Fort Garland, Costilla County, Colorado Property Taxes
Property Taxes in Fort Garland, Colorado
Median Fort Garland, Colorado effective property tax rate: 0.53%, significantly lower than the national median of 1.02%, and slightly higher than the Colorado state median of 0.50%.
Median Fort Garland, Colorado home value: $153,303
Median annual Fort Garland, Colorado tax bill: $771, lower than the national median property tax bill of $2,400.
How are property taxes in Costilla calculated?
Property taxes in Fort Garland, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fort Garland's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fort Garland, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Fort Garland, Costilla County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.53%
Estimate Property Tax Bill
$813
$754
How Does the Fort Garland Property Tax Calculator Work?
Use this Fort Garland property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fort Garland's median effective tax rate of 0.53% — based on actual property records in Costilla County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fort Garland's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Fort Garland: rates range from 0.53% in 81133 to 0.53% in 81133, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Fort Garland.
About Fort Garland Property Taxes
About Property Taxes in Fort Garland, Costilla, Colorado
Fort Garland’s median effective property tax rate of 0.53% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Costilla County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Fort Garland. Homeowners in the 81133 ZIP code carry a median effective rate of 0.53%, while those in the same ZIP pay 0.53%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Costilla County. Understanding which part of Fort Garland you live in can make a meaningful difference to your annual tax bill.
Fort Garland homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Fort Garland, Costilla County, Colorado
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Fort Garland's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fort Garland Tax Rate
0.53%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Costilla County Tax Rate
0.53%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Fort Garland, Costilla County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81133 | 0.38% | 0.53% | 0.53% | 0.53% | 0.57% |
Source: Ownwell
Property Tax Assessment Values Across Fort Garland, Costilla County, Colorado
When examining property taxes in Fort Garland, Colorado, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Costilla County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Costilla County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fort Garland.
For example, the median home price in Fort Garland is $153,303, with tax bills ranging significantly across the county. 81133 has the highest median home price at $153,303.
Property Tax Assessment Values Across Fort Garland, Costilla County, Colorado
Source: Ownwell
$14,925
$84,114
$153,303
Median Fort Garland Market Value
$153,303
Median Costilla County Market Value
$52,280
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Fort Garland, Costilla County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81133 | $14,925 | $58,380 | $153,303 | $261,544 | $387,140 |
Source: Ownwell
Property Tax Bills Across Fort Garland, Costilla County, Colorado
Fort Garland property tax bills are calculated by applying the local tax rate to the assessed value of a home. The assessed value is based on the market value of the property, so changes in home prices can affect what homeowners owe. With a median home price of $153,303, even modest shifts in value can influence the final bill.
Several factors shape the amount a homeowner pays, including the property’s assessed value, local tax rates, and any applicable exemptions or special district charges. In this area, the median property tax bill is $771, which is below the national median property tax bill of $2,400 and reflects a lower overall tax burden than many parts of the country.
For homeowners, this means property taxes can be a meaningful part of annual housing costs, but the bill is closely tied to how the home is valued and taxed locally. Bills can vary widely, with some homeowners paying much more or less depending on their property’s assessment and location.
Median Fort Garland Tax Bill
$771
Median Costilla County Tax Bill
$328
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Fort Garland, Costilla County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81133 | $85 | $322 | $771 | $1,324 | $2,025 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Costilla Tax Assessor | |
| Website | costilla-assessor-tyler.obus.io |