Granite Bay, Placer County, California Property Taxes
Property Taxes in Granite Bay, California
Median Granite Bay, California effective property tax rate: 1.10%, significantly lower than the national median of 1.02%, and lower than the California state median of 1.21%.
Median Granite Bay, California home value: $778,884
Median annual Granite Bay, California tax bill: $8,388, $5,988 higher than the national median property tax bill of $2,400.
How are property taxes in Placer calculated?
Property taxes in Granite Bay, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Granite Bay's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Granite Bay, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Granite Bay, Placer County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.1%
Estimate Property Tax Bill
$8,568
$7,951
How Does the Granite Bay Property Tax Calculator Work?
Use this Granite Bay property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Granite Bay's median effective tax rate of 1.10% — based on actual property records in Placer County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Granite Bay's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Granite Bay: rates range from 1.10% in 95746 to 1.10% in 95746, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Granite Bay.
About Granite Bay Property Taxes
About Property Taxes in Granite Bay, Placer, California
Granite Bay's median effective property tax rate of 1.10% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Placer County base levy combined with local school district levies and special district charges that vary by subdivision throughout the city.
Property tax rates are not uniform across Granite Bay. Homeowners in the 95746 ZIP code carry a median effective rate of 1.10%, while those in the same ZIP code pay 1.10%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Placer County. Understanding which part of Granite Bay you live in can make a meaningful difference to your annual tax bill.
Granite Bay homeowners who believe their assessed value is too high can file a formal appeal with the Placer County Tax Assessor before the November 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Granite Bay, Placer County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Granite Bay's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Granite Bay Tax Rate
1.10%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Placer County Tax Rate
1.12%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Granite Bay, Placer County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95746 | 1.00% | 1.05% | 1.10% | 1.16% | 1.27% |
| 95661 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Granite Bay, Placer County, California
When examining property taxes in Granite Bay, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Placer County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Placer County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of July.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Granite Bay.
For example, the median home price in Granite Bay is $778,884, with tax bills ranging significantly across the county. 95746 has the highest median home price at $777,983.
Property Tax Assessment Values Across Granite Bay, Placer County, California
Source: Ownwell
$183,200
$587,748
$992,295
Median Granite Bay Market Value
$778,884
Median Placer County Market Value
$506,842
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Granite Bay, Placer County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95746 | $342,529 | $522,073 | $777,983 | $1,104,894 | $1,574,841 |
| 95661 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Granite Bay, Placer County, California
Granite Bay property tax bills are based on the assessed value of a home, which is closely tied to its market value and local tax rates. For a home with a median price of $778,884, the tax bill can vary widely depending on the property’s assessed value and any local levies that apply. In Placer County, the median tax bill is $8,388.00, and homeowners in the area may see bills that reflect differences in home value, neighborhood, and exemptions.
Property taxes are calculated by applying the tax rate to the assessed value, so higher-value homes generally face larger bills. That means a homeowner’s tax burden can rise as property values increase, even if the home has not been sold. For many homeowners, this makes property taxes one of the largest ongoing housing costs, with bills ranging from $5,845 at the 25th percentile to $16,433 at the 90th percentile.
Median Granite Bay Tax Bill
$8,388
Median Placer County Tax Bill
$5,928
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Granite Bay, Placer County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95746 | $3,932 | $5,845 | $8,388 | $11,783 | $16,433 |
| 95661 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Placer Tax Assessor | |
| Website | common1.mptsweb.com |