San Diego, San Diego County, California Property Taxes
Property Taxes in San Diego, California
Median San Diego, California effective property tax rate: 1.20%, significantly higher than the national median of 1.02%, and slightly lower than the California state median of 1.21%.
Median San Diego, California home value: $492,552
Median annual San Diego, California tax bill: $5,736, $3,336 higher than the national median property tax bill of $2,400.
How are property taxes in San Diego County calculated?
Property taxes in San Diego, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding San Diego's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in San Diego, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
San Diego, San Diego County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.2%
Estimate Property Tax Bill
$5,911
$5,485
$774
Average Annual Tax Savings
How Does the San Diego Property Tax Calculator Work?
Use this San Diego property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies San Diego's median effective tax rate of 1.20% — based on actual property records in San Diego County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies San Diego's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within San Diego: rates range from $2,847.00 in 92113 to $13,430.00 in 92127, primarily due to differences in school district levies and local assessment districts.
San Diego's median property tax bill of $5,736 is higher than the national median property tax bill of $2,400 and higher than the California median property tax bill of $2,400 by $3,336.
If your estimate is higher than expected, Ownwell can appeal your San Diego assessment — you only pay if we save you money.
About San Diego Property Taxes
About Property Taxes in San Diego, San Diego, California
San Diego’s median effective property tax rate of 1.20% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Diego County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across San Diego. Homeowners in the 92127 ZIP code carry a median effective rate of 1.37%, while those in 92128 pay 1.10%. This spread — 0.27 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across San Diego County. Understanding which part of San Diego you live in can make a meaningful difference to your annual tax bill.
San Diego homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the December 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across San Diego, San Diego County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare San Diego's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Diego Tax Rate
1.20%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Diego County Tax Rate
1.19%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
San Diego, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Los Angeles Tax Rate
1.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Francisco Tax Rate
1.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sacramento Tax Rate
1.20%
Property Tax Rates Across San Diego, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92101 | 1.21% | 1.22% | 1.23% | 1.25% | 1.29% |
| 92102 | 1.13% | 1.18% | 1.20% | 1.22% | 1.24% |
| 92103 | 1.16% | 1.19% | 1.20% | 1.21% | 1.22% |
| 92104 | 1.17% | 1.19% | 1.20% | 1.22% | 1.24% |
| 92105 | 1.15% | 1.18% | 1.19% | 1.22% | 1.23% |
| 92106 | 1.17% | 1.19% | 1.20% | 1.21% | 1.22% |
| 92107 | 1.17% | 1.19% | 1.20% | 1.21% | 1.22% |
| 92108 | 1.17% | 1.19% | 1.21% | 1.22% | 1.25% |
| 92109 | 1.18% | 1.20% | 1.21% | 1.21% | 1.22% |
| 92110 | 1.16% | 1.19% | 1.20% | 1.21% | 1.22% |
| 92111 | 1.15% | 1.19% | 1.20% | 1.21% | 1.23% |
| 92113 | 1.12% | 1.18% | 1.21% | 1.22% | 1.25% |
| 92114 | 1.05% | 1.17% | 1.19% | 1.21% | 1.22% |
| 92115 | 1.16% | 1.19% | 1.21% | 1.22% | 1.23% |
| 92116 | 1.17% | 1.19% | 1.21% | 1.21% | 1.23% |
| 92117 | 1.14% | 1.19% | 1.20% | 1.21% | 1.22% |
| 92119 | 1.17% | 1.20% | 1.21% | 1.23% | 1.24% |
| 92120 | 1.15% | 1.19% | 1.20% | 1.21% | 1.22% |
| 92121 | 1.18% | 1.19% | 1.20% | 1.21% | 1.22% |
| 92122 | 1.18% | 1.19% | 1.20% | 1.21% | 1.22% |
| 92123 | 1.14% | 1.19% | 1.20% | 1.21% | 1.26% |
| 92124 | 1.21% | 1.21% | 1.21% | 1.22% | 1.24% |
| 92126 | 1.18% | 1.19% | 1.21% | 1.22% | 1.25% |
| 92127 | 1.09% | 1.11% | 1.37% | 1.63% | 1.82% |
| 92128 | 1.04% | 1.05% | 1.10% | 1.10% | 1.12% |
| 92129 | 1.01% | 1.07% | 1.10% | 1.11% | 1.28% |
| 92130 | 1.05% | 1.10% | 1.15% | 1.23% | 1.33% |
| 92131 | 1.20% | 1.22% | 1.24% | 1.26% | 1.31% |
| 92139 | 1.12% | 1.18% | 1.19% | 1.21% | 1.23% |
| 92154 | 1.07% | 1.12% | 1.15% | 1.26% | 1.56% |
| 91945 | N/A | N/A | N/A | N/A | N/A |
| 92025 | N/A | N/A | N/A | N/A | N/A |
| 92067 | N/A | N/A | N/A | N/A | N/A |
| 92173 | N/A | N/A | N/A | N/A | N/A |
| 92177 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across San Diego, San Diego County, California
When examining property taxes in San Diego, California, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Diego County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In San Diego County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. With a median home price of $492,552 and a median tax bill of $5,736, San Diego property taxes are well above the national median property tax bill of $2,400. Tax bills range from $2,847 in 92113 to $13,430 in 92127, while 92130 has the highest median home price at $998,894.
