San Jose, Santa Clara County, California Property Taxes
Property Taxes in San Jose, California
Median San Jose, California effective property tax rate: 1.46%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.
Median San Jose, California home value: $616,024
Median annual San Jose, California tax bill: $8,999, $6,599 higher than the national median property tax bill of $2,400.
How are property taxes in Santa Clara calculated?
Property taxes in San Jose, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding San Jose's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in San Jose, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
San Jose, Santa Clara County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.46%
Estimate Property Tax Bill
$8,994
$8,346
$774
Average Annual Tax Savings
How Does the San Jose Property Tax Calculator Work?
Use this San Jose property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies San Jose's median effective tax rate of 1.46% — based on actual property records in Santa Clara County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies San Jose's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within San Jose: rates range from $5,252.00 in 95134 to $13,844.00 in 95138, primarily due to differences in school district levies and local assessment districts. San Jose's median property tax bill of $8,999 is higher than the California median of $6,599 and above the national median property tax bill of $2,400.
If your estimate is higher than expected, Ownwell can appeal your San Jose assessment — you only pay if we save you money.
About San Jose Property Taxes
About Property Taxes in San Jose, Santa Clara, California
San Jose’s median effective property tax rate of 1.46% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Santa Clara County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across San Jose. Homeowners in the 95122 ZIP code carry a median effective rate of 1.70%, while those in 95141 pay 1.17%. This spread — 0.53 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Santa Clara County. Understanding which part of San Jose you live in can make a meaningful difference to your annual tax bill.
San Jose homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across San Jose, Santa Clara County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare San Jose's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Jose Tax Rate
1.46%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Santa Clara County Tax Rate
1.31%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
San Jose, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Los Angeles Tax Rate
1.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Diego Tax Rate
1.20%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Francisco Tax Rate
1.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sacramento Tax Rate
1.20%
Property Tax Rates Across San Jose, Santa Clara County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95110 | 1.24% | 1.27% | 1.34% | 1.53% | 2.10% |
| 95111 | 1.26% | 1.43% | 1.56% | 1.76% | 2.15% |
| 95112 | 1.24% | 1.29% | 1.37% | 1.61% | 2.30% |
| 95113 | 1.23% | 1.25% | 1.27% | 1.30% | 1.31% |
| 95116 | 1.34% | 1.47% | 1.64% | 1.92% | 2.63% |
| 95117 | 1.30% | 1.34% | 1.42% | 1.56% | 2.10% |
| 95118 | 1.27% | 1.34% | 1.43% | 1.65% | 2.59% |
| 95119 | 1.36% | 1.40% | 1.47% | 1.66% | 2.13% |
| 95120 | 1.22% | 1.26% | 1.31% | 1.44% | 1.78% |
| 95121 | 1.40% | 1.47% | 1.57% | 1.78% | 2.16% |
| 95122 | 1.45% | 1.54% | 1.70% | 1.96% | 2.78% |
| 95123 | 1.29% | 1.37% | 1.45% | 1.63% | 2.09% |
| 95124 | 1.30% | 1.36% | 1.43% | 1.65% | 2.38% |
| 95125 | 1.23% | 1.27% | 1.33% | 1.52% | 2.24% |
| 95126 | 1.24% | 1.27% | 1.33% | 1.46% | 1.89% |
| 95127 | 1.39% | 1.46% | 1.58% | 1.83% | 2.64% |
| 95128 | 1.27% | 1.31% | 1.38% | 1.57% | 2.26% |
| 95129 | 1.25% | 1.29% | 1.36% | 1.51% | 2.13% |
| 95130 | 1.32% | 1.36% | 1.45% | 1.70% | 2.72% |
| 95131 | 1.31% | 1.37% | 1.44% | 1.56% | 1.77% |
| 95132 | 1.37% | 1.42% | 1.51% | 1.71% | 2.35% |
| 95133 | 1.39% | 1.42% | 1.50% | 1.68% | 1.96% |
| 95134 | 1.03% | 1.17% | 1.24% | 1.29% | 1.36% |
| 95135 | 1.36% | 1.39% | 1.45% | 1.55% | 1.70% |
| 95136 | 1.27% | 1.35% | 1.43% | 1.58% | 1.91% |
| 95138 | 1.27% | 1.36% | 1.42% | 1.51% | 1.62% |
| 95139 | 1.29% | 1.32% | 1.40% | 1.60% | 2.00% |
| 95141 | 1.14% | 1.15% | 1.17% | 1.23% | 1.42% |
| 95148 | 1.40% | 1.45% | 1.54% | 1.70% | 1.96% |
| 95002 | N/A | N/A | N/A | N/A | N/A |
| 95008 | N/A | N/A | N/A | N/A | N/A |
| 95013 | N/A | N/A | N/A | N/A | N/A |
| 95037 | N/A | N/A | N/A | N/A | N/A |
| 95103 | N/A | N/A | N/A | N/A | N/A |
| 95140 | N/A | N/A | N/A | N/A | N/A |
| 95142 | N/A | N/A | N/A | N/A | N/A |
| 95150 | N/A | N/A | N/A | N/A | N/A |
| 95173 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across San Jose, Santa Clara County, California
When examining property taxes in San Jose, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Santa Clara County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Santa Clara County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in San Jose is $616,024, with tax bills ranging significantly across the county. 95120 has the highest median home price at $1,018,013.
