Home
/US Property Taxes
/California
/San Joaquin County
/Clements

Clements, San Joaquin County, California Property Taxes

$774 avg. annual savings
No Upfront Costs
You only pay if we save

Property Taxes in Clements, California

  • Median Clements, California effective property tax rate: 1.11%, significantly lower than the national median of 1.02%, and lower than the California state median of 1.21%.

  • Median Clements, California home value: $424,894

  • Median annual Clements, California tax bill: $4,848, higher than the national median property tax bill of $2,400.

How are property taxes in San Joaquin calculated?

Property taxes in Clements, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Clements's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Clements, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Clements, San Joaquin County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.11%

Estimate Property Tax Bill

$4,716

$4,377

How Does the Clements Property Tax Calculator Work?

Use this Clements property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Clements' median effective tax rate of 1.11% — based on actual property records in San Joaquin County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Clements' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Clements: rates range from 1.11% in 95227 to 1.11% in 95227, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Clements.

About Clements Property Taxes

About Property Taxes in Clements, San Joaquin, California

Clements’s median effective property tax rate of 1.11% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Joaquin County base levy combined with local school district levies and other district charges that can affect what homeowners pay.

Property tax rates are not uniform across Clements. In the 95227 ZIP code, the median effective rate is 1.11%, and the median property tax bill is $4,848. That means location still matters when it comes to your annual tax bill, even within a smaller community.

Clements homeowners who believe their assessed value is too high can file a formal appeal with the San Joaquin County Tax Assessor before the November 30, 2026 deadline.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Clements, San Joaquin County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Clements's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Clements, San Joaquin County, California

Source: Ownwell

1.04%

1.38%

1.73%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Clements Tax Rate

1.11%

Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Joaquin County Tax Rate

1.23%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Clements, San Joaquin County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
952271.08%1.08%1.11%1.28%1.59%

Source: Ownwell

Property Tax Assessment Values Across Clements, San Joaquin County, California

When examining property taxes in Clements, California, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Joaquin County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In San Joaquin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Clements is $424,894, with tax bills ranging significantly across the county. Zip code 95227 has the highest median home price at $424,894.

Property Tax Assessment Values Across Clements, San Joaquin County, California

Source: Ownwell

$106,154

$446,268

$786,381

Median Clements Market Value

$424,894

Median San Joaquin County Market Value

$320,162

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Clements, San Joaquin County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
95227$116,391$228,193$424,894$688,057$944,195

Source: Ownwell

Property Tax Bills Across Clements, San Joaquin County, California

Property tax bills in Clements are based on the assessed value of a home, which is then multiplied by the local property tax rate. That means the market value of the property, along with any local taxing jurisdictions, helps determine what a homeowner owes each year. For many owners, the tax bill is one of the largest ongoing housing costs.

In Clements, the median home price is $424,894, and the median property tax bill is $4,848 in ZIP code 95227. That bill is higher than the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. Tax bills can vary widely, with the 25th percentile at $2,688 and the 75th percentile at $7,848, while the 90th percentile reaches $10,364. For homeowners, this can significantly affect monthly budgeting and long-term affordability.

Property Tax Bills Across Clements, San Joaquin County, California

Source: Ownwell

$1,750

$7,177

$12,604

Median Clements Tax Bill

$4,848

Median San Joaquin County Tax Bill

$4,013

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Clements, San Joaquin County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
95227$1,553$2,688$4,848$7,848$10,364

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Clements, California

How are property taxes calculated in Clements, California?
Property taxes in Clements, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Clements, California?
To appeal your property taxes in Clements, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Clements, California?
Common property tax exemptions in Clements, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Clements, California?
Property tax deadlines in Clements, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Clements, California?
Ownwell provides professional property tax appeal services in Clements, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.