Los Gatos, Santa Clara County, California Property Taxes
Property Taxes in Los Gatos, California
Median Los Gatos, California effective property tax rate: 1.24%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.
Median Los Gatos, California home value: $1,194,361
Median annual Los Gatos, California tax bill: $14,693, higher than the national median property tax bill of $2,400.
How are property taxes in Santa Clara calculated?
Property taxes in Los Gatos, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Los Gatos's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Los Gatos, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Los Gatos, Santa Clara County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.24%
Estimate Property Tax Bill
$14,810
$13,743
$774
Average Annual Tax Savings
How Does the Los Gatos Property Tax Calculator Work?
Use this Los Gatos property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Los Gatos's median effective tax rate of 1.24% — based on actual property records in Santa Clara County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Los Gatos's median effective rate across all local levies, providing a more accurate estimate than applying a single county rate.
Your bill may vary by ZIP code within Los Gatos: rates range from $8,943.00 in 95033 to $19,704.00 in 95030, primarily due to differences in school district levies and local assessment districts.
Los Gatos has a higher median property tax rate than California's 1.21% median and a higher median property tax bill than the state median of $14,693. If your estimate is higher than expected, Ownwell can appeal your Los Gatos assessment — you only pay if we save you money.
About Los Gatos Property Taxes
About Property Taxes in Los Gatos, Santa Clara, California
Los Gatos’s median effective property tax rate of 1.24% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects Santa Clara County’s assessed value system, where property taxes are based on market value and local levies can push bills above the state average.
Property tax rates are not uniform across Los Gatos. Homeowners in the 95032 ZIP code carry a median effective rate of 1.27%, while those in 95030 pay 1.20%. This spread shows how location within the same city can affect your annual property tax bill.
Los Gatos homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before September 15, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Los Gatos, Santa Clara County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Los Gatos's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Los Gatos Tax Rate
1.24%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Santa Clara County Tax Rate
1.31%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Los Gatos, Santa Clara County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95030 | 1.16% | 1.17% | 1.20% | 1.27% | 1.52% |
| 95032 | 1.17% | 1.21% | 1.27% | 1.35% | 1.60% |
| 95033 | 1.15% | 1.18% | 1.21% | 1.28% | 1.54% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Los Gatos, Santa Clara County, California
When examining property taxes in Los Gatos, California, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Santa Clara County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Santa Clara County, assessment notices are sent in August each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Los Gatos is $1,194,361, with tax bills ranging significantly across the county. Zip code 95030 has the highest median home price at $1,651,436.
Los Gatos property owners face a median tax bill of $14,693, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Los Gatos, Santa Clara County, California
Source: Ownwell
$248,609
$1,619,295
$2,989,980
Median Los Gatos Market Value
$1,194,361
Median Santa Clara County Market Value
$717,300
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Los Gatos, Santa Clara County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95030 | $266,611 | $780,275 | $1,651,436 | $2,714,412 | $3,827,483 |
| 95032 | $204,183 | $557,988 | $1,185,981 | $1,949,378 | $2,789,567 |
| 95033 | $146,766 | $357,946 | $756,679 | $1,185,852 | $1,800,447 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Los Gatos, Santa Clara County, California
Property tax bills in Los Gatos are based on the assessed value of a home, which is influenced by the market value of the property and local tax rates. With a median home price of $1,194,361, homeowners can face substantial tax bills, especially when assessed values rise. The typical bill can vary widely, with the 25th percentile at $7,218 and the 75th percentile at $24,868, showing how much location and property value can affect what owners owe.
Property taxes are a major ongoing cost for homeowners, and higher assessed values can quickly increase the bill. In Los Gatos, the highest median tax bill reaches $19,704 in ZIP code 95030, while the lowest is $8,943 in ZIP code 95033.
Ownwell helps homeowners lower their property tax bills by identifying opportunities to appeal overassessments and uncover exemptions that may reduce what they pay.
Property Tax Bills Across Los Gatos, Santa Clara County, California
Source: Ownwell
$2,906
$19,795
$36,683
Median Los Gatos Tax Bill
$14,693
Median Santa Clara County Tax Bill
$9,592
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Los Gatos, Santa Clara County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95030 | $3,734 | $9,623 | $19,704 | $31,746 | $44,350 |
| 95032 | $3,229 | $7,424 | $14,910 | $23,802 | $33,498 |
| 95033 | $1,806 | $4,157 | $8,943 | $13,831 | $20,783 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Santa Clara Tax Assessor | |
| Phone | (408) 299-5372 |
| Website | asr.santaclaracounty.gov |
| dawn.cieslik@asr.sccgov.org | |