San Bernardino, San Bernardino County, California Property Taxes
Property Taxes in San Bernardino, California
Median San Bernardino, California effective property tax rate: 1.29%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.
Median San Bernardino, California home value: $228,838
Median annual San Bernardino, California tax bill: $2,898, $498 higher than the national median property tax bill of $2,400.
How are property taxes in San Bernardino County calculated?
Property taxes in San Bernardino, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding San Bernardino's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in San Bernardino, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
San Bernardino, San Bernardino County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.29%
Estimate Property Tax Bill
$2,952
$2,739
$774
Average Annual Tax Savings
How Does the San Bernardino Property Tax Calculator Work?
Use this San Bernardino property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies San Bernardino's median effective tax rate of 1.29% — based on actual property records in San Bernardino County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies San Bernardino's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within San Bernardino: rates range from $1,817 in 92401 to $4,049 in 92407, primarily due to differences in school district levies and local assessment districts.
If your estimate is higher than expected, Ownwell can appeal your San Bernardino assessment — you only pay if we save you money.
About San Bernardino Property Taxes
About Property Taxes in San Bernardino, San Bernardino, California
San Bernardino’s median effective property tax rate of 1.29% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Bernardino County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across San Bernardino. Homeowners in the 92411 ZIP code carry a median effective rate of 1.31%, while those in 92418 pay 1.24%. This spread — 0.07 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across San Bernardino County. Understanding which part of San Bernardino you live in can make a meaningful difference to your annual tax bill.
San Bernardino homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the December 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across San Bernardino, San Bernardino County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare San Bernardino's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Property Tax Rates Across San Bernardino, San Bernardino County, California
Source: Ownwell
1.02%
1.77%
2.51%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Bernardino Tax Rate
1.29%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Bernardino County Tax Rate
1.20%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across San Bernardino, San Bernardino County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92376 | 1.23% | 1.25% | 1.26% | 1.29% | 1.32% |
| 92401 | 1.22% | 1.25% | 1.29% | 1.39% | 1.50% |
| 92404 | 1.24% | 1.26% | 1.28% | 1.35% | 1.47% |
| 92405 | 1.24% | 1.26% | 1.29% | 1.35% | 1.45% |
| 92407 | 1.24% | 1.27% | 1.31% | 1.48% | 1.70% |
| 92408 | 1.19% | 1.22% | 1.27% | 1.38% | 1.66% |
| 92410 | 0.89% | 1.22% | 1.29% | 1.40% | 1.62% |
| 92411 | 1.24% | 1.27% | 1.31% | 1.43% | 1.62% |
| 92418 | 1.22% | 1.23% | 1.24% | 1.31% | 1.32% |
| 91730 | N/A | N/A | N/A | N/A | N/A |
| 92324 | N/A | N/A | N/A | N/A | N/A |
| 92345 | N/A | N/A | N/A | N/A | N/A |
| 92346 | N/A | N/A | N/A | N/A | N/A |
| 92369 | N/A | N/A | N/A | N/A | N/A |
| 92403 | N/A | N/A | N/A | N/A | N/A |
| 92406 | N/A | N/A | N/A | N/A | N/A |
| 92415 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across San Bernardino, San Bernardino County, California
When examining property taxes in San Bernardino, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Bernardino County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In San Bernardino County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in San Bernardino.
For example, the median home price in San Bernardino is $228,838, with tax bills ranging significantly across the county. 92407 has the highest median home price at $320,171.
Property Tax Assessment Values Across San Bernardino, San Bernardino County, California
Source: Ownwell
$15,522
$316,800
$618,078
Median San Bernardino Market Value
$228,838
Median San Bernardino County Market Value
$304,579
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across San Bernardino, San Bernardino County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92376 | $161,499 | $189,504 | $220,683 | $336,570 | $395,959 |
| 92401 | $56,182 | $88,483 | $142,219 | $287,557 | $408,020 |
| 92404 | $90,146 | $138,970 | $238,985 | $362,614 | $485,251 |
| 92405 | $87,119 | $126,872 | $213,084 | $333,563 | $444,075 |
| 92407 | $92,838 | $174,726 | $320,171 | $466,986 | $583,664 |
| 92408 | $70,464 | $127,890 | $230,810 | $353,332 | $508,616 |
| 92410 | $28,500 | $64,923 | $145,202 | $273,412 | $397,800 |
| 92411 | $41,496 | $82,435 | $162,044 | $295,948 | $408,601 |
| 92418 | $142,317 | $177,881 | $272,072 | $368,567 | $423,178 |
| 91730 | N/A | N/A | N/A | N/A | N/A |
| 92324 | N/A | N/A | N/A | N/A | N/A |
| 92345 | N/A | N/A | N/A | N/A | N/A |
| 92346 | N/A | N/A | N/A | N/A | N/A |
| 92369 | N/A | N/A | N/A | N/A | N/A |
| 92403 | N/A | N/A | N/A | N/A | N/A |
| 92406 | N/A | N/A | N/A | N/A | N/A |
| 92415 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across San Bernardino, San Bernardino County, California
Property tax bills in San Bernardino are calculated by applying the local property tax rate to a home’s assessed value, which is based on the market value of the property. The result can vary widely depending on the home’s location, neighborhood, and the assessed value used by the county. With a median home price of $228,838, many homeowners see bills that differ significantly across the city.
In San Bernardino, the 25th percentile tax bill is $1,631, while the 75th percentile is $4,687 and the 90th percentile is $6,578. The lowest median tax bill is $1,817 in ZIP code 92401, while the highest median tax bill is $4,049 in ZIP code 92407. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, these amounts show how much local assessments can affect homeowners.
Ownwell helps homeowners lower property tax bills by reviewing assessments, identifying overvaluation, and filing appeals to help ensure you are not paying more than necessary.
Property Tax Bills Across San Bernardino, San Bernardino County, California
Source: Ownwell
$232
$5,059
$9,885
Median San Bernardino Tax Bill
$2,898
Median San Bernardino County Tax Bill
$3,680
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across San Bernardino, San Bernardino County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92376 | $2,159 | $2,436 | $2,785 | $4,169 | $4,869 |
| 92401 | $792 | $1,191 | $1,817 | $3,373 | $4,998 |
| 92404 | $1,222 | $1,838 | $3,060 | $4,552 | $6,003 |
| 92405 | $1,193 | $1,665 | $2,690 | $4,131 | $5,455 |
| 92407 | $1,293 | $2,272 | $4,049 | $6,400 | $8,554 |
| 92408 | $976 | $1,627 | $2,863 | $4,450 | $6,361 |
| 92410 | $282 | $893 | $1,926 | $3,457 | $4,908 |
| 92411 | $628 | $1,144 | $1,957 | $3,567 | $4,854 |
| 92418 | $1,875 | $2,213 | $3,375 | $4,484 | $5,195 |
| 91730 | N/A | N/A | N/A | N/A | N/A |
| 92324 | N/A | N/A | N/A | N/A | N/A |
| 92345 | N/A | N/A | N/A | N/A | N/A |
| 92346 | N/A | N/A | N/A | N/A | N/A |
| 92369 | N/A | N/A | N/A | N/A | N/A |
| 92403 | N/A | N/A | N/A | N/A | N/A |
| 92406 | N/A | N/A | N/A | N/A | N/A |
| 92415 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 1 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Bernardino Tax Assessor | |
| Website | arcpropertyinfo.sbcounty.gov |