Delta, Delta County, Colorado Property Taxes
Property Taxes in Delta, Colorado
Median Delta, Colorado effective property tax rate: 0.44%, significantly lower than the national median of 1.02%, and lower than the Colorado state median of 0.50%.
Median Delta, Colorado home value: $202,827
Median annual Delta, Colorado tax bill: $831, lower than the national median property tax bill of $2,400.
How are property taxes in Delta calculated?
Property taxes in Delta, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Delta's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Delta, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Delta, Delta County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.44%
Estimate Property Tax Bill
$892
$828
How Does the Delta Property Tax Calculator Work?
Use this Delta property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Delta's median effective tax rate of 0.44% — based on actual property records in Delta County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Delta's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Delta: rates range from 0.44% in 81416 to 0.44% in 81416, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Delta.
About Delta Property Taxes
About Property Taxes in Delta, Delta, Colorado
Delta’s median effective property tax rate of 0.44% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Delta County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Delta. Homeowners in the 81416 ZIP code carry a median effective rate of 0.44%, while those in the same ZIP code pay 0.44%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Delta County. Understanding which part of Delta you live in can make a meaningful difference to your annual tax bill.
Delta homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 8, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Delta, Delta County, Colorado
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Delta's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Delta Tax Rate
0.44%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Delta County Tax Rate
0.44%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Delta, Delta County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81416 | 0.29% | 0.44% | 0.44% | 0.44% | 0.44% |
Source: Ownwell
Property Tax Assessment Values Across Delta, Delta County, Colorado
When examining property taxes in Delta, Colorado, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delta County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Delta County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Delta is $202,827, with a median tax bill of $831, compared with the national median property tax bill of $2,400.
Property Tax Assessment Values Across Delta, Delta County, Colorado
Source: Ownwell
$97,865
$182,966
$268,066
Median Delta Market Value
$202,827
Median Delta County Market Value
$217,489
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Delta, Delta County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81416 | $14,925 | $94,542 | $202,827 | $306,588 | $409,887 |
Source: Ownwell
Property Tax Bills Across Delta, Delta County, Colorado
How are property tax bills calculated in Delta?
Property tax bills in Delta are based on the assessed value of a home and the local tax rate set by taxing authorities. When a home’s market value changes, the assessed value can shift as well, which can raise or lower the bill. For a home with a median price of $202,827, the tax bill can vary widely depending on location and local levies.
What factors affect the amount homeowners pay?
The biggest factors are the home’s assessed value, the tax rate, and any local exemptions or special district charges. In Delta, the 25th percentile tax bill is $355, while the 75th percentile is $1,320 and the 90th percentile is $1,786. That spread shows how much taxes can differ from one property to another.
How does this affect homeowners?
Higher assessed values usually mean higher tax bills, which can increase monthly housing costs and affect affordability. In Delta, the highest median tax bill is $831 in ZIP code 81416, which is also the lowest median tax bill in the county.
Median Delta Tax Bill
$831
Median Delta County Tax Bill
$892
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Delta, Delta County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81416 | $66 | $355 | $831 | $1,320 | $1,786 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 8 |
Links | |
|---|---|
| Delta Tax Assessor | |
| Website | assessor.deltacountyco.gov |