Hamilton, Moffat County, Colorado Property Taxes
Property Taxes in Hamilton, Colorado
Median Hamilton, Colorado effective property tax rate: 0.45%, significantly lower than the national median of 1.02%, and lower than the Colorado state median of 0.50%.
Median Hamilton, Colorado home value: $48,027
Median annual Hamilton, Colorado tax bill: $564, $1,836 lower than the national median property tax bill of $2,400.
How are property taxes in Moffat calculated?
Property taxes in Hamilton, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hamilton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hamilton, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Hamilton, Moffat County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.45%
Estimate Property Tax Bill
$216
$201
How Does the Hamilton Property Tax Calculator Work?
Use this Hamilton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hamilton's median effective tax rate of 0.45% — based on actual property records in Moffat County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hamilton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hamilton: rates range from 0.45% in 81638 to 0.45% in 81638, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hamilton.
About Hamilton Property Taxes
About Property Taxes in Hamilton, Moffat, Colorado
Hamilton's median effective property tax rate of 0.45% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Moffat County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Hamilton. Homeowners in the 81638 ZIP code carry a median effective rate of 0.45%, while those in the same ZIP also pay 0.45%. This reflects how school district boundaries and local assessment districts are drawn across Moffat County. Understanding where you live in Hamilton can still make a difference to your annual tax bill.
Hamilton homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 8, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hamilton, Moffat County, Colorado
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hamilton's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hamilton Tax Rate
0.45%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Moffat County Tax Rate
0.58%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hamilton, Moffat County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81638 | 0.33% | 0.44% | 0.45% | 4.30% | 4.46% |
Source: Ownwell
Property Tax Assessment Values Across Hamilton, Moffat County, Colorado
When examining property taxes in Hamilton, Colorado, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Moffat County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Moffat County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hamilton.
For example, the median home price in Hamilton is $48,027, with tax bills ranging significantly across the county. 81638 has the highest median home price at $48,027.
Property Tax Assessment Values Across Hamilton, Moffat County, Colorado
Source: Ownwell
$14,925
$75,907
$136,888
Median Hamilton Market Value
$48,027
Median Moffat County Market Value
$126,256
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hamilton, Moffat County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81638 | $4,409 | $7,371 | $48,027 | $218,895 | $352,857 |
Source: Ownwell
Property Tax Bills Across Hamilton, Moffat County, Colorado
Hamilton property tax bills are based on the assessed value of a home, not the market price alone. Local taxing authorities apply the tax rate to that assessed value to determine the annual bill, so a home’s tax burden can change when its assessment changes or when local rates are adjusted.
For homeowners in Hamilton, the median home price is $48,027, and the median property tax bill is $564. That is well below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. The 25th percentile tax bill is $302, while the 75th percentile is $995, showing that property taxes can vary significantly from one home to another.
Factors such as home value, local assessments, and county tax rates all play a role in the final bill. For homeowners, that means a higher assessment can lead to a larger tax bill, even if the home has not been sold.
Median Hamilton Tax Bill
$564
Median Moffat County Tax Bill
$707
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Hamilton, Moffat County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81638 | $76 | $302 | $564 | $995 | $1,554 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 8 |
Links | |
|---|---|
| Moffat Tax Assessor | |
| Website | beacon.schneidercorp.com |