El Dorado, El Dorado County, California Property Taxes

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Property Taxes in El Dorado, California

Median El Dorado, California effective property tax rate: 1.06%, significantly lower than the national median of 1.02%, and lower than the California state median of 1.21%.
Median El Dorado, California home value: $361,162
Median annual El Dorado, California tax bill: $3,839, $1,439 higher than the national median property tax bill of $2,400.

How are property taxes in El Dorado calculated?

Property taxes in El Dorado, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding El Dorado's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in El Dorado, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

El Dorado, El Dorado County, California Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.06%

Estimate Property Tax Bill

$3,828

$3,553

How Does the El Dorado Property Tax Calculator Work?

Use this El Dorado property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies El Dorado's median effective tax rate of 1.06% — based on actual property records in El Dorado County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies El Dorado's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within El Dorado: rates range from 1.06% in 95623 to 1.06% in 95623, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across El Dorado.

About El Dorado Property Taxes

About Property Taxes in El Dorado, El Dorado, California

El Dorado’s median effective property tax rate of 1.06% is lower than the California state median of 1.21% and lower than the national median of 1.02%. This rate reflects the El Dorado County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across El Dorado. Homeowners in the 95623 ZIP code carry a median effective rate of 1.06%, while those in 95623 pay 1.06%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across El Dorado County. Understanding which part of El Dorado you live in can make a meaningful difference to your annual tax bill.

El Dorado homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the November 30, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across El Dorado, El Dorado County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare El Dorado's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across El Dorado, El Dorado County, California

Source: Ownwell

1.04%

1.18%

1.32%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective El Dorado Tax Rate

1.06%

Median Effective El Dorado County Tax Rate

1.08%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across El Dorado, El Dorado County, California

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
95623	1.03%	1.04%	1.06%	1.07%	1.09%

Source: Ownwell

Property Tax Assessment Values Across El Dorado, El Dorado County, California

When examining property taxes in El Dorado, California, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The El Dorado County assessment office estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.

For example, the median home price in El Dorado is $361,162, with tax bills ranging significantly across the county. Zip code 95623 has the highest median home price at $361,162, and the median property tax bill is $3,839.

Property Tax Assessment Values Across El Dorado, El Dorado County, California

Source: Ownwell

$188,691

$420,380

$652,069

Median El Dorado Market Value

$361,162

Median El Dorado County Market Value

$413,970

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across El Dorado, El Dorado County, California

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
95623	$143,712	$230,510	$361,162	$507,509	$646,279

Source: Ownwell

Property Tax Bills Across El Dorado, El Dorado County, California

Property tax bills in El Dorado are based on the assessed value of a home, which is then multiplied by the local tax rate to determine what homeowners owe. For a home with a median price of $361,162, the resulting tax bill can vary widely depending on the property’s assessed value, location, and any applicable exemptions or local levies.

In El Dorado, the median property tax bill is $3,839, which is above the national median property tax bill of $2,400. Bills in the county also range from $2,461 at the 25th percentile to $5,407 at the 75th percentile, with the 90th percentile reaching $6,916. That spread shows how much a homeowner’s tax burden can differ from one property to another.

For homeowners, these taxes can have a meaningful impact on monthly housing costs and long-term affordability.

Property Tax Bills Across El Dorado, El Dorado County, California

Source: Ownwell

$2,100

$5,092

$8,083

Median El Dorado Tax Bill

$3,839

Median El Dorado County Tax Bill

$4,531

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across El Dorado, El Dorado County, California

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
95623	$1,555	$2,461	$3,839	$5,407	$6,916

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Property Valuation Date	January 1
Appeal Deadline	November 30
Tax Bill
Issued	October 1
Due Date #1	December 10
Due Date #2	April 10

Links
El Dorado Tax Assessor
Website	parcel.edcgov.us

Frequently Asked Property Tax Questions in El Dorado, California

How are property taxes calculated in El Dorado, California?

Property taxes in El Dorado, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in El Dorado, California?

To appeal your property taxes in El Dorado, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in El Dorado, California?

Common property tax exemptions in El Dorado, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in El Dorado, California?

Property tax deadlines in El Dorado, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in El Dorado, California?

Ownwell provides professional property tax appeal services in El Dorado, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.