Pagosa Springs, Archuleta County, Colorado Property Taxes
Property Taxes in Pagosa Springs, Colorado
Median Pagosa Springs, Colorado effective property tax rate: 0.41%, significantly lower than the national median of 1.02%, and lower than the Colorado state median of 0.50%.
Median Pagosa Springs, Colorado home value: $505,720
Median annual Pagosa Springs, Colorado tax bill: $2,034, $366 lower lower than the national median property tax bill of $2,400.
How are property taxes in Archuleta calculated?
Property taxes in Pagosa Springs, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pagosa Springs's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pagosa Springs, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Pagosa Springs, Archuleta County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.41%
Estimate Property Tax Bill
$2,073
$1,924
How Does the Pagosa Springs Property Tax Calculator Work?
Use this Pagosa Springs property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pagosa Springs's median effective tax rate of 0.41% — based on actual property records in Archuleta County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pagosa Springs's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pagosa Springs: rates range from 0.41% in 81147 to 0.41% in 81147, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pagosa Springs.
About Pagosa Springs Property Taxes
About Property Taxes in Pagosa Springs, Archuleta, Colorado
Pagosa Springs’s median effective property tax rate of 0.41% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Archuleta County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Pagosa Springs. Homeowners in the 81147 ZIP code carry a median effective rate of 0.41%, while those in the same ZIP code also pay 0.41%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Archuleta County. Understanding which part of Pagosa Springs you live in can make a meaningful difference to your annual tax bill.
Pagosa Springs homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pagosa Springs, Archuleta County, Colorado
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pagosa Springs's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pagosa Springs Tax Rate
0.41%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Archuleta County Tax Rate
0.41%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Pagosa Springs, Archuleta County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81147 | 0.34% | 0.39% | 0.41% | 0.41% | 0.48% |
Source: Ownwell
Property Tax Assessment Values Across Pagosa Springs, Archuleta County, Colorado
When examining property taxes in Pagosa Springs, Colorado, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Archuleta County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Archuleta County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Pagosa Springs is $505,720, with tax bills ranging significantly across the county. ZIP code 81147 has the highest median home price at $505,720.
Property Tax Assessment Values Across Pagosa Springs, Archuleta County, Colorado
Source: Ownwell
$142,990
$418,590
$694,190
Median Pagosa Springs Market Value
$505,720
Median Archuleta County Market Value
$501,680
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Pagosa Springs, Archuleta County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81147 | $52,536 | $306,882 | $505,720 | $735,270 | $1,012,424 |
Source: Ownwell
Property Tax Bills Across Pagosa Springs, Archuleta County, Colorado
Property tax bills in Pagosa Springs are based on the assessed value of a home, not its market price. Local taxing authorities apply the property tax rate to that assessed value to determine the bill, so homes with higher assessed values generally owe more. Factors such as location, property characteristics, and any changes in value can all affect the final amount.
In Pagosa Springs, the median home price is $505,720, and the median property tax bill is $2,034 in ZIP code 81147. That is slightly below the national median property tax bill of $2,400, which can make local taxes feel more manageable for some homeowners. Still, bills can vary widely: the 25th percentile is $1,265, while the 75th percentile reaches $2,917. For homeowners, that means property taxes can have a meaningful impact on annual housing costs, especially when assessed values rise.
Median Pagosa Springs Tax Bill
$2,034
Median Archuleta County Tax Bill
$2,010
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Pagosa Springs, Archuleta County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81147 | $365 | $1,265 | $2,034 | $2,917 | $4,066 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Archuleta Tax Assessor | |
| Website | www.archuletacounty.gov |