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Folsom, Sacramento County, California Property Taxes

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Property Taxes in Folsom, California

  • Median Folsom, California effective property tax rate: 1.11%, significantly higher than the national median of 1.02%, and lower than the California state median of 1.21%.

  • Median Folsom, California home value: $568,276

  • Median annual Folsom, California tax bill: $6,360, higher than the national median property tax bill of $2,400.

How are property taxes in Sacramento calculated?

Property taxes in Folsom, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Folsom's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Folsom, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Folsom, Sacramento County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.11%

Estimate Property Tax Bill

$6,308

$5,854

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Folsom Property Tax Calculator Work?

Use this Folsom property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Folsom's median effective tax rate of 1.11% — based on actual property records in Sacramento County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Folsom's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Folsom's median property tax bill is $6,360, which is higher than the $2,400 national median property tax bill and higher than California's median property tax bill by $3,960. Within Folsom, the median tax bill is $6,360 in 95630.

If your estimate is higher than expected, Ownwell can appeal your Folsom assessment — you only pay if we save you money.

About Folsom Property Taxes

About Property Taxes in Folsom, Sacramento, California

Folsom’s median effective property tax rate of 1.11% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Sacramento County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Folsom. Homeowners in the 95630 ZIP code carry a median effective rate of 1.11%, while those in the same ZIP code also pay 1.11%. This reflects how school district boundaries and local assessment districts are drawn across Sacramento County. Understanding where you live in Folsom can still help you better estimate your annual tax bill.

Folsom homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the December 1, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Folsom, Sacramento County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Folsom's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Folsom, Sacramento County, California

Source: Ownwell

1.06%

1.32%

1.58%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Folsom Tax Rate

1.11%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Sacramento County Tax Rate

1.19%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Folsom, Sacramento County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
956301.05%1.07%1.11%1.24%1.52%

Source: Ownwell

Property Tax Assessment Values Across Folsom, Sacramento County, California

When examining property taxes in Folsom, California, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sacramento County assessment office estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Sacramento County, assessment notices are sent in the fall each year. They'll typically reach your mailbox by the middle of October.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Folsom.

For example, the median home price in Folsom is $568,276, with tax bills ranging significantly across the county. 95630 has the highest median home price at $568,276.

Property Tax Assessment Values Across Folsom, Sacramento County, California

Source: Ownwell

$111,518

$506,740

$901,962

Median Folsom Market Value

$568,276

Median Sacramento County Market Value

$348,527

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Folsom, Sacramento County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
95630$285,485$408,232$568,276$733,922$914,686

Source: Ownwell

Property Tax Bills Across Folsom, Sacramento County, California

Property tax bills in Folsom are based on the assessed value of a home, not its market price alone, and the local tax rate is applied to that assessment to determine what homeowners owe. For a home with a median price of $568,276, the bill can vary widely depending on the property’s assessed value, exemptions, and any local levies included in the final amount. In Sacramento County, the 25th percentile tax bill is $4,439, while the 75th percentile is $8,955 and the 90th percentile reaches $12,455. That means two similar homes can face very different tax bills if their assessments differ.

High property tax bills can put pressure on monthly budgets and raise the long-term cost of owning a home. Ownwell helps homeowners identify savings opportunities, review assessments, and pursue appeals or exemptions that may lower what they pay.

Property Tax Bills Across Folsom, Sacramento County, California

Source: Ownwell

$1,218

$5,863

$10,507

Median Folsom Tax Bill

$6,360

Median Sacramento County Tax Bill

$4,157

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Folsom, Sacramento County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
95630$3,138$4,439$6,360$8,955$12,455

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Folsom, California

How are property taxes calculated in Folsom, California?
Property taxes in Folsom, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Folsom, California?
To appeal your property taxes in Folsom, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Folsom, California?
Common property tax exemptions in Folsom, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Folsom, California?
Property tax deadlines in Folsom, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Folsom, California?
Ownwell provides professional property tax appeal services in Folsom, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.