Loma Linda, San Bernardino County, California Property Taxes
Property Taxes in Loma Linda, California
Median Loma Linda, California effective property tax rate: 1.17%, significantly higher than the national median of 1.02%, and lower than the California state median of 1.21%.
Median Loma Linda, California home value: $352,325
Median annual Loma Linda, California tax bill: $4,068, $1,668 higher than the national median property tax bill of $2,400.
How are property taxes in San Bernardino calculated?
Property taxes in Loma Linda, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Loma Linda's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Loma Linda, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Loma Linda, San Bernardino County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.17%
Estimate Property Tax Bill
$4,122
$3,825
$774
Average Annual Tax Savings
How Does the Loma Linda Property Tax Calculator Work?
Use this Loma Linda property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Loma Linda's median effective tax rate of 1.17% — based on actual property records in San Bernardino County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Loma Linda's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Loma Linda: rates range from $4,071.00 in 92354 to $4,071.00 in 92354, primarily due to differences in school district levies and local assessment districts.
Loma Linda's median property tax bill of $4,068 is higher than California's median tax bill by $1,668 and sits above the national median property tax rate of 1.02%. If your estimate is higher than expected, Ownwell can appeal your Loma Linda assessment — you only pay if we save you money.
About Loma Linda Property Taxes
About Property Taxes in Loma Linda, San Bernardino, California
Loma Linda's median effective property tax rate of 1.17% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Bernardino County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Loma Linda. Homeowners in ZIP code 92354 carry a median effective rate of 1.17%, while those in the same ZIP also pay a median tax bill of $4,071. This reflects how school district boundaries and local assessment districts are drawn across San Bernardino County. Understanding where you live in Loma Linda can make a meaningful difference to your annual tax bill.
Loma Linda homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before December 1, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Loma Linda, San Bernardino County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Loma Linda's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Property Tax Rates Across Loma Linda, San Bernardino County, California
Source: Ownwell
1.02%
1.77%
2.51%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Loma Linda Tax Rate
1.17%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Bernardino County Tax Rate
1.20%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Loma Linda, San Bernardino County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92354 | 1.10% | 1.15% | 1.17% | 1.20% | 1.27% |
| 92345 | N/A | N/A | N/A | N/A | N/A |
| 92357 | N/A | N/A | N/A | N/A | N/A |
| 92359 | N/A | N/A | N/A | N/A | N/A |
| 92373 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Loma Linda, San Bernardino County, California
When examining property taxes in Loma Linda, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Bernardino County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In San Bernardino County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For context, the median home price in Loma Linda is $352,325, with tax bills ranging significantly across the county. 92354 has the highest median home price at $352,714.
Property Tax Assessment Values Across Loma Linda, San Bernardino County, California
Source: Ownwell
$15,522
$316,800
$618,078
Median Loma Linda Market Value
$352,325
Median San Bernardino County Market Value
$304,579
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Loma Linda, San Bernardino County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92354 | $98,026 | $206,920 | $352,714 | $519,545 | $685,228 |
| 92345 | N/A | N/A | N/A | N/A | N/A |
| 92357 | N/A | N/A | N/A | N/A | N/A |
| 92359 | N/A | N/A | N/A | N/A | N/A |
| 92373 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Loma Linda, San Bernardino County, California
Property tax bills in Loma Linda are calculated from a home’s assessed value, which is then multiplied by the local tax rate. The assessed value is based on the market value of the property, along with local rules and exemptions that may apply. For many homeowners, this means the tax bill can change as home values rise or if the assessment does not reflect the property’s true market value.
In San Bernardino County, the median home price is $352,325, and the median property tax bill is $4,071 in zip code 92354. That is well above the national median property tax bill of $2,400, which can make a meaningful difference in monthly housing costs. Bills in the area also vary widely, with the 25th percentile at $2,410, the 75th percentile at $5,985, and the 90th percentile at $8,230.
Ownwell helps homeowners lower property tax bills by reviewing assessments, identifying potential savings, and filing appeals when a home is overassessed.
Property Tax Bills Across Loma Linda, San Bernardino County, California
Source: Ownwell
$232
$5,059
$9,885
Median Loma Linda Tax Bill
$4,068
Median San Bernardino County Tax Bill
$3,680
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Loma Linda, San Bernardino County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92354 | $1,091 | $2,414 | $4,071 | $5,989 | $8,230 |
| 92345 | N/A | N/A | N/A | N/A | N/A |
| 92357 | N/A | N/A | N/A | N/A | N/A |
| 92359 | N/A | N/A | N/A | N/A | N/A |
| 92373 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 1 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Bernardino Tax Assessor | |
| Website | arcpropertyinfo.sbcounty.gov |