Paonia, Delta County, Colorado Property Taxes
Property Taxes in Paonia, Colorado
Median Paonia, Colorado effective property tax rate: 0.44%, significantly lower than the national median of 1.02%, and lower than the Colorado state median of 0.50%.
Median Paonia, Colorado home value: $268,066
Median annual Paonia, Colorado tax bill: $1,151, $1,249 lower than the national median property tax bill of $2,400.
How are property taxes in Delta calculated?
Property taxes in Paonia, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Paonia's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Paonia, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Paonia, Delta County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.44%
Estimate Property Tax Bill
$1,179
$1,095
How Does the Paonia Property Tax Calculator Work?
Use this Paonia property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Paonia's median effective tax rate of 0.44% — based on actual property records in Delta County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Paonia's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Paonia: rates range from 0.44% in 81428 to 0.44% in 81428, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Paonia.
About Paonia Property Taxes
About Property Taxes in Paonia, Delta, Colorado
Paonia’s median effective property tax rate of 0.44% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Delta County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Paonia. Homeowners in the 81428 ZIP code carry a median effective rate of 0.44%, while those in the same ZIP code also pay 0.44%. This reflects how school district boundaries and local assessment districts are drawn across Delta County. Understanding which part of Paonia you live in can make a meaningful difference to your annual tax bill.
Paonia homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 8, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Paonia, Delta County, Colorado
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Paonia's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Paonia Tax Rate
0.44%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Delta County Tax Rate
0.44%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Paonia, Delta County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81428 | 0.32% | 0.44% | 0.44% | 0.49% | 0.49% |
Source: Ownwell
Property Tax Assessment Values Across Paonia, Delta County, Colorado
When examining property taxes in Paonia, Colorado, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delta County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Delta County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Paonia.
For example, the median home price in Paonia is $268,066, with tax bills ranging significantly across the county. 81428 has the highest median home price at $268,066.
Property Tax Assessment Values Across Paonia, Delta County, Colorado
Source: Ownwell
$97,865
$182,966
$268,066
Median Paonia Market Value
$268,066
Median Delta County Market Value
$217,489
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Paonia, Delta County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81428 | $14,925 | $150,991 | $268,066 | $388,718 | $531,650 |
Source: Ownwell
Property Tax Bills Across Paonia, Delta County, Colorado
How are property tax bills calculated in Paonia?
Property tax bills in Paonia are based on the assessed value of a home, not the market price alone. Local taxing authorities apply the property tax rate to that assessed value to determine the annual bill, so a higher assessment usually means a higher tax bill. Factors such as the home’s value, local tax rates, and any exemptions or appeals can all affect the final amount.
What does this mean for homeowners in Paonia? With a median home price of $268,066, property taxes can vary widely from one household to another. The 25th percentile tax bill is $615, while the 75th percentile is $1,729 and the 90th percentile reaches $2,327. The median tax bill is $1,151, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. For homeowners, that means a tax bill can be manageable, but it still depends heavily on how the property is assessed and whether the valuation is accurate.
Median Paonia Tax Bill
$1,151
Median Delta County Tax Bill
$892
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Paonia, Delta County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81428 | $73 | $615 | $1,151 | $1,729 | $2,327 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 8 |
Links | |
|---|---|
| Delta Tax Assessor | |
| Website | assessor.deltacountyco.gov |