Castroville, Monterey County, California Property Taxes
Property Taxes in Castroville, California
Median Castroville, California effective property tax rate: 1.13%, significantly higher than the national median of 1.02%, and lower than the California state median of 1.21%.
Median Castroville, California home value: $270,903
Median annual Castroville, California tax bill: $3,306, $906 higher than the national median property tax bill of $2,400.
How are property taxes in Monterey calculated?
Property taxes in Castroville, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Castroville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Castroville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Castroville, Monterey County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.13%
Estimate Property Tax Bill
$3,061
$2,841
How Does the Castroville Property Tax Calculator Work?
Use this Castroville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Castroville's median effective tax rate of 1.13% — based on actual property records in Monterey County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Castroville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Castroville's median effective tax rate is higher than the California median tax rate of 1.21%, and the median property tax bill is $3,306, which is $906 higher than the state median bill.
Your bill may vary by ZIP code within Castroville: rates range from 1.13% in 95012 to 1.13% in 95012, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Castroville.
About Castroville Property Taxes
About Property Taxes in Castroville, Monterey, California
Castroville’s median effective property tax rate of 1.13% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Monterey County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Castroville. Homeowners in the 95012 ZIP code carry a median effective rate of 1.13%, while those in the same ZIP code pay 1.13%. This spread reflects how school district boundaries and local assessment districts are drawn across Monterey County. Understanding which part of Castroville you live in can make a meaningful difference to your annual tax bill.
Castroville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the November 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Castroville, Monterey County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Castroville's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Castroville Tax Rate
1.13%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Monterey County Tax Rate
1.12%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Castroville, Monterey County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95012 | 1.07% | 1.09% | 1.13% | 1.23% | 1.64% |
Source: Ownwell
Property Tax Assessment Values Across Castroville, Monterey County, California
When examining property taxes in Castroville, California, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Monterey County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Monterey County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Castroville.
For example, the median home price in Castroville is $270,903, with tax bills ranging significantly across the county. 95012 has the highest median home price at $270,903.
Property Tax Assessment Values Across Castroville, Monterey County, California
Source: Ownwell
$105,696
$930,602
$1,755,507
Median Castroville Market Value
$270,903
Median Monterey County Market Value
$453,393
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Castroville, Monterey County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95012 | $92,396 | $202,368 | $270,903 | $477,619 | $674,115 |
Source: Ownwell
Property Tax Bills Across Castroville, Monterey County, California
How are property tax bills calculated in Castroville?
Property tax bills in Castroville are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value, so the final bill depends on both the property’s value and the tax rate set by local governments.
For a home with a median price of $270,903, the property tax bill can vary widely depending on location and assessment details. In Monterey County, the median tax bill in Castroville is $3,306 in ZIP code 95012, which is above the national median property tax bill of $2,400 and reflects a higher-than-average burden for many homeowners.
Bills can range from $1,724 at the 25th percentile to $4,843 at the 75th percentile, with the 90th percentile reaching $7,001. That spread shows how much property taxes can differ from one homeowner to another, even within the same city.
Property Tax Bills Across Castroville, Monterey County, California
Source: Ownwell
$1,735
$8,731
$15,727
Median Castroville Tax Bill
$3,306
Median Monterey County Tax Bill
$5,005
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Castroville, Monterey County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95012 | $645 | $1,724 | $3,306 | $4,843 | $7,001 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Monterey Tax Assessor | |
| Website | common3.mptsweb.com |