Property Tax Assessment Values Across San Diego, San Diego County, California
Source: Ownwell
$117,550
$1,502,330
$2,887,110
Median San Diego Market Value
$492,552
Median San Diego County Market Value
$499,949
Median California Market Value
$427,605
Median United States Market Value
$235,294
San Diego, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles Market Value
$471,070
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Francisco Market Value
$772,647
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Sacramento Market Value
$301,506
Property Tax Assessment Values Across San Diego, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92101 | $345,993 | $459,688 | $625,397 | $876,332 | $1,304,659 |
| 92102 | $75,332 | $157,951 | $306,472 | $530,630 | $756,600 |
| 92103 | $186,651 | $353,571 | $576,070 | $933,808 | $1,470,818 |
| 92104 | $130,582 | $243,283 | $418,199 | $696,343 | $980,911 |
| 92105 | $94,590 | $168,965 | $280,864 | $459,342 | $615,573 |
| 92106 | $189,974 | $433,110 | $846,501 | $1,302,171 | $1,905,057 |
| 92107 | $136,916 | $305,204 | $611,471 | $1,031,780 | $1,569,525 |
| 92108 | $137,552 | $249,941 | $406,892 | $641,362 | $851,706 |
| 92109 | $183,922 | $384,727 | $700,334 | $1,168,776 | $1,734,000 |
| 92110 | $119,563 | $256,850 | $464,672 | $710,899 | $1,038,342 |
| 92111 | $88,949 | $222,692 | $402,071 | $632,899 | $828,848 |
| 92113 | $63,037 | $128,703 | $243,717 | $425,913 | $584,762 |
| 92114 | $91,670 | $183,597 | $296,038 | $482,266 | $639,793 |
| 92115 | $116,588 | $225,460 | $395,273 | $638,317 | $874,951 |
| 92116 | $145,498 | $267,986 | $463,004 | $764,067 | $1,083,085 |
| 92117 | $84,493 | $224,172 | $438,542 | $727,678 | $983,529 |
| 92119 | $110,602 | $236,143 | $407,272 | $667,328 | $882,556 |
| 92120 | $111,537 | $246,105 | $465,982 | $745,135 | $997,111 |
| 92121 | $249,733 | $417,371 | $587,103 | $871,286 | $1,121,275 |
| 92122 | $168,816 | $307,549 | $496,398 | $762,040 | $1,054,454 |
| 92123 | $95,641 | $247,462 | $464,099 | $670,808 | $870,189 |
| 92124 | $205,161 | $323,959 | $504,652 | $743,885 | $936,064 |
| 92126 | $154,523 | $258,151 | $407,426 | $628,031 | $862,233 |
| 92127 | $351,043 | $585,674 | $882,936 | $1,282,980 | $1,950,923 |
| 92128 | $269,028 | $380,501 | $546,600 | $774,679 | $996,804 |
| 92129 | $258,151 | $362,615 | $569,029 | $860,572 | $1,091,283 |
| 92130 | $418,238 | $646,192 | $998,894 | $1,465,156 | $2,101,031 |
| 92131 | $311,443 | $456,779 | $695,090 | $1,010,637 | $1,385,021 |
| 92139 | $110,358 | $195,410 | $301,978 | $461,673 | $618,126 |
| 92154 | $93,035 | $199,083 | $368,544 | $553,439 | $681,460 |
| 91945 | N/A | N/A | N/A | N/A | N/A |
| 92025 | N/A | N/A | N/A | N/A | N/A |
| 92067 | N/A | N/A | N/A | N/A | N/A |
| 92173 | N/A | N/A | N/A | N/A | N/A |
| 92177 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across San Diego, San Diego County, California
Property tax bills in San Diego are based on the assessed value of a home, not its market price, and the amount owed can vary widely by neighborhood. With a median home price of $492,552, many homeowners see bills that reflect local assessments, tax rates, and any applicable exemptions. In San Diego County, the 25th percentile tax bill is $3,208, while the 75th percentile is $9,171 and the 90th percentile reaches $14,069. That means two similar homes can face very different property tax bills depending on how they are assessed.
