Swink, Otero County, Colorado Property Taxes
Property Taxes in Swink, Colorado
Median Swink, Colorado effective property tax rate: 0.39%, significantly lower than the national median of 1.02%, and lower than the Colorado state median of 0.50%.
Median Swink, Colorado home value: $128,770
Median annual Swink, Colorado tax bill: $415, lower than the national median property tax bill of $2,400.
How are property taxes in Otero calculated?
Property taxes in Swink, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Swink's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Swink, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Swink, Otero County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.39%
Estimate Property Tax Bill
$502
$466
How Does the Swink Property Tax Calculator Work?
Use this Swink property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Swink's median effective tax rate of 0.39% — based on actual property records in Otero County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Swink's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Swink: rates range from 0.39% in 81077 to 0.39% in 81077, primarily due to differences in school district levies and local assessment districts. Swink’s median tax rate is lower than Colorado’s 0.50% state median, and the median tax bill is $415, which is $1,985 lower than the state median.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Swink.
About Swink Property Taxes
About Property Taxes in Swink, Otero, Colorado
Swink's median effective property tax rate of 0.39% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Otero County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Swink. Homeowners in the 81077 ZIP code carry a median effective rate of 0.39%, while those in the same ZIP code pay 0.39%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Otero County. Understanding which part of Swink you live in can make a meaningful difference to your annual tax bill.
Swink homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 8, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Swink, Otero County, Colorado
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Swink's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Swink Tax Rate
0.39%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Otero County Tax Rate
0.26%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Swink, Otero County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81077 | 0.18% | 0.25% | 0.39% | 0.53% | 0.71% |
Source: Ownwell
Property Tax Assessment Values Across Swink, Otero County, Colorado
When examining property taxes in Swink, Colorado, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Otero County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Otero County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Swink, the median home price is $128,770, and the median tax bill is $415, well below the national median property tax bill of $2,400. The highest median home price appears in 81077 at $128,770.
Property Tax Assessment Values Across Swink, Otero County, Colorado
Source: Ownwell
$67,905
$98,338
$128,770
Median Swink Market Value
$128,770
Median Otero County Market Value
$88,348
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Swink, Otero County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81077 | $24,938 | $69,450 | $128,770 | $198,293 | $301,449 |
Source: Ownwell
Property Tax Bills Across Swink, Otero County, Colorado
Swink property tax bills are calculated by applying the local tax rate to a home's assessed value, which is based on the market value of the property. The assessed value is the starting point for determining what a homeowner owes, and it can change when the market changes or when local taxing authorities adjust rates.
For homeowners in Swink, the size of the tax bill depends on both the property's value and the tax rate set by local governments. With a median home price of $128,770, many bills remain relatively modest, but higher-value homes can face larger tax obligations. In this area, the median property tax bill is $415, while bills can range from $142 at the 25th percentile to $879 at the 75th percentile and reach $1,800 at the 90th percentile.
These taxes help fund local services, but they also affect monthly housing costs and long-term affordability for homeowners.
Median Swink Tax Bill
$415
Median Otero County Tax Bill
$177
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Swink, Otero County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81077 | $69 | $142 | $415 | $879 | $1,800 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 8 |
Links | |
|---|---|
| Otero Tax Assessor | |
| Website | oteroco-search.gsacorp.io |