O Neals, Madera County, California Property Taxes
Property Taxes in O Neals, California
Median O Neals, California effective property tax rate: 1.04%, significantly lower than the national median of 1.02%, and higher than the California state median of 1.21%.
Median O Neals, California home value: $184,011
Median annual O Neals, California tax bill: $1,887, $513 lower than the national median property tax bill of $2,400.
How are property taxes in Madera calculated?
Property taxes in O Neals, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding O Neals's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in O Neals, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
O Neals, Madera County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.04%
Estimate Property Tax Bill
$1,914
$1,776
How Does the O Neals Property Tax Calculator Work?
Use this O Neals property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies O Neals's median effective tax rate of 1.04% — based on actual property records in Madera County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies O Neals's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within O Neals: rates range from 1.04% in 93645 to 1.04% in 93645, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across O Neals.
About O Neals Property Taxes
About Property Taxes in O Neals, Madera, California
O Neals's median effective property tax rate of 1.04% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Madera County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across O Neals. Homeowners in the 93645 ZIP code carry a median effective rate of 1.04%, while those in the same ZIP code pay 1.04%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Madera County. Understanding which part of O Neals you live in can make a meaningful difference to your annual tax bill.
O Neals homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before November 30, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across O Neals, Madera County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare O Neals's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective O Neals Tax Rate
1.04%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Madera County Tax Rate
1.12%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across O Neals, Madera County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 93645 | 0.88% | 0.96% | 1.04% | 1.06% | 1.06% |
Source: Ownwell
Property Tax Assessment Values Across O Neals, Madera County, California
When examining property taxes in O Neals, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Madera County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Madera County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in O Neals is $184,011, with tax bills ranging significantly across the county. Zip code 93645 has the highest median home price at $184,011.
Property Tax Assessment Values Across O Neals, Madera County, California
Source: Ownwell
$134,208
$292,959
$451,710
Median O Neals Market Value
$184,011
Median Madera County Market Value
$250,988
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across O Neals, Madera County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 93645 | $60,329 | $102,829 | $184,011 | $293,912 | $363,893 |
Source: Ownwell
Property Tax Bills Across O Neals, Madera County, California
Property tax bills in O Neals are calculated by applying the local tax rate to a home’s assessed value, which is based on market conditions and other local factors. For homeowners, that means the bill rises or falls as the assessed value changes, even when the tax rate stays the same. With a median home price of $184,011, the typical property tax bill in the area is $1,887, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
What a homeowner pays can vary widely. The 25th percentile tax bill is $1,074, while the 75th percentile is $2,968 and the 90th percentile reaches $3,619. That spread shows how much property taxes can differ from one home to another, even within the same city. For homeowners, property taxes are a recurring housing cost that can affect monthly budgeting and the overall affordability of owning a home.
Median O Neals Tax Bill
$1,887
Median Madera County Tax Bill
$2,726
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across O Neals, Madera County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 93645 | $566 | $1,074 | $1,887 | $2,968 | $3,619 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | November 30 |
Links | |
|---|---|
| Madera Tax Assessor | |
| Website | common3.mptsweb.com |