Richmond, Contra Costa County, California Property Taxes
Property Taxes in Richmond, California
Median Richmond, California effective property tax rate: 1.82%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.
Median Richmond, California home value: $340,732
Median annual Richmond, California tax bill: $6,146, $3,746 higher than the national median property tax bill of $2,400.
How are property taxes in Contra Costa calculated?
Property taxes in Richmond, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Richmond's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Richmond, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Richmond, Contra Costa County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.82%
Estimate Property Tax Bill
$6,201
$5,755
$774
Average Annual Tax Savings
How Does the Richmond Property Tax Calculator Work?
Use this Richmond property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Richmond's median effective tax rate of 1.82% — based on actual property records in Contra Costa County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Richmond's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Richmond: rates range from $5,539 in 94801 to $6,463 in 94805, primarily due to differences in school district levies and local assessment districts. Richmond's median effective tax rate is higher than the 1.21% California median and the national median property tax rate of 1.02%, and the median tax bill of $6,146 is higher than the national median property tax bill of $2,400.
If your estimate is higher than expected, Ownwell can appeal your Richmond assessment — you only pay if we save you money.
About Richmond Property Taxes
About Property Taxes in Richmond, Contra Costa, California
Richmond’s median effective property tax rate of 1.82% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Contra Costa County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Richmond. Homeowners in the 94801 ZIP code carry a median effective rate of 1.87%, while those in 94805 pay 1.74%. This spread — 0.13 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Contra Costa County. Understanding which part of Richmond you live in can make a meaningful difference to your annual tax bill.
Richmond homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the December 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Richmond, Contra Costa County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Richmond's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Richmond Tax Rate
1.82%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Contra Costa County Tax Rate
1.31%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Richmond, Contra Costa County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94801 | 1.42% | 1.62% | 1.87% | 2.43% | 3.51% |
| 94804 | 1.57% | 1.66% | 1.82% | 2.23% | 3.14% |
| 94805 | 1.42% | 1.58% | 1.74% | 2.08% | 2.70% |
| 94802 | N/A | N/A | N/A | N/A | N/A |
| 94803 | N/A | N/A | N/A | N/A | N/A |
| 94807 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Richmond, Contra Costa County, California
When examining property taxes in Richmond, California, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Contra Costa County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Contra Costa County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Richmond.
For example, the median home price in Richmond is $340,732, with tax bills ranging significantly across the county. 94805 has the highest median home price at $380,593.
Property Tax Assessment Values Across Richmond, Contra Costa County, California
Source: Ownwell
$153,114
$1,176,704
$2,200,294
Median Richmond Market Value
$340,732
Median Contra Costa County Market Value
$530,390
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Richmond, Contra Costa County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94801 | $64,371 | $131,649 | $286,196 | $506,327 | $742,848 |
| 94804 | $87,348 | $186,287 | $357,074 | $552,361 | $715,760 |
| 94805 | $111,368 | $219,238 | $380,593 | $621,579 | $817,234 |
| 94802 | N/A | N/A | N/A | N/A | N/A |
| 94803 | N/A | N/A | N/A | N/A | N/A |
| 94807 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Richmond, Contra Costa County, California
Richmond homeowners in Contra Costa County see property tax bills based on the assessed value of their home, local tax rates, and any exemptions or special assessments that apply. With a median home price of $340,732, the tax bill can vary widely depending on where a property is located and how it is assessed. The 25th percentile tax bill is $3,839, while the 75th percentile is $9,153, showing how much bills can differ across the city.
For many homeowners, a higher assessed value can mean a higher tax bill, even when market conditions shift. The 90th percentile tax bill reaches $11,864, and the lowest median tax bill is $5,539 in ZIP code 94801, compared with $6,463 in ZIP code 94805. Ownwell helps homeowners lower their property tax bills by reviewing assessments, identifying savings opportunities, and appealing unfair valuations so they may pay only what is appropriate.
Property Tax Bills Across Richmond, Contra Costa County, California
Source: Ownwell
$3,003
$13,751
$24,499
Median Richmond Tax Bill
$6,146
Median Contra Costa County Tax Bill
$6,979
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Richmond, Contra Costa County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 94801 | $1,992 | $3,198 | $5,539 | $8,590 | $12,236 |
| 94804 | $2,677 | $4,027 | $6,353 | $9,168 | $11,575 |
| 94805 | $2,785 | $4,374 | $6,463 | $9,739 | $12,321 |
| 94802 | N/A | N/A | N/A | N/A | N/A |
| 94803 | N/A | N/A | N/A | N/A | N/A |
| 94807 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 1 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Contra Costa Tax Assessor | |
| Website | www.contracosta.ca.gov |