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Fair Oaks, Sacramento County, California Property Taxes

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Property Taxes in Fair Oaks, California

  • Median Fair Oaks, California effective property tax rate: 1.19%, significantly higher than the national median of 1.02%, and slightly lower than the California state median of 1.21%.

  • Median Fair Oaks, California home value: $416,980

  • Median annual Fair Oaks, California tax bill: $4,926, $2,526 higher than the national median property tax bill of $2,400.

How are property taxes in Sacramento calculated?

Property taxes in Fair Oaks, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Fair Oaks's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fair Oaks, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Fair Oaks, Sacramento County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.19%

Estimate Property Tax Bill

$4,962

$4,605

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Fair Oaks Property Tax Calculator Work?

Use this Fair Oaks property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Fair Oaks' median effective tax rate of 1.19% — based on actual property records in Sacramento County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fair Oaks' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Fair Oaks: rates range from 1.19% in 95628 to 1.19% in 95628, primarily due to differences in school district levies and local assessment districts.

Fair Oaks' median property tax rate is higher than the national median property tax rate of 1.02%, and the median tax bill of $4,926 is higher than the national median property tax bill of $2,400. If your estimate is higher than expected, Ownwell can appeal your Fair Oaks assessment — you only pay if we save you money.

About Fair Oaks Property Taxes

About Property Taxes in Fair Oaks, Sacramento, California

Fair Oaks's median effective property tax rate of 1.19% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Sacramento County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Fair Oaks. Homeowners in the 95628 ZIP code carry a median effective rate of 1.19%, while those in the same ZIP code pay 1.19%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Sacramento County. Understanding which part of Fair Oaks you live in can make a meaningful difference to your annual tax bill.

Fair Oaks homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the December 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Fair Oaks, Sacramento County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Fair Oaks's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Fair Oaks, Sacramento County, California

Source: Ownwell

1.06%

1.32%

1.58%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Fair Oaks Tax Rate

1.19%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Sacramento County Tax Rate

1.19%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Fair Oaks, Sacramento County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
956281.16%1.19%1.19%1.21%1.24%

Source: Ownwell

Property Tax Assessment Values Across Fair Oaks, Sacramento County, California

When examining property taxes in Fair Oaks, California, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sacramento County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Sacramento County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fair Oaks.

For example, the median home price in Fair Oaks is $416,980, with tax bills ranging significantly across the county. 95628 has the highest median home price at $416,980.

Property Tax Assessment Values Across Fair Oaks, Sacramento County, California

Source: Ownwell

$111,518

$506,740

$901,962

Median Fair Oaks Market Value

$416,980

Median Sacramento County Market Value

$348,527

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Fair Oaks, Sacramento County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
95628$147,129$262,629$416,980$580,286$764,652

Source: Ownwell

Property Tax Bills Across Fair Oaks, Sacramento County, California

Property tax bills in Fair Oaks are based on the assessed value of a home and the local tax rate set for Sacramento County. For a home with a median market value of $416,980, the bill can vary widely depending on the property’s assessed value and any exemptions or local adjustments that apply. The median tax bill in the area is $4,926, which is above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.

For many homeowners, that means property taxes can be a major part of annual housing costs. Bills at the 25th percentile are $3,058, while the 75th percentile reaches $6,904, and the 90th percentile climbs to $9,171. Ownwell helps homeowners review their assessments, identify opportunities for savings, and appeal unfair property tax bills so they may pay only what they owe.

Property Tax Bills Across Fair Oaks, Sacramento County, California

Source: Ownwell

$1,218

$5,863

$10,507

Median Fair Oaks Tax Bill

$4,926

Median Sacramento County Tax Bill

$4,157

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Fair Oaks, Sacramento County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
95628$1,680$3,058$4,926$6,904$9,171

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Fair Oaks, California

How are property taxes calculated in Fair Oaks, California?
Property taxes in Fair Oaks, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Fair Oaks, California?
To appeal your property taxes in Fair Oaks, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Fair Oaks, California?
Common property tax exemptions in Fair Oaks, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Fair Oaks, California?
Property tax deadlines in Fair Oaks, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Fair Oaks, California?
Ownwell provides professional property tax appeal services in Fair Oaks, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.