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Daly City, San Mateo County, California Property Taxes

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Property Taxes in Daly City, California

  • Median Daly City, California effective property tax rate: 1.25%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.

  • Median Daly City, California home value: $540,092

  • Median annual Daly City, California tax bill: $6,537, $4,137 higher than the national median property tax bill of $2,400.

How are property taxes in San Mateo calculated?

Property taxes in Daly City, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Daly City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Daly City, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Daly City, San Mateo County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.25%

Estimate Property Tax Bill

$6,751

$6,265

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Daly City Property Tax Calculator Work?

Use this Daly City property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Daly City's median effective tax rate of 1.25% — based on actual property records in San Mateo County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Daly City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Daly City: rates range from $6,350.00 in 94015 to $6,821.00 in 94014, primarily due to differences in school district levies and local assessment districts.

Daly City's median effective tax rate of 1.25% is higher than the 1.21% state median and above the national median property tax rate of 1.02%. If your estimate is higher than expected, Ownwell can appeal your Daly City assessment — you only pay if we save you money.

About Daly City Property Taxes

About Property Taxes in Daly City, San Mateo, California

Daly City’s median effective property tax rate of 1.25% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Mateo County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Daly City. Homeowners in ZIP code 94014 carry a median effective rate of 1.26%, while those in 94015 pay 1.24%. This spread — 0.02 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across San Mateo County. Understanding which part of Daly City you live in can make a meaningful difference to your annual tax bill.

Daly City homeowners who believe their assessed value is too high can file a formal appeal before the December 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Daly City, San Mateo County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Daly City's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Daly City, San Mateo County, California

Source: Ownwell

1.07%

1.27%

1.47%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Daly City Tax Rate

1.25%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Mateo County Tax Rate

1.23%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Daly City, San Mateo County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
940141.15%1.19%1.26%1.38%1.65%
940151.12%1.17%1.24%1.37%1.61%

Source: Ownwell

Property Tax Assessment Values Across Daly City, San Mateo County, California

When examining property taxes in Daly City, California, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Mateo County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In San Mateo County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Daly City.

For example, the median home price in Daly City is $540,092, with tax bills ranging significantly across the county. 94014 has the highest median home price at $563,868.

Property Tax Assessment Values Across Daly City, San Mateo County, California

Source: Ownwell

$462,344

$2,599,052

$4,735,760

Median Daly City Market Value

$540,092

Median San Mateo County Market Value

$810,000

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Daly City, San Mateo County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
94014$147,459$327,924$563,868$883,838$1,140,332
94015$119,363$276,324$522,628$862,359$1,204,754

Source: Ownwell

Property Tax Bills Across Daly City, San Mateo County, California

Property tax bills in Daly City are based on the assessed value of a home and the local tax rate set by San Mateo County. When a property’s assessed value rises, the tax bill can increase as well, which is why homeowners should review their assessments carefully. The median home price is $540,092, and tax bills vary widely across the city, with the 25th percentile at $3,811, the 75th percentile at $10,246, and the 90th percentile at $13,653. That spread shows how much location and assessment differences can affect what homeowners pay.

Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, Daly City homeowners often face higher bills. Ownwell helps homeowners lower their property tax bills by reviewing assessments for errors, identifying opportunities for appeals, and pursuing exemptions when available. A successful appeal can reduce the assessed value and help save money year after year.

Property Tax Bills Across Daly City, San Mateo County, California

Source: Ownwell

$4,835

$26,810

$48,785

Median Daly City Tax Bill

$6,537

Median San Mateo County Tax Bill

$9,758

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Daly City, San Mateo County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
94014$1,892$4,097$6,821$10,350$13,415
94015$1,993$3,632$6,350$10,152$13,865

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Daly City, California

How are property taxes calculated in Daly City, California?
Property taxes in Daly City, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Daly City, California?
To appeal your property taxes in Daly City, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Daly City, California?
Common property tax exemptions in Daly City, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Daly City, California?
Property tax deadlines in Daly City, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Daly City, California?
Ownwell provides professional property tax appeal services in Daly City, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.