Gunnison, Saguache County, Colorado Property Taxes

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Property Taxes in Gunnison, Colorado

Median Gunnison, Colorado effective property tax rate: 0.39%, significantly lower than the national median of 1.02%, and lower than the Colorado state median of 0.50%.
Median Gunnison, Colorado home value: $110,216
Median annual Gunnison, Colorado tax bill: $464, $1,936 lower than the national median property tax bill of $2,400.

How are property taxes in Saguache calculated?

Property taxes in Gunnison, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gunnison's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gunnison, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Gunnison, Saguache County, Colorado Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.39%

Estimate Property Tax Bill

$430

$399

How Does the Gunnison Property Tax Calculator Work?

Use this Gunnison property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gunnison's median effective tax rate of 0.39% — based on actual property records in Saguache County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gunnison's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Gunnison: rates range from 0.39% in 81230 to 0.39% in 81230, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Gunnison.

About Gunnison Property Taxes

About Property Taxes in Gunnison, Saguache, Colorado

Gunnison’s median effective property tax rate of 0.39% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Saguache County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Gunnison. Homeowners in the 81230 ZIP code carry a median effective rate of 0.39%, while those in the same ZIP also pay 0.39%. This spread reflects how school district boundaries and local assessment districts are drawn across Saguache County. Understanding which part of Gunnison you live in can make a meaningful difference to your annual tax bill.

Gunnison homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 8, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Gunnison, Saguache County, Colorado

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Gunnison's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.

Property Tax Rates Across Gunnison, Saguache County, Colorado

Source: Ownwell

0.39%

0.61%

0.83%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gunnison Tax Rate

0.39%

Median Effective Saguache County Tax Rate

0.67%

Median Effective Colorado Tax Rate

0.50%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gunnison, Saguache County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
81230	0.39%	0.39%	0.39%	0.43%	0.93%

Source: Ownwell

Property Tax Assessment Values Across Gunnison, Saguache County, Colorado

When examining property taxes in Gunnison, Colorado, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Saguache County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Saguache County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gunnison.

For example, the median home price in Gunnison is $110,216, with tax bills ranging significantly across the county. ZIP code 81230 has the highest median home price at $110,216.

Property Tax Assessment Values Across Gunnison, Saguache County, Colorado

Source: Ownwell

$14,925

$78,033

$141,141

Median Gunnison Market Value

$110,216

Median Saguache County Market Value

$38,212

Median Colorado Market Value

$519,879

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gunnison, Saguache County, Colorado

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
81230	$14,925	$44,837	$110,216	$231,328	$559,354

Source: Ownwell

Property Tax Bills Across Gunnison, Saguache County, Colorado

How are property tax bills calculated in Gunnison?

Property tax bills in Gunnison are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value, which means the bill depends on both the home’s value and the tax rates set for the area. For homeowners, this can create a wide range of outcomes depending on where the property is located and how it is assessed.

What factors are considered in the bill? The main drivers are the home’s assessed value and the local tax rate. In Gunnison, the median home price is $110,216, and the median tax bill is $464.00. That is far below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%.

How does this affect homeowners? A lower tax bill can make ownership more affordable, but changes in assessed value or local rates can still raise costs over time.

Property Tax Bills Across Gunnison, Saguache County, Colorado

Source: Ownwell

$205

$559

$913

Median Gunnison Tax Bill

$464

Median Saguache County Tax Bill

$387

Median Colorado Tax Bill

$2,732

Median United States Tax Bill

$2,400

Property Tax Bills Across Gunnison, Saguache County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
81230	$62	$191	$464	$1,197	$2,290

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	June 8

Links
Saguache Tax Assessor
Website	saguachecountyco-assessor.tylerhost.net

Frequently Asked Property Tax Questions in Gunnison, Colorado

How are property taxes calculated in Gunnison, Colorado?

Property taxes in Gunnison, Colorado are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Gunnison, Colorado?

To appeal your property taxes in Gunnison, Colorado, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Gunnison, Colorado?

Common property tax exemptions in Gunnison, Colorado include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Gunnison, Colorado?

Property tax deadlines in Gunnison, Colorado vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Gunnison, Colorado?

Ownwell provides professional property tax appeal services in Gunnison, Colorado. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.