Stockton, San Joaquin County, California Property Taxes
Property Taxes in Stockton, California
Median Stockton, California effective property tax rate: 1.27%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.
Median Stockton, California home value: $235,130
Median annual Stockton, California tax bill: $3,158, $758 higher than the national median property tax bill of $2,400.
How are property taxes in San Joaquin calculated?
Property taxes in Stockton, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Stockton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stockton, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Stockton, San Joaquin County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.27%
Estimate Property Tax Bill
$2,986
$2,771
How Does the Stockton Property Tax Calculator Work?
Use this Stockton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Stockton's median effective tax rate of 1.27% — based on actual property records in San Joaquin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Stockton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Stockton: median tax bills range from $1,750.00 in 95205 to $5,128.00 in 95219, primarily due to differences in school district levies and local assessment districts. Stockton's median tax rate is higher than the national median property tax rate of 1.02%, and the median tax bill of $3,158 is higher than the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Stockton.
About Stockton Property Taxes
About Property Taxes in Stockton, San Joaquin, California
Stockton’s median effective property tax rate of 1.27% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Joaquin County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Stockton. Homeowners in the 95212 ZIP code carry a median effective rate of 1.37%, while those in 95209 pay 1.14%. This spread reflects how school district boundaries and local assessment districts are drawn across San Joaquin County.
Stockton homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before November 30, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Stockton, San Joaquin County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Stockton's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stockton Tax Rate
1.27%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Joaquin County Tax Rate
1.23%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Stockton, San Joaquin County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95202 | 1.21% | 1.24% | 1.26% | 1.34% | 2.14% |
| 95203 | 1.23% | 1.26% | 1.30% | 1.38% | 1.62% |
| 95204 | 1.21% | 1.25% | 1.31% | 1.65% | 2.29% |
| 95205 | 1.20% | 1.23% | 1.27% | 1.33% | 1.50% |
| 95206 | 1.23% | 1.27% | 1.33% | 1.46% | 1.66% |
| 95207 | 1.18% | 1.22% | 1.25% | 1.34% | 1.92% |
| 95209 | 1.10% | 1.12% | 1.14% | 1.19% | 1.51% |
| 95210 | 1.10% | 1.13% | 1.20% | 1.24% | 1.27% |
| 95212 | 1.21% | 1.28% | 1.37% | 1.48% | 1.62% |
| 95215 | 1.06% | 1.20% | 1.28% | 1.39% | 1.69% |
| 95219 | 1.16% | 1.19% | 1.24% | 1.40% | 1.59% |
Source: Ownwell
Property Tax Assessment Values Across Stockton, San Joaquin County, California
When examining property taxes in Stockton, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Joaquin County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In San Joaquin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stockton.
For example, the median home price in Stockton is $235,130, with tax bills ranging significantly across the county. 95219 has the highest median home price at $396,006.
Property Tax Assessment Values Across Stockton, San Joaquin County, California
Source: Ownwell
$106,154
$446,268
$786,381
Median Stockton Market Value
$235,130
Median San Joaquin County Market Value
$320,162
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Stockton, San Joaquin County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95202 | $55,409 | $82,420 | $155,089 | $279,034 | $398,566 |
| 95203 | $56,838 | $94,901 | $161,341 | $273,572 | $361,517 |
| 95204 | $71,750 | $116,976 | $196,131 | $307,207 | $398,100 |
| 95205 | $48,730 | $72,436 | $131,742 | $234,456 | $333,834 |
| 95206 | $65,256 | $125,595 | $202,321 | $317,154 | $418,157 |
| 95207 | $80,432 | $130,630 | $211,369 | $331,724 | $437,218 |
| 95209 | $157,000 | $210,311 | $312,196 | $422,236 | $521,958 |
| 95210 | $102,153 | $135,707 | $190,756 | $281,298 | $369,342 |
| 95212 | $209,333 | $270,402 | $370,028 | $496,245 | $620,298 |
| 95215 | $59,931 | $98,182 | $179,848 | $323,496 | $484,500 |
| 95219 | $182,315 | $271,630 | $396,006 | $534,259 | $673,866 |
Source: Ownwell
Property Tax Bills Across Stockton, San Joaquin County, California
What determines property tax bills in Stockton?
Property tax bills in Stockton are based on the assessed value of a home and the local tax rate applied to that value. When a property’s assessed value rises, the tax bill can increase as well, especially if market conditions push home values higher. For a home with a median price of $235,130, the tax burden can vary widely depending on neighborhood and assessment details.
What factors affect the amount homeowners pay?
Location within San Joaquin County matters, along with the specific tax rates used by local jurisdictions. In Stockton, the 25th percentile tax bill is $1,864, while the 75th percentile is $4,747 and the 90th percentile reaches $6,379. That range shows how much bills can differ from one homeowner to another.
How does this affect homeowners?
A higher assessed value can mean a larger annual bill, which can put pressure on household budgets. Some areas see especially high bills, with the highest median tax bill at $5,128 in ZIP code 95219, compared with the lowest median tax bill of $1,750 in ZIP code 95205.
Property Tax Bills Across Stockton, San Joaquin County, California
Source: Ownwell
$1,750
$7,177
$12,604
Median Stockton Tax Bill
$3,158
Median San Joaquin County Tax Bill
$4,013
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Stockton, San Joaquin County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95202 | $815 | $1,111 | $2,166 | $3,831 | $5,491 |
| 95203 | $818 | $1,295 | $2,172 | $3,605 | $4,768 |
| 95204 | $1,139 | $1,904 | $3,025 | $4,357 | $5,638 |
| 95205 | $656 | $999 | $1,750 | $3,067 | $4,284 |
| 95206 | $909 | $1,717 | $2,951 | $4,339 | $5,612 |
| 95207 | $1,089 | $1,805 | $2,973 | $4,512 | $5,854 |
| 95209 | $1,824 | $2,505 | $3,806 | $5,202 | $6,534 |
| 95210 | $1,180 | $1,597 | $2,317 | $3,420 | $4,538 |
| 95212 | $3,060 | $3,865 | $5,064 | $6,766 | $8,372 |
| 95215 | $883 | $1,387 | $2,419 | $4,059 | $5,788 |
| 95219 | $2,364 | $3,463 | $5,128 | $6,978 | $8,957 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Joaquin Tax Assessor | |
| Website | common3.mptsweb.com |