Cottonwood, Tehama County, California Property Taxes
Property Taxes in Cottonwood, California
Median Cottonwood, California effective property tax rate: 1.02%, significantly lower than the national median of 1.02%, and lower than the California state median of 1.21%.
Median Cottonwood, California home value: $268,836
Median annual Cottonwood, California tax bill: $2,646, $246 higher than the national median property tax bill of $2,400.
How are property taxes in Tehama calculated?
Property taxes in Cottonwood, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cottonwood's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cottonwood, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cottonwood, Tehama County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.02%
Estimate Property Tax Bill
$2,742
$2,545
How Does the Cottonwood Property Tax Calculator Work?
Use this Cottonwood property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cottonwood's median effective tax rate of 1.02% — based on actual property records in Tehama County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cottonwood's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Cottonwood's median tax rate is lower than the California median tax rate of 1.21%, but the median property tax bill is $2,646, which is $246 higher than the state median bill. Your bill may vary by ZIP code within Cottonwood, with rates shown at 96022.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cottonwood.
About Cottonwood Property Taxes
About Property Taxes in Cottonwood, Tehama, California
Cottonwood's median effective property tax rate of 1.02% is lower than the California state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Tehama County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cottonwood. Homeowners in the 96022 ZIP code carry a median effective rate of 1.02%, while those in the same ZIP code also pay 1.02%. This spread reflects how school district boundaries and local assessment districts are drawn across Tehama County. Understanding which part of Cottonwood you live in can make a meaningful difference to your annual tax bill.
Cottonwood homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before November 30, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cottonwood, Tehama County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cottonwood's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cottonwood Tax Rate
1.02%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tehama County Tax Rate
1.01%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cottonwood, Tehama County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 96022 | 0.96% | 0.99% | 1.02% | 1.07% | 1.11% |
Source: Ownwell
Property Tax Assessment Values Across Cottonwood, Tehama County, California
When examining property taxes in Cottonwood, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Tehama County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Tehama County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cottonwood.
For example, the median home price in Cottonwood is $268,836, with tax bills ranging significantly across the county. 96022 has the highest median home price at $268,836.
Property Tax Assessment Values Across Cottonwood, Tehama County, California
Source: Ownwell
$31,263
$163,416
$295,568
Median Cottonwood Market Value
$268,836
Median Tehama County Market Value
$194,200
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cottonwood, Tehama County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 96022 | $103,895 | $178,002 | $268,836 | $359,977 | $458,158 |
Source: Ownwell
Property Tax Bills Across Cottonwood, Tehama County, California
Property tax bills in Cottonwood are calculated from the assessed value of a home and the local tax rate set by Tehama County and other taxing authorities. For a home with a median market value of $268,836, the bill reflects how that value is assessed for tax purposes, along with any local levies that apply.
Homeowners in Cottonwood typically see bills that vary by property value and location. The 25th percentile tax bill is $1,587, while the 75th percentile is $3,612 and the 90th percentile reaches $4,633. The median tax bill is $2,646 in ZIP code 96022, which is above the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%.
Because property taxes are based on assessed value, changes in market conditions, neighborhood differences, and local tax rates can all affect what homeowners owe each year.
Median Cottonwood Tax Bill
$2,646
Median Tehama County Tax Bill
$1,802
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Cottonwood, Tehama County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 96022 | $680 | $1,587 | $2,646 | $3,612 | $4,633 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | November 30 |
Links | |
|---|---|
| Tehama Tax Assessor | |
| Website | common1.mptsweb.com |