Property Tax Assessment Values Across San Jose, Santa Clara County, California
Source: Ownwell
$248,609
$1,619,295
$2,989,980
Median San Jose Market Value
$616,024
Median Santa Clara County Market Value
$717,300
Median California Market Value
$427,605
Median United States Market Value
$235,294
San Jose, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles Market Value
$471,070
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Diego Market Value
$492,552
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Francisco Market Value
$772,647
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Sacramento Market Value
$301,506
Property Tax Assessment Values Across San Jose, Santa Clara County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95110 | $166,849 | $308,757 | $538,060 | $751,485 | $1,005,039 |
| 95111 | $69,307 | $203,811 | $410,000 | $654,078 | $887,504 |
| 95112 | $65,132 | $263,636 | $536,386 | $796,474 | $1,029,359 |
| 95113 | $477,661 | $551,557 | $645,396 | $841,942 | $965,000 |
| 95116 | $88,370 | $224,838 | $404,216 | $617,558 | $835,850 |
| 95117 | $163,180 | $394,522 | $691,129 | $1,061,917 | $1,509,516 |
| 95118 | $114,176 | $321,120 | $651,730 | $1,026,285 | $1,428,000 |
| 95119 | $187,394 | $371,418 | $681,550 | $989,502 | $1,238,986 |
| 95120 | $249,135 | $556,940 | $1,018,013 | $1,533,088 | $2,029,909 |
| 95121 | $153,488 | $288,711 | $498,620 | $778,387 | $1,080,244 |
| 95122 | $88,440 | $234,444 | $387,606 | $617,653 | $857,758 |
| 95123 | $122,294 | $273,715 | $541,216 | $863,811 | $1,167,328 |
| 95124 | $136,972 | $381,313 | $768,175 | $1,224,000 | $1,682,929 |
| 95125 | $121,574 | $390,690 | $825,536 | $1,338,618 | $1,936,704 |
| 95126 | $206,127 | $438,658 | $710,605 | $1,007,906 | $1,401,000 |
| 95127 | $111,379 | $284,991 | $487,480 | $789,191 | $1,045,242 |
| 95128 | $134,234 | $363,502 | $655,000 | $1,005,902 | $1,411,405 |
| 95129 | $166,702 | $445,450 | $849,232 | $1,374,180 | $2,070,450 |
| 95130 | $108,378 | $367,306 | $791,306 | $1,294,048 | $1,768,680 |
| 95131 | $184,823 | $375,573 | $639,707 | $916,168 | $1,174,831 |
| 95132 | $148,090 | $330,796 | $578,763 | $880,259 | $1,275,000 |
| 95133 | $189,281 | $316,452 | $565,043 | $865,067 | $1,050,804 |
| 95134 | $43,813 | $69,314 | $391,828 | $735,000 | $1,004,539 |
| 95135 | $249,373 | $482,013 | $768,834 | $1,172,188 | $1,573,354 |
| 95136 | $123,460 | $347,489 | $669,303 | $948,951 | $1,205,000 |
| 95138 | $205,322 | $531,610 | $955,674 | $1,508,522 | $2,216,568 |
| 95139 | $193,236 | $350,221 | $627,978 | $902,255 | $1,122,000 |
| 95141 | $280,178 | $418,078 | $690,613 | $1,149,905 | $1,279,743 |
| 95148 | $230,799 | $375,226 | $613,304 | $947,386 | $1,321,187 |
| 95002 | N/A | N/A | N/A | N/A | N/A |
| 95008 | N/A | N/A | N/A | N/A | N/A |
| 95013 | N/A | N/A | N/A | N/A | N/A |
| 95037 | N/A | N/A | N/A | N/A | N/A |
| 95103 | N/A | N/A | N/A | N/A | N/A |
| 95140 | N/A | N/A | N/A | N/A | N/A |
| 95142 | N/A | N/A | N/A | N/A | N/A |
| 95150 | N/A | N/A | N/A | N/A | N/A |
| 95173 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across San Jose, Santa Clara County, California
Property tax bills in San Jose are based on the assessed value of a home, not its market value, and the local tax rate is applied to that assessment to determine what homeowners owe. For a city with a median home price of $616,024, property taxes can vary widely depending on the home’s assessed value and location within Santa Clara County. The 25th percentile tax bill is $5,458, while the 75th percentile reaches $13,484, and the 90th percentile climbs to $18,841. That means many homeowners pay well above the national median property tax bill of $2,400.
