Loch Lomond, Lake County, California Property Taxes
Property Taxes in Loch Lomond, California
Median Loch Lomond, California effective property tax rate: 1.15%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.
Median Loch Lomond, California home value: $232,647
Median annual Loch Lomond, California tax bill: $2,549, $149 higher than the national median property tax bill of $2,400.
How are property taxes in Lake calculated?
Property taxes in Loch Lomond, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Loch Lomond's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Loch Lomond, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Loch Lomond, Lake County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.15%
Estimate Property Tax Bill
$2,675
$2,483
How Does the Loch Lomond Property Tax Calculator Work?
Use this Loch Lomond property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Loch Lomond's median effective tax rate of 1.15% — based on actual property records in Lake County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Loch Lomond's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Loch Lomond: rates range from 1.15% in 95461 to 1.15% in 95461, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Loch Lomond.
About Loch Lomond Property Taxes
About Property Taxes in Loch Lomond, Lake, California
Loch Lomond’s median effective property tax rate of 1.15% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Lake County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Loch Lomond. Homeowners in the 95461 ZIP code carry a median effective rate of 1.15%, and the same ZIP also has the lowest median rate at 1.15%. Understanding how local levies are set can still make a difference to your annual tax bill.
Loch Lomond homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the November 30, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Loch Lomond, Lake County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Loch Lomond's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Loch Lomond Tax Rate
1.15%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lake County Tax Rate
1.19%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Loch Lomond, Lake County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95461 | 1.07% | 1.12% | 1.15% | 1.23% | 1.40% |
Source: Ownwell
Property Tax Assessment Values Across Loch Lomond, Lake County, California
When examining property taxes in Loch Lomond, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lake County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lake County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Loch Lomond.
For example, the median home price in Loch Lomond is $232,647, with tax bills ranging significantly across the county. 95461 has the highest median home price at $232,647.
Property Tax Assessment Values Across Loch Lomond, Lake County, California
Source: Ownwell
$105,069
$206,356
$307,642
Median Loch Lomond Market Value
$232,647
Median Lake County Market Value
$215,510
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Loch Lomond, Lake County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95461 | $54,090 | $144,636 | $232,647 | $373,756 | $529,646 |
Source: Ownwell
Property Tax Bills Across Loch Lomond, Lake County, California
Property tax bills in Loch Lomond are based on the assessed value of a home and the local tax rate set by Lake County and other taxing authorities. The bill is determined by multiplying the taxable assessed value by the applicable rate, so changes in market value, exemptions, and local levies can all affect what a homeowner owes.
With a median home price of $232,647, property taxes can vary widely from one homeowner to another. The 25th percentile tax bill is $1,607, while the 75th percentile is $4,255 and the 90th percentile reaches $5,799. That spread shows how differences in home value and assessment can lead to very different tax bills, even within the same city.
For homeowners, a higher assessed value usually means a higher tax bill, which can increase the cost of owning a home each year. In Loch Lomond, understanding how your assessment is calculated is important because it directly affects your annual property tax burden.
Median Loch Lomond Tax Bill
$2,549
Median Lake County Tax Bill
$2,503
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Loch Lomond, Lake County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95461 | $504 | $1,607 | $2,549 | $4,255 | $5,799 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | November 30 |
Links | |
|---|---|
| Lake Tax Assessor | |
| Website | common2.mptsweb.com |