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Apple Valley, San Bernardino County, California Property Taxes

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Property Taxes in Apple Valley, California

  • Median Apple Valley, California effective property tax rate: 1.14%, significantly higher than the national median of 1.02%, and lower than the California state median of 1.21%.

  • Median Apple Valley, California home value: $269,272

  • Median annual Apple Valley, California tax bill: $3,029, higher than the national median property tax bill of $2,400.

How are property taxes in San Bernardino calculated?

Property taxes in Apple Valley, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Apple Valley's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Apple Valley, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Apple Valley, San Bernardino County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.14%

Estimate Property Tax Bill

$3,070

$2,849

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Apple Valley Property Tax Calculator Work?

Use this Apple Valley property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Apple Valley's median effective tax rate of 1.14% — based on actual property records in San Bernardino County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Apple Valley's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Apple Valley: rates range from $2,934.00 in 92308 to $3,131.00 in 92307, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Apple Valley assessment — you only pay if we save you money.

About Apple Valley Property Taxes

About Property Taxes in Apple Valley, San Bernardino, California

Apple Valley’s median effective property tax rate of 1.14% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Bernardino County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Apple Valley. Homeowners in the 92308 ZIP code carry a median effective rate of 1.15%, while those in 92307 pay 1.14%. This spread reflects how school district boundaries and local assessment districts are drawn across San Bernardino County. Understanding which part of Apple Valley you live in can make a meaningful difference to your annual tax bill.

Apple Valley homeowners who believe their assessed value is too high can file a formal appeal before the December 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Apple Valley, San Bernardino County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Apple Valley's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Apple Valley, San Bernardino County, California

Source: Ownwell

1.02%

1.77%

2.51%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Apple Valley Tax Rate

1.14%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Bernardino County Tax Rate

1.20%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Apple Valley, San Bernardino County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
923071.10%1.12%1.14%1.18%1.36%
923081.10%1.12%1.15%1.21%1.38%
92345N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Assessment Values Across Apple Valley, San Bernardino County, California

When examining property taxes in Apple Valley, California, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Bernardino County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of October. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.

For example, the median home price in Apple Valley is $269,272, with tax bills ranging significantly across the county. ZIP code 92307 has the highest median home price at $281,433, while ZIP code 92307 also has the highest median tax bill at $3,131. The median tax bill in Apple Valley is above the national median property tax bill of $2,400.

Property Tax Assessment Values Across Apple Valley, San Bernardino County, California

Source: Ownwell

$15,522

$316,800

$618,078

Median Apple Valley Market Value

$269,272

Median San Bernardino County Market Value

$304,579

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Apple Valley, San Bernardino County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
92307$109,335$179,611$281,433$402,900$506,794
92308$87,925$154,900$259,456$374,544$472,971
92345N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Bills Across Apple Valley, San Bernardino County, California

Property tax bills in Apple Valley are based on the assessed value of a home, not its market value. Local tax rates and any applicable exemptions are then applied to determine the final bill. For homeowners, that means a higher assessed value can lead to a larger tax bill, even if the home has not sold or changed significantly.

In Apple Valley, the median home price is $269,272, and property tax bills vary widely across the area. The 25th percentile tax bill is $1,917, while the 75th percentile is $4,301. The highest median tax bill is $3,131 in ZIP code 92307, compared with $2,934 in ZIP code 92308. These differences show how location and assessment details can affect what homeowners pay.

Ownwell helps homeowners challenge inaccurate assessments and find savings opportunities, which can reduce property tax bills and keep more money in your pocket.

Property Tax Bills Across Apple Valley, San Bernardino County, California

Source: Ownwell

$232

$5,059

$9,885

Median Apple Valley Tax Bill

$3,029

Median San Bernardino County Tax Bill

$3,680

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Apple Valley, San Bernardino County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
92307$1,263$2,038$3,131$4,462$5,700
92308$1,081$1,813$2,934$4,186$5,343
92345N/AN/AN/AN/AN/A

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Apple Valley, California

How are property taxes calculated in Apple Valley, California?
Property taxes in Apple Valley, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Apple Valley, California?
To appeal your property taxes in Apple Valley, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Apple Valley, California?
Common property tax exemptions in Apple Valley, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Apple Valley, California?
Property tax deadlines in Apple Valley, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Apple Valley, California?
Ownwell provides professional property tax appeal services in Apple Valley, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.