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Phelan, San Bernardino County, California Property Taxes

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Property Taxes in Phelan, California

  • Median Phelan, California effective property tax rate: 1.17%, significantly higher than the national median of 1.02%, and lower than the California state median of 1.21%.

  • Median Phelan, California home value: $239,608

  • Median annual Phelan, California tax bill: $2,681, $281 higher than the national median property tax bill of $2,400.

How are property taxes in San Bernardino calculated?

Property taxes in Phelan, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Phelan's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Phelan, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Phelan, San Bernardino County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.17%

Estimate Property Tax Bill

$2,803

$2,601

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Phelan Property Tax Calculator Work?

Use this Phelan property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Phelan's median effective tax rate of 1.17% — based on actual property records in San Bernardino County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Phelan's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Phelan: rates range from $1,162.00 in 92329 to $2,689.00 in 92371, primarily due to differences in school district levies and local assessment districts. Phelan's median tax bill of $2,681 is higher than the California median property tax bill by $281 and sits above the national median property tax bill of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Phelan assessment — you only pay if we save you money.

About Phelan Property Taxes

About Property Taxes in Phelan, San Bernardino, California

Phelan’s median effective property tax rate of 1.17% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects San Bernardino County levies and local district charges that can vary by area.

Property tax rates are not uniform across Phelan. Homeowners in ZIP code 92329 carry a median effective rate of 1.37%, while those in 92371 pay 1.17%. That spread of 0.20 percentage points across the same city shows how location can affect your annual tax bill.

Phelan homeowners who believe their assessed value is too high can file a formal appeal with the San Bernardino County Tax Assessor before the December 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Phelan, San Bernardino County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Phelan's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Phelan, San Bernardino County, California

Source: Ownwell

1.02%

1.77%

2.51%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Phelan Tax Rate

1.17%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Bernardino County Tax Rate

1.20%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Phelan, San Bernardino County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
923290.93%1.17%1.37%1.62%3.21%
923711.04%1.13%1.17%1.24%1.41%
92301N/AN/AN/AN/AN/A
92317N/AN/AN/AN/AN/A
92334N/AN/AN/AN/AN/A
92344N/AN/AN/AN/AN/A
92345N/AN/AN/AN/AN/A
92356N/AN/AN/AN/AN/A
92372N/AN/AN/AN/AN/A
92377N/AN/AN/AN/AN/A
92392N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Assessment Values Across Phelan, San Bernardino County, California

When examining property taxes in Phelan, California, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Bernardino County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In San Bernardino County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Phelan.

For example, the median home price in Phelan is $239,608, with tax bills ranging significantly across the county. 92371 has the highest median home price at $240,101.

Property Tax Assessment Values Across Phelan, San Bernardino County, California

Source: Ownwell

$15,522

$316,800

$618,078

Median Phelan Market Value

$239,608

Median San Bernardino County Market Value

$304,579

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Phelan, San Bernardino County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
92329$12,590$22,736$77,896$215,565$332,506
92371$61,705$135,217$240,101$371,423$493,695
92301N/AN/AN/AN/AN/A
92317N/AN/AN/AN/AN/A
92334N/AN/AN/AN/AN/A
92344N/AN/AN/AN/AN/A
92345N/AN/AN/AN/AN/A
92356N/AN/AN/AN/AN/A
92372N/AN/AN/AN/AN/A
92377N/AN/AN/AN/AN/A
92392N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Bills Across Phelan, San Bernardino County, California

Property tax bills in Phelan are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessment, and the final bill can also reflect exemptions, special assessments, and other local charges. With a median home price of $239,608, homeowners in Phelan can see very different tax bills depending on where their property is located and how it is assessed.

In San Bernardino County, the property tax bill varies widely. The 25th percentile tax bill is $1,587, while the 75th percentile reaches $4,076 and the 90th percentile climbs to $5,407. The highest median tax bill is $2,689 in ZIP code 92371, compared with $1,162 in ZIP code 92329.

If your assessed value is too high, you may be paying more than you should. Ownwell helps homeowners challenge inaccurate assessments and identify savings opportunities, which can lower property tax bills and reduce the financial burden of homeownership.

Property Tax Bills Across Phelan, San Bernardino County, California

Source: Ownwell

$232

$5,059

$9,885

Median Phelan Tax Bill

$2,681

Median San Bernardino County Tax Bill

$3,680

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Phelan, San Bernardino County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
92329$417$519$1,162$2,551$3,731
92371$847$1,596$2,689$4,079$5,418
92301N/AN/AN/AN/AN/A
92317N/AN/AN/AN/AN/A
92334N/AN/AN/AN/AN/A
92344N/AN/AN/AN/AN/A
92345N/AN/AN/AN/AN/A
92356N/AN/AN/AN/AN/A
92372N/AN/AN/AN/AN/A
92377N/AN/AN/AN/AN/A
92392N/AN/AN/AN/AN/A

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Phelan, California

How are property taxes calculated in Phelan, California?
Property taxes in Phelan, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Phelan, California?
To appeal your property taxes in Phelan, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Phelan, California?
Common property tax exemptions in Phelan, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Phelan, California?
Property tax deadlines in Phelan, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Phelan, California?
Ownwell provides professional property tax appeal services in Phelan, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.