Elk Grove, Sacramento County, California Property Taxes
Property Taxes in Elk Grove, California
Median Elk Grove, California effective property tax rate: 1.19%, significantly higher than the national median of 1.02%, and lower than the California state median of 1.21%.
Median Elk Grove, California home value: $437,822
Median annual Elk Grove, California tax bill: $5,397, $2,997 higher than the national median property tax bill of $2,400.
How are property taxes in Sacramento calculated?
Property taxes in Elk Grove, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elk Grove's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elk Grove, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Elk Grove, Sacramento County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.19%
Estimate Property Tax Bill
$5,210
$4,835
$774
Average Annual Tax Savings
How Does the Elk Grove Property Tax Calculator Work?
Use this Elk Grove property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Elk Grove's median effective tax rate of 1.19% — based on actual property records in Sacramento County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Elk Grove's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Elk Grove: rates range from $4,387.00 in 95758 to $7,595.00 in 95757, primarily due to differences in school district levies and local assessment districts.
Elk Grove's 1.19% median effective tax rate is higher than the 1.02% national median property tax rate, and the $5,397 median tax bill is well above the $2,400 national median property tax bill. If your estimate is higher than expected, Ownwell can appeal your Elk Grove assessment — you only pay if we save you money.
About Elk Grove Property Taxes
About Property Taxes in Elk Grove, Sacramento, California
Elk Grove's median effective property tax rate of 1.19% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Sacramento County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Elk Grove. Homeowners in the 95757 ZIP code carry a median effective rate of 1.48%, while those in 95624 pay 1.13%. This spread — 0.35 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Sacramento County. Understanding which part of Elk Grove you live in can make a meaningful difference to your annual tax bill.
Elk Grove homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the December 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Elk Grove, Sacramento County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Elk Grove's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elk Grove Tax Rate
1.19%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sacramento County Tax Rate
1.19%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Elk Grove, Sacramento County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95624 | 1.06% | 1.08% | 1.13% | 1.20% | 1.38% |
| 95757 | 1.19% | 1.31% | 1.48% | 1.70% | 1.88% |
| 95758 | 1.11% | 1.13% | 1.17% | 1.22% | 1.34% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Elk Grove, Sacramento County, California
When examining property taxes in Elk Grove, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sacramento County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Sacramento County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elk Grove.
For example, the median home price in Elk Grove is $437,822, with tax bills ranging significantly across the county. 95757 has the highest median home price at $524,289.
Property Tax Assessment Values Across Elk Grove, Sacramento County, California
Source: Ownwell
$111,518
$506,740
$901,962
Median Elk Grove Market Value
$437,822
Median Sacramento County Market Value
$348,527
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Elk Grove, Sacramento County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95624 | $207,532 | $295,642 | $424,482 | $568,909 | $715,700 |
| 95757 | $322,623 | $414,320 | $524,289 | $648,468 | $778,485 |
| 95758 | $217,515 | $275,828 | $374,621 | $490,822 | $610,194 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Elk Grove, Sacramento County, California
Property tax bills in Elk Grove are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the bill can rise when assessed values increase, even if the mortgage stays the same. In Sacramento County, the median home price is $437,822, and property tax bills vary widely across the city, with the 25th percentile at $3,861, the 75th percentile at $7,445, and the 90th percentile at $9,827.
How does this compare to the national median property tax bill of $2,400? Elk Grove homeowners often pay more, making it especially important to review assessments carefully.
Ownwell helps homeowners save by identifying opportunities to appeal unfair assessments and secure property tax exemptions when available. If your home was overassessed, Ownwell can help reduce your property tax bill and keep more money in your pocket.
Property Tax Bills Across Elk Grove, Sacramento County, California
Source: Ownwell
$1,218
$5,863
$10,507
Median Elk Grove Tax Bill
$5,397
Median Sacramento County Tax Bill
$4,157
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Elk Grove, Sacramento County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95624 | $2,363 | $3,414 | $4,849 | $6,537 | $8,659 |
| 95757 | $4,947 | $6,019 | $7,595 | $9,646 | $11,309 |
| 95758 | $2,689 | $3,326 | $4,387 | $5,669 | $7,276 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 1 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Sacramento Tax Assessor | |
| Website | assessorparcelviewer.saccounty.gov |