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Grand Terrace, San Bernardino County, California Property Taxes

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Property Taxes in Grand Terrace, California

  • Median Grand Terrace, California effective property tax rate: 1.23%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.

  • Median Grand Terrace, California home value: $301,226

  • Median annual Grand Terrace, California tax bill: $3,636, $1,236 higher than the national median property tax bill of $2,400.

How are property taxes in San Bernardino calculated?

Property taxes in Grand Terrace, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Grand Terrace's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Grand Terrace, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Grand Terrace, San Bernardino County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.23%

Estimate Property Tax Bill

$3,705

$3,438

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Grand Terrace Property Tax Calculator Work?

Use this Grand Terrace property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Grand Terrace's median effective tax rate of 1.23% — based on actual property records in San Bernardino County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Grand Terrace's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Grand Terrace: rates range from $2,825.00 in 92324 to $3,639.00 in 92313, primarily due to differences in school district levies and local assessment districts. Grand Terrace's median property tax rate is higher than California's 1.21% median rate, and the median tax bill is $1,236 higher than the state median of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Grand Terrace assessment — you only pay if we save you money.

About Grand Terrace Property Taxes

About Property Taxes in Grand Terrace, San Bernardino, California

Grand Terrace’s median effective property tax rate of 1.23% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Bernardino County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Grand Terrace. Homeowners in the 92313 ZIP code carry a median effective rate of 1.23%, while those in 92324 pay 1.20%. This spread reflects how school district boundaries and local assessment districts are drawn across San Bernardino County.

Grand Terrace homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before December 1, 2026.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Grand Terrace, San Bernardino County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Grand Terrace's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Grand Terrace, San Bernardino County, California

Source: Ownwell

1.02%

1.77%

2.51%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Grand Terrace Tax Rate

1.23%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Bernardino County Tax Rate

1.20%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Grand Terrace, San Bernardino County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
923131.20%1.21%1.23%1.26%1.32%
923241.16%1.17%1.20%1.25%1.31%

Source: Ownwell

Property Tax Assessment Values Across Grand Terrace, San Bernardino County, California

When examining property taxes in Grand Terrace, California, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Bernardino County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In San Bernardino County, assessment notices are sent in October each year. They'll typically reach your mailbox by the middle of October.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Grand Terrace.

For example, the median home price in Grand Terrace is $301,226, with tax bills ranging significantly across the county. 92313 has the highest median home price at $301,267.

Property Tax Assessment Values Across Grand Terrace, San Bernardino County, California

Source: Ownwell

$15,522

$316,800

$618,078

Median Grand Terrace Market Value

$301,226

Median San Bernardino County Market Value

$304,579

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Grand Terrace, San Bernardino County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
92313$101,930$198,452$301,267$439,126$552,019
92324$106,193$145,951$233,478$352,331$1,131,651

Source: Ownwell

Property Tax Bills Across Grand Terrace, San Bernardino County, California

Property tax bills in Grand Terrace are based on the assessed value of a home, not the market price alone, and local tax rates are applied to that assessment to determine what homeowners owe. For a home with a median price of $301,226, the bill can vary widely depending on location, exemptions, and how the property is assessed. In San Bernardino County, the 25th percentile tax bill is $2,431, while the 75th percentile is $5,289 and the 90th percentile reaches $6,646. That means many homeowners in Grand Terrace pay more than the national median property tax bill of $2,400. Higher property tax bills can increase monthly housing costs and put pressure on household budgets. Ownwell helps homeowners save by reviewing assessments, identifying savings opportunities, and filing property tax appeals and exemptions that may reduce what you owe.

Property Tax Bills Across Grand Terrace, San Bernardino County, California

Source: Ownwell

$232

$5,059

$9,885

Median Grand Terrace Tax Bill

$3,636

Median San Bernardino County Tax Bill

$3,680

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Grand Terrace, San Bernardino County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
92313$1,282$2,433$3,639$5,292$6,646
92324$1,430$1,693$2,825$4,265$13,335

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Grand Terrace, California

How are property taxes calculated in Grand Terrace, California?
Property taxes in Grand Terrace, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Grand Terrace, California?
To appeal your property taxes in Grand Terrace, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Grand Terrace, California?
Common property tax exemptions in Grand Terrace, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Grand Terrace, California?
Property tax deadlines in Grand Terrace, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Grand Terrace, California?
Ownwell provides professional property tax appeal services in Grand Terrace, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.