Commerce City, Adams County, Colorado Property Taxes
Property Taxes in Commerce City, Colorado
Median Commerce City, Colorado effective property tax rate: 0.95%, significantly lower than the national median of 1.02%, and higher than the Colorado state median of 0.50%.
Median Commerce City, Colorado home value: $487,000
Median annual Commerce City, Colorado tax bill: $4,646, $2,246 higher than the national median property tax bill of $2,400.
How are property taxes in Adams calculated?
Property taxes in Commerce City, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Commerce City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Commerce City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Commerce City, Adams County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.95%
Estimate Property Tax Bill
$4,627
$4,293
How Does the Commerce City Property Tax Calculator Work?
Use this Commerce City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Commerce City's median effective tax rate of 0.95% — based on actual property records in Adams County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Commerce City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Commerce City: rates range from $4,128.00 in 80640 to $4,980.00 in 80603, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Commerce City.
About Commerce City Property Taxes
About Property Taxes in Commerce City, Adams, Colorado
Commerce City's median effective property tax rate of 0.95% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Adams County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Commerce City. Homeowners in the 80022 ZIP code carry a median effective rate of 0.95%, while those in 80640 pay 0.84%. This spread — 0.11 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Adams County. Understanding which part of Commerce City you live in can make a meaningful difference to your annual tax bill.
Commerce City homeowners who believe their assessed value is too high can file a formal appeal with the local appraisal district before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Commerce City, Adams County, Colorado
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Commerce City’s effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Commerce City Tax Rate
0.95%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Adams County Tax Rate
0.66%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Commerce City, Adams County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 80022 | 0.57% | 0.61% | 0.95% | 1.23% | 1.37% |
| 80603 | 0.90% | 0.92% | 0.94% | 1.07% | 1.08% |
| 80640 | 0.73% | 0.74% | 0.84% | 1.04% | 1.09% |
| 80003 | N/A | N/A | N/A | N/A | N/A |
| 80011 | N/A | N/A | N/A | N/A | N/A |
| 80136 | N/A | N/A | N/A | N/A | N/A |
| 80229 | N/A | N/A | N/A | N/A | N/A |
| 80249 | N/A | N/A | N/A | N/A | N/A |
| 80601 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Commerce City, Adams County, Colorado
When examining property taxes in Commerce City, Colorado, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Adams County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Adams County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Commerce City is $487,000, with tax bills ranging significantly across the county. 80603 has the highest median home price at $510,000.
Property Tax Assessment Values Across Commerce City, Adams County, Colorado
Source: Ownwell
$16,400
$674,200
$1,332,000
Median Commerce City Market Value
$487,000
Median Adams County Market Value
$464,000
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Commerce City, Adams County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 80022 | $329,000 | $373,000 | $481,000 | $554,000 | $630,000 |
| 80603 | $442,300 | $466,000 | $510,000 | $548,750 | $590,000 |
| 80640 | $359,000 | $448,000 | $499,000 | $540,000 | $582,000 |
| 80003 | N/A | N/A | N/A | N/A | N/A |
| 80011 | N/A | N/A | N/A | N/A | N/A |
| 80136 | N/A | N/A | N/A | N/A | N/A |
| 80229 | N/A | N/A | N/A | N/A | N/A |
| 80249 | N/A | N/A | N/A | N/A | N/A |
| 80601 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Commerce City, Adams County, Colorado
Property tax bills in Commerce City are calculated using the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is based on the market value of the property, and that value is then multiplied by the applicable mill levy to determine the annual bill. Factors such as the home’s location, local school districts, county services, and other taxing jurisdictions all play a role in the final amount.
For homeowners, this means a higher market value or a higher local tax rate can lead to a larger bill. With a median home price of $487,000, tax bills can vary widely across the city, from $4,128 in the lowest-median ZIP code to $4,980 in the highest-median ZIP code. That range shows how much property taxes can differ even within the same city, affecting monthly housing costs and long-term affordability.
Median Commerce City Tax Bill
$4,646
Median Adams County Tax Bill
$3,172
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Commerce City, Adams County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 80022 | $1,812 | $2,265 | $4,740 | $6,696 | $7,786 |
| 80603 | $4,503 | $4,709 | $4,980 | $5,398 | $5,690 |
| 80640 | $3,268 | $3,566 | $4,128 | $5,033 | $5,716 |
| 80003 | N/A | N/A | N/A | N/A | N/A |
| 80011 | N/A | N/A | N/A | N/A | N/A |
| 80136 | N/A | N/A | N/A | N/A | N/A |
| 80229 | N/A | N/A | N/A | N/A | N/A |
| 80249 | N/A | N/A | N/A | N/A | N/A |
| 80601 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Adams Tax Assessor | |
| Website | gisapp.adcogov.org |