Black Hawk, Gilpin County, Colorado Property Taxes
Property Taxes in Black Hawk, Colorado
Median Black Hawk, Colorado effective property tax rate: 0.45%, significantly lower than the national median of 1.02%, and lower than the Colorado state median of 0.50%.
Median Black Hawk, Colorado home value: $453,570
Median annual Black Hawk, Colorado tax bill: $1,272, lower than the national median property tax bill of $2,400.
How are property taxes in Gilpin calculated?
Property taxes in Black Hawk, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Black Hawk's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Black Hawk, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Black Hawk, Gilpin County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.45%
Estimate Property Tax Bill
$2,041
$1,894
How Does the Black Hawk Property Tax Calculator Work?
Use this Black Hawk property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Black Hawk's median effective tax rate of 0.45% — based on actual property records in Gilpin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Black Hawk's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Black Hawk: rates range from 0.45% in 80422 to 0.45% in 80422, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Black Hawk.
About Black Hawk Property Taxes
About Property Taxes in Black Hawk, Gilpin, Colorado
Black Hawk’s median effective property tax rate of 0.45% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Gilpin County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Black Hawk. Homeowners in the 80422 ZIP code carry a median effective rate of 0.45%, while those in the same ZIP code pay 0.45%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Gilpin County. Understanding which part of Black Hawk you live in can make a meaningful difference to your annual tax bill.
Black Hawk homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 8, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Black Hawk, Gilpin County, Colorado
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Black Hawk's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Black Hawk Tax Rate
0.45%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gilpin County Tax Rate
0.37%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Black Hawk, Gilpin County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 80422 | 0.19% | 0.19% | 0.45% | 0.45% | 0.45% |
Source: Ownwell
Property Tax Assessment Values Across Black Hawk, Gilpin County, Colorado
When examining property taxes in Black Hawk, Colorado, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gilpin County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gilpin County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Black Hawk is $453,570, with tax bills ranging from $756 at the 25th percentile to $1,948 at the 75th percentile. Black Hawk’s median tax bill is $1,272, below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Black Hawk, Gilpin County, Colorado
Source: Ownwell
$322,325
$459,343
$596,360
Median Black Hawk Market Value
$453,570
Median Gilpin County Market Value
$435,490
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Black Hawk, Gilpin County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 80422 | $58,912 | $276,570 | $453,570 | $619,860 | $798,781 |
Source: Ownwell
Property Tax Bills Across Black Hawk, Gilpin County, Colorado
Property tax bills in Black Hawk are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. That means the bill depends on both the value of the home and the tax rate set by local taxing authorities. For a city with a median home price of $453,570, even small changes in assessed value can affect what a homeowner owes.
In Black Hawk, the 25th percentile tax bill is $756, while the 75th percentile is $1,948 and the 90th percentile is $2,711. The median tax bill is $1,272 in ZIP code 80422, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. For homeowners, this means property taxes can be a meaningful part of annual housing costs, and a higher assessed value can lead to a larger bill.
Median Black Hawk Tax Bill
$1,272
Median Gilpin County Tax Bill
$1,205
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Black Hawk, Gilpin County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 80422 | $232 | $756 | $1,272 | $1,948 | $2,711 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 8 |
Links | |
|---|---|
| Gilpin Tax Assessor | |
| Website | gilpincountyco-tsrweb.tylerhost.net |