Imperial Beach, San Diego County, California Property Taxes
Property Taxes in Imperial Beach, California
Median Imperial Beach, California effective property tax rate: 1.26%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.
Median Imperial Beach, California home value: $438,012
Median annual Imperial Beach, California tax bill: $5,360, $2,960 higher than the national median property tax bill of $2,400.
How are property taxes in San Diego calculated?
Property taxes in Imperial Beach, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Imperial Beach's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Imperial Beach, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Imperial Beach, San Diego County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.26%
Estimate Property Tax Bill
$5,519
$5,121
$774
Average Annual Tax Savings
How Does the Imperial Beach Property Tax Calculator Work?
Use this Imperial Beach property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Imperial Beach's median effective tax rate of 1.26% — based on actual property records in San Diego County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Imperial Beach's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Imperial Beach: rates range from 1.26% in 91932 to 1.26% in 91932, primarily due to differences in school district levies and local assessment districts.
Imperial Beach's median property tax bill is $5,360, which is higher than the California median and $2,960 above the state median bill. If your estimate is higher than expected, Ownwell can appeal your Imperial Beach assessment — you only pay if we save you money.
About Imperial Beach Property Taxes
About Property Taxes in Imperial Beach, San Diego, California
Imperial Beach’s median effective property tax rate of 1.26% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Diego County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Imperial Beach. Homeowners in the 91932 ZIP code carry a median effective rate of 1.26%, while those in the lowest ZIP also pay 1.26%. This spread reflects how school district boundaries and local assessment districts are drawn across San Diego County.
Imperial Beach homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before December 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Imperial Beach, San Diego County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Imperial Beach's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Property Tax Rates Across Imperial Beach, San Diego County, California
Source: Ownwell
0.98%
1.31%
1.63%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Imperial Beach Tax Rate
1.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Diego County Tax Rate
1.19%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Imperial Beach, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 91932 | 1.16% | 1.20% | 1.26% | 1.41% | 1.73% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Imperial Beach, San Diego County, California
When examining property taxes in Imperial Beach, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Diego County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In San Diego County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Imperial Beach.
For example, the median home price in Imperial Beach is $438,012, with tax bills ranging significantly across the county. 91932 has the highest median home price at $438,012.
Property Tax Assessment Values Across Imperial Beach, San Diego County, California
Source: Ownwell
$117,550
$1,502,330
$2,887,110
Median Imperial Beach Market Value
$438,012
Median San Diego County Market Value
$499,949
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Imperial Beach, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 91932 | $99,341 | $225,576 | $438,012 | $691,644 | $910,348 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Imperial Beach, San Diego County, California
Property tax bills in Imperial Beach are based on the assessed value of a home, not its market price, and the amount owed depends on local tax rates and any applicable exemptions. With a median home price of $438,012, homeowners can see very different bills depending on how their property is assessed and whether they qualify for savings. The tax bill in this area is typically shaped by the home’s assessed value, which is then multiplied by the local rate to determine what the homeowner pays.
For many homeowners, property taxes are a major part of annual housing costs. In Imperial Beach, the 25th percentile tax bill is $3,032, while the 75th percentile is $8,154 and the 90th percentile is $10,541. The median tax bill is $5,360 in ZIP code 91932, which is well above the national median property tax bill of $2,400.
Ownwell helps homeowners lower property tax bills by reviewing assessments, identifying potential overassessments, and filing appeals when appropriate.
Property Tax Bills Across Imperial Beach, San Diego County, California
Source: Ownwell
$1,113
$15,770
$30,427
Median Imperial Beach Tax Bill
$5,360
Median San Diego County Tax Bill
$5,807
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Imperial Beach, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 91932 | $1,741 | $3,032 | $5,360 | $8,154 | $10,541 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 1 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Diego Tax Assessor | |
| Phone | (858) 505-6262 |
| Website | www.sdarcc.gov |
| arcc.fgg@sdcounty.ca.gov | |