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Morgan Hill, Santa Clara County, California Property Taxes

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Property Taxes in Morgan Hill, California

  • Median Morgan Hill, California effective property tax rate: 1.15%, significantly lower than the national median of 1.02%, and lower than the California state median of 1.21%.

  • Median Morgan Hill, California home value: $795,370

  • Median annual Morgan Hill, California tax bill: $9,091, higher than the national median property tax bill of $2,400.

How are property taxes in Santa Clara calculated?

Property taxes in Morgan Hill, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Morgan Hill's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Morgan Hill, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Morgan Hill, Santa Clara County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.15%

Estimate Property Tax Bill

$9,147

$8,488

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Morgan Hill Property Tax Calculator Work?

Use this Morgan Hill property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Morgan Hill's median effective tax rate of 1.15% — based on actual property records in Santa Clara County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Morgan Hill's median effective rate across all local levies, providing a more accurate estimate than applying a single county rate.

Your bill may vary by ZIP code within Morgan Hill: rates range from 1.15% in 95037 to 1.15% in 95037, primarily due to differences in school district levies and local assessment districts. Morgan Hill's median property tax bill of $9,091 is higher than the California median of $9,091 and higher than the national median property tax bill of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Morgan Hill assessment — you only pay if we save you money.

About Morgan Hill Property Taxes

About Property Taxes in Morgan Hill, Santa Clara, California

Morgan Hill’s median effective property tax rate of 1.15% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Santa Clara County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Morgan Hill. Homeowners in the 95037 ZIP code carry a median effective rate of 1.15%, while those in the same ZIP also pay 1.15%. This reflects how school district boundaries and local assessment districts are drawn across Santa Clara County. Understanding which part of Morgan Hill you live in can make a meaningful difference to your annual tax bill.

Morgan Hill homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the September 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Morgan Hill, Santa Clara County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Morgan Hill's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Morgan Hill, Santa Clara County, California

Source: Ownwell

1.15%

1.42%

1.70%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Morgan Hill Tax Rate

1.15%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Santa Clara County Tax Rate

1.31%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Morgan Hill, Santa Clara County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
950371.14%1.14%1.15%1.16%1.19%
95035N/AN/AN/AN/AN/A
95042N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Assessment Values Across Morgan Hill, Santa Clara County, California

When examining property taxes in Morgan Hill, California, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Santa Clara County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Santa Clara County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Morgan Hill.

For example, the median home price in Morgan Hill is $795,370, with tax bills ranging significantly across the county. 95037 has the highest median home price at $795,424.

Property Tax Assessment Values Across Morgan Hill, Santa Clara County, California

Source: Ownwell

$248,609

$1,619,295

$2,989,980

Median Morgan Hill Market Value

$795,370

Median Santa Clara County Market Value

$717,300

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Morgan Hill, Santa Clara County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
95037$222,458$470,949$795,424$1,094,908$1,488,211
95035N/AN/AN/AN/AN/A
95042N/AN/AN/AN/AN/A

Source: Ownwell

Property Tax Bills Across Morgan Hill, Santa Clara County, California

Property tax bills in Morgan Hill are based on the assessed value of a home and the local tax rate set by Santa Clara County and other taxing authorities. For a home with a median value of $795,370, the bill can vary widely depending on the property’s assessed market value, exemptions, and any local levies included on the tax roll. Homeowners in Morgan Hill face a median tax bill of $9,092, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.

The tax bill is determined by multiplying the assessed value by the applicable rate, then adding voter-approved bonds and special assessments. That means two similar homes can owe very different amounts if their assessed values differ.

Ownwell helps homeowners lower property tax bills by reviewing assessments, identifying savings opportunities, and filing appeals when a home is overassessed. If your bill is too high, Ownwell can help you challenge it and keep more money in your pocket.

Property Tax Bills Across Morgan Hill, Santa Clara County, California

Source: Ownwell

$2,906

$19,795

$36,683

Median Morgan Hill Tax Bill

$9,091

Median Santa Clara County Tax Bill

$9,592

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Morgan Hill, Santa Clara County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
95037$2,525$5,360$9,092$12,535$16,967
95035N/AN/AN/AN/AN/A
95042N/AN/AN/AN/AN/A

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Morgan Hill, California

How are property taxes calculated in Morgan Hill, California?
Property taxes in Morgan Hill, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Morgan Hill, California?
To appeal your property taxes in Morgan Hill, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Morgan Hill, California?
Common property tax exemptions in Morgan Hill, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Morgan Hill, California?
Property tax deadlines in Morgan Hill, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Morgan Hill, California?
Ownwell provides professional property tax appeal services in Morgan Hill, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.