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Volcano's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Volcano: rates range from 1.00% in 95689 to 1.00% in 95689, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Volcano.
About Volcano Property Taxes
About Property Taxes in Volcano, Amador, California
Volcano’s median effective property tax rate of 1.00% is lower than the California state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Amador County base levy combined with local levies that can affect what homeowners pay.
Property tax rates are not uniform across Volcano. Homeowners in the 95689 ZIP code carry a median effective rate of 1.00%, and the same ZIP code also reflects the city’s median tax bill of $3,066. That bill is higher than the national median property tax bill of $2,400, but lower than the California state median bill by $666.
Volcano homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before November 30, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Volcano, Amador County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Volcano's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Volcano Tax Rate
1.00%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Amador County Tax Rate
1.00%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Volcano, Amador County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95689 | 0.99% | 0.99% | 1.00% | 1.02% | 1.04% |
Source: Ownwell
Property Tax Assessment Values Across Volcano, Amador County, California
When examining property taxes in Volcano, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Amador County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Volcano is $316,532, with a median property tax bill of $3,066. In 95689, both the highest median home price and the highest median tax bill are $316,532 and $3,066.
Property Tax Assessment Values Across Volcano, Amador County, California
Source: Ownwell
$114,638
$317,204
$519,770
Median Volcano Market Value
$316,532
Median Amador County Market Value
$298,594
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Volcano, Amador County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95689 | $124,896 | $205,775 | $316,532 | $437,580 | $577,296 |
Source: Ownwell
Property Tax Bills Across Volcano, Amador County, California
Property tax bills in Volcano are based on the assessed value of a home, which is determined by local tax authorities and used to calculate what a homeowner owes each year. The bill is shaped by the home’s market value, local tax rates, and any applicable exemptions or special assessments. For a home with a median price of $316,532, the property tax bill typically reflects how that value is assessed for taxation rather than the price paid on the market.
In Volcano, the median property tax bill is $3,066, which is higher than the national median property tax bill of $2,400. Bills can vary widely, with the 25th percentile at $1,970 and the 75th percentile at $4,302, showing how differences in assessed value and tax rates affect homeowners. At the 90th percentile, the bill reaches $5,713, which can create a significant annual expense for higher-valued homes.
Median Volcano Tax Bill
$3,066
Median Amador County Tax Bill
$2,930
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Volcano, Amador County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95689 | $1,179 | $1,970 | $3,066 | $4,302 | $5,713 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | November 30 |
Links | |
|---|---|
| Amador Tax Assessor | |
| Website | common1.mptsweb.com |