For homeowners, higher assessed values can mean higher annual costs, even when market conditions change. The highest median tax bill in the area is $13,430 in ZIP code 92127, compared with $2,847 in ZIP code 92113.
Ownwell helps homeowners lower their property tax bills by reviewing assessments, identifying savings opportunities, and filing appeals when a home is overassessed. That can reduce what you pay and help you keep more of your money each year.
Property Tax Bills Across San Diego, San Diego County, California
Source: Ownwell
$1,113
$15,770
$30,427
Median San Diego Tax Bill
$5,736
Median San Diego County Tax Bill
$5,807
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
San Diego, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles Tax Bill
$6,124
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Francisco Tax Bill
$9,489
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Sacramento Tax Bill
$3,642
Property Tax Bills Across San Diego, San Diego County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92101 | $4,290 | $5,652 | $7,645 | $10,657 | $15,768 |
| 92102 | $847 | $1,849 | $3,570 | $6,205 | $8,917 |
| 92103 | $2,135 | $4,068 | $6,740 | $10,899 | $17,261 |
| 92104 | $1,517 | $2,836 | $4,913 | $8,175 | $11,408 |
| 92105 | $1,069 | $1,958 | $3,269 | $5,361 | $7,165 |
| 92106 | $2,127 | $5,015 | $9,961 | $15,408 | $22,465 |
| 92107 | $1,560 | $3,495 | $6,981 | $11,928 | $18,125 |
| 92108 | $1,635 | $2,953 | $4,772 | $7,603 | $10,304 |
| 92109 | $2,077 | $4,458 | $8,168 | $13,592 | $20,164 |
| 92110 | $1,346 | $2,958 | $5,375 | $8,330 | $12,087 |
| 92111 | $998 | $2,579 | $4,707 | $7,398 | $9,627 |
| 92113 | $694 | $1,496 | $2,847 | $5,014 | $6,784 |
| 92114 | $890 | $2,028 | $3,392 | $5,635 | $7,437 |
| 92115 | $1,331 | $2,595 | $4,573 | $7,455 | $10,171 |
| 92116 | $1,720 | $3,121 | $5,431 | $8,914 | $12,745 |
| 92117 | $942 | $2,570 | $5,089 | $8,483 | $11,308 |
| 92119 | $1,282 | $2,720 | $4,798 | $7,912 | $10,361 |
| 92120 | $1,273 | $2,811 | $5,402 | $8,677 | $11,559 |
| 92121 | $2,842 | $4,962 | $6,940 | $10,273 | $13,245 |
| 92122 | $1,954 | $3,597 | $5,846 | $8,939 | $12,300 |
| 92123 | $1,040 | $2,829 | $5,367 | $7,872 | $10,100 |
| 92124 | $2,448 | $3,890 | $5,999 | $8,715 | $11,025 |
| 92126 | $1,698 | $3,004 | $4,822 | $7,433 | $10,137 |
| 92127 | $3,918 | $7,338 | $13,430 | $19,394 | $26,838 |
| 92128 | $2,848 | $4,044 | $5,774 | $8,210 | $10,473 |
| 92129 | $2,694 | $3,867 | $6,174 | $9,477 | $13,389 |
| 92130 | $4,755 | $7,344 | $11,806 | $16,961 | $23,963 |
| 92131 | $3,817 | $5,585 | $8,417 | $12,299 | $17,572 |
| 92139 | $1,107 | $2,172 | $3,446 | $5,389 | $7,169 |
| 92154 | $915 | $2,129 | $4,226 | $7,248 | $9,044 |
| 91945 | N/A | N/A | N/A | N/A | N/A |
| 92025 | N/A | N/A | N/A | N/A | N/A |
| 92067 | N/A | N/A | N/A | N/A | N/A |
| 92173 | N/A | N/A | N/A | N/A | N/A |
| 92177 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | December 1 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Diego Tax Assessor | |
| Phone | (858) 505-6262 |
| Website | www.sdarcc.gov |
| arcc.fgg@sdcounty.ca.gov | |