Ophir, San Miguel County, Colorado Property Taxes
Property Taxes in Ophir, Colorado
Median Ophir, Colorado effective property tax rate: 0.29%, significantly lower than the national median of 1.02%, and lower than the Colorado state median of 0.50%.
Median Ophir, Colorado home value: $554,171
Median annual Ophir, Colorado tax bill: $1,908, $492 lower than the national median property tax bill of $2,400.
How are property taxes in San Miguel calculated?
Property taxes in Ophir, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ophir's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ophir, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Ophir, San Miguel County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.29%
Estimate Property Tax Bill
$1,607
$1,491
How Does the Ophir Property Tax Calculator Work?
Use this Ophir property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ophir's median effective tax rate of 0.29% — based on actual property records in San Miguel County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ophir's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ophir: rates range from 0.29% in 81426 to 0.29% in 81426, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ophir.
About Ophir Property Taxes
About Property Taxes in Ophir, San Miguel, Colorado
Ophir's median effective property tax rate of 0.29% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the San Miguel County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ophir. Homeowners in the 81426 ZIP code carry a median effective rate of 0.29%, while those in the same ZIP code pay 0.29%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across San Miguel County. Understanding which part of Ophir you live in can make a meaningful difference to your annual tax bill.
Ophir homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 8, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ophir, San Miguel County, Colorado
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ophir's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ophir Tax Rate
0.29%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Miguel County Tax Rate
0.34%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ophir, San Miguel County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81426 | 0.20% | 0.26% | 0.29% | 0.43% | 0.45% |
Source: Ownwell
Property Tax Assessment Values Across Ophir, San Miguel County, Colorado
When examining property taxes in Ophir, Colorado, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Miguel County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In San Miguel County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Ophir is $554,171, while the median tax bill is $1,908, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400. In 81426, the highest median home price is $554,171.
Property Tax Assessment Values Across Ophir, San Miguel County, Colorado
Source: Ownwell
$554,171
$1,058,370
$1,562,568
Median Ophir Market Value
$554,171
Median San Miguel County Market Value
$1,031,718
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ophir, San Miguel County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81426 | $178,820 | $363,940 | $554,171 | $837,142 | $1,136,785 |
Source: Ownwell
Property Tax Bills Across Ophir, San Miguel County, Colorado
Property tax bills in Ophir are calculated from the assessed value of a home and the local tax rate set by the county and other taxing authorities. When a property’s market value rises, the assessed value can increase as well, which may lead to a higher tax bill. Homeowners in San Miguel County should also consider that exemptions or other adjustments can affect the final amount owed.
With a median home price of $554,171, property taxes can represent a meaningful annual cost for homeowners. The 25th percentile tax bill is $964, while the 75th percentile is $3,250 and the 90th percentile reaches $4,867. The median tax bill is $1,908, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. That means a homeowner’s bill depends not just on home value, but on how the property is assessed and how local rates are applied.
Median Ophir Tax Bill
$1,908
Median San Miguel County Tax Bill
$3,674
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Ophir, San Miguel County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81426 | $315 | $964 | $1,908 | $3,250 | $4,867 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 8 |
Links | |
|---|---|
| San Miguel Tax Assessor | |
| Website | www.sanmiguelcountyco.gov |