These bills can put meaningful pressure on household budgets, especially when assessments rise faster than a home’s true market conditions. Ownwell helps homeowners save by reviewing assessments, identifying overcharges, and filing property tax appeals and exemptions when eligible. In San Jose, that can make a real difference, whether a home falls near the lowest median tax bill of $5,252 in ZIP code 95134 or the highest median tax bill of $13,844 in ZIP code 95138.
Property Tax Bills Across San Jose, Santa Clara County, California
Source: Ownwell
$2,906
$19,795
$36,683
Median San Jose Tax Bill
$8,999
Median Santa Clara County Tax Bill
$9,592
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
San Jose, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles Tax Bill
$6,124
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Diego Tax Bill
$5,736
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Francisco Tax Bill
$9,489
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Sacramento Tax Bill
$3,642
Property Tax Bills Across San Jose, Santa Clara County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95110 | $2,969 | $4,837 | $7,227 | $9,781 | $12,939 |
| 95111 | $1,139 | $3,990 | $6,773 | $9,852 | $12,863 |
| 95112 | $2,103 | $4,389 | $7,462 | $10,635 | $13,662 |
| 95113 | $5,444 | $6,847 | $8,151 | $10,193 | $11,921 |
| 95116 | $2,704 | $4,390 | $6,679 | $9,355 | $12,169 |
| 95117 | $3,385 | $5,736 | $9,844 | $14,629 | $20,080 |
| 95118 | $2,874 | $5,194 | $9,314 | $13,914 | $18,643 |
| 95119 | $3,686 | $6,058 | $9,992 | $14,008 | $17,344 |
| 95120 | $4,234 | $7,890 | $13,341 | $19,351 | $25,101 |
| 95121 | $3,391 | $5,221 | $7,919 | $11,570 | $15,585 |
| 95122 | $2,971 | $4,651 | $6,682 | $9,687 | $12,861 |
| 95123 | $2,741 | $4,590 | $7,898 | $12,231 | $16,055 |
| 95124 | $3,262 | $6,246 | $11,019 | $16,676 | $22,199 |
| 95125 | $2,954 | $5,924 | $11,156 | $17,244 | $24,100 |
| 95126 | $3,719 | $6,290 | $9,427 | $13,195 | $17,806 |
| 95127 | $2,891 | $5,063 | $7,749 | $11,597 | $14,907 |
| 95128 | $3,082 | $5,614 | $9,074 | $13,481 | $18,295 |
| 95129 | $3,389 | $6,595 | $11,530 | $17,773 | $26,171 |
| 95130 | $3,093 | $6,184 | $11,397 | $17,578 | $23,498 |
| 95131 | $3,493 | $6,055 | $9,304 | $12,864 | $16,009 |
| 95132 | $3,353 | $5,629 | $8,783 | $12,582 | $17,591 |
| 95133 | $3,507 | $5,466 | $8,572 | $12,415 | $14,855 |
| 95134 | $461 | $761 | $5,252 | $9,276 | $12,892 |
| 95135 | $3,952 | $7,038 | $11,302 | $16,791 | $22,112 |
| 95136 | $2,924 | $5,610 | $9,620 | $13,142 | $16,513 |
| 95138 | $3,605 | $7,898 | $13,844 | $21,394 | $30,834 |
| 95139 | $3,731 | $5,572 | $8,769 | $11,918 | $14,700 |
| 95141 | N/A | $4,067 | $7,038 | $12,506 | $14,919 |
| 95148 | $4,535 | $6,415 | $9,494 | $13,806 | $18,594 |
| 95002 | N/A | N/A | N/A | N/A | N/A |
| 95008 | N/A | N/A | N/A | N/A | N/A |
| 95013 | N/A | N/A | N/A | N/A | N/A |
| 95037 | N/A | N/A | N/A | N/A | N/A |
| 95103 | N/A | N/A | N/A | N/A | N/A |
| 95140 | N/A | N/A | N/A | N/A | N/A |
| 95142 | N/A | N/A | N/A | N/A | N/A |
| 95150 | N/A | N/A | N/A | N/A | N/A |
| 95173 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Santa Clara Tax Assessor | |
| Phone | (408) 299-5372 |
| Website | asr.santaclaracounty.gov |
| dawn.cieslik@asr.sccgov.org | |