Chula Vista, San Diego County, California Property Taxes
Property Taxes in Chula Vista, California
Median Chula Vista, California effective property tax rate: 1.19%, significantly lower than the national median of 1.02%, and slightly lower than the California state median of 1.21%.
Median Chula Vista, California home value: $486,741
Median annual Chula Vista, California tax bill: $6,284, higher by $3,884 than the national median property tax bill of $2,400.
How are property taxes in San Diego calculated?
Property taxes in Chula Vista, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chula Vista's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chula Vista, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Chula Vista, San Diego County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.19%
Estimate Property Tax Bill
$5,792
$5,375
$774
Average Annual Tax Savings
How Does the Chula Vista Property Tax Calculator Work?
Use this Chula Vista property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Chula Vista's median effective tax rate of 1.19% — based on actual property records in San Diego County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Chula Vista's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Chula Vista: rates range from $3,895.00 in 91911 to $9,019.00 in 91913, primarily due to differences in school district levies and local assessment districts.
If your estimate is higher than expected, Ownwell can appeal your Chula Vista assessment — you only pay if we save you money.
About Chula Vista Property Taxes
About Property Taxes in Chula Vista, San Diego, California
Chula Vista’s median effective property tax rate of 1.19% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Diego County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Chula Vista. Homeowners in the 91913 ZIP code carry a median effective rate of 1.63%, while those in 91911 pay 1.15%. This spread — 0.48 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across San Diego County. Understanding which part of Chula Vista you live in can make a meaningful difference to your annual tax bill.
Chula Vista homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the December 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Chula Vista, San Diego County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Chula Vista's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chula Vista Tax Rate
1.19%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Diego County Tax Rate
1.19%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Chula Vista, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 91910 | 1.10% | 1.13% | 1.16% | 1.19% | 1.24% |
| 91911 | 1.08% | 1.13% | 1.15% | 1.25% | 1.50% |
| 91913 | 1.13% | 1.29% | 1.63% | 1.81% | 1.99% |
| 91914 | 1.12% | 1.13% | 1.19% | 1.44% | 1.56% |
| 91915 | 1.13% | 1.15% | 1.44% | 1.64% | 1.84% |
| 91912 | N/A | N/A | N/A | N/A | N/A |
| 91977 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Chula Vista, San Diego County, California
When examining property taxes in Chula Vista, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Diego County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In San Diego County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Chula Vista is $486,741, with tax bills ranging significantly across the county. Zip code 91914 has the highest median home price at $722,301. The median tax bill is $6,284, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400.
Property Tax Assessment Values Across Chula Vista, San Diego County, California
Source: Ownwell
$117,550
$1,502,330
$2,887,110
Median Chula Vista Market Value
$486,741
Median San Diego County Market Value
$499,949
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Chula Vista, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 91910 | $137,352 | $268,950 | $409,826 | $588,590 | $768,646 |
| 91911 | $86,500 | $184,415 | $336,654 | $518,883 | $675,990 |
| 91913 | $301,790 | $427,048 | $566,467 | $724,808 | $889,332 |
| 91914 | $356,760 | $514,969 | $722,301 | $945,716 | $1,260,000 |
| 91915 | $351,760 | $446,818 | $566,680 | $710,579 | $858,593 |
| 91912 | N/A | N/A | N/A | N/A | N/A |
| 91977 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Chula Vista, San Diego County, California
Property tax bills in Chula Vista are based on the assessed value of a home, not its market price alone. The bill is calculated by applying local tax rates to that assessed value, so factors like neighborhood, property characteristics, and county assessment rules all play a role. With a median home price of $486,741, homeowners can see very different tax bills depending on where they live and how their property is assessed. In Chula Vista, the 25th percentile tax bill is $3,744, while the 75th percentile tax bill is $9,251 and the 90th percentile tax bill is $12,350. That range shows how much a tax bill can affect monthly housing costs and long-term affordability.
Ownwell helps homeowners save by reviewing assessments, identifying opportunities for a property tax appeal, and pursuing exemptions when available. If your home is overassessed, Ownwell can help lower your property tax bill and keep more money in your pocket.
Property Tax Bills Across Chula Vista, San Diego County, California
Source: Ownwell
$1,113
$15,770
$30,427
Median Chula Vista Tax Bill
$6,284
Median San Diego County Tax Bill
$5,807
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Chula Vista, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 91910 | $1,513 | $3,052 | $4,704 | $6,727 | $8,754 |
| 91911 | $1,021 | $2,112 | $3,895 | $6,258 | $8,282 |
| 91913 | $4,106 | $6,380 | $9,019 | $12,041 | $14,564 |
| 91914 | $4,372 | $6,208 | $8,987 | $12,154 | $15,893 |
| 91915 | $4,470 | $6,149 | $8,251 | $10,577 | $12,668 |
| 91912 | N/A | N/A | N/A | N/A | N/A |
| 91977 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 1 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Diego Tax Assessor | |
| Phone | (858) 505-6262 |
| Website | www.sdarcc.gov |
| arcc.fgg@sdcounty.ca.gov | |