Crystal River, Citrus County, Florida Property Taxes
Property Taxes in Crystal River, Florida
Median Crystal River, Florida effective property tax rate: 0.85%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Crystal River, Florida home value: $195,859
Median annual Crystal River, Florida tax bill: $1,623, $777 lower than the national median property tax bill of $2,400.
How are property taxes in Citrus calculated?
Property taxes in Crystal River, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Crystal River's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Crystal River, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Crystal River, Citrus County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.85%
Estimate Property Tax Bill
$1,665
$1,545
How Does the Crystal River Property Tax Calculator Work?
Use this Crystal River property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Crystal River's median effective tax rate of 0.85% — based on actual property records in Citrus County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Crystal River's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Crystal River: rates range from $1,485 in 34428 to $1,773 in 34429, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Crystal River.
About Crystal River Property Taxes
About Property Taxes in Crystal River, Citrus, Florida
Crystal River’s median effective property tax rate of 0.85% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Citrus County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Crystal River. Homeowners in the 34429 ZIP code carry a median effective rate of 0.93%, while those in 34428 pay 0.78%. This spread — 0.15 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Citrus County. Understanding which part of Crystal River you live in can make a meaningful difference to your annual tax bill.
Crystal River homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Crystal River, Citrus County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Crystal River's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Crystal River Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Citrus County Tax Rate
0.77%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Crystal River, Citrus County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34428 | 0.30% | 0.42% | 0.78% | 1.32% | 1.55% |
| 34429 | 0.36% | 0.49% | 0.93% | 1.37% | 1.67% |
Source: Ownwell
Property Tax Assessment Values Across Crystal River, Citrus County, Florida
When examining property taxes in Crystal River, Florida, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Citrus County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Citrus County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Crystal River, the median home price is $195,859, with a median tax bill of $1,623, below the national median property tax bill of $2,400. Tax bills range from $797 at the 25th percentile to $5,319 at the 90th percentile, and 34429 has the highest median home price at $197,405.
Property Tax Assessment Values Across Crystal River, Citrus County, Florida
Source: Ownwell
$109,440
$180,513
$251,586
Median Crystal River Market Value
$195,859
Median Citrus County Market Value
$201,952
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Crystal River, Citrus County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34428 | $79,602 | $128,908 | $193,375 | $319,700 | $484,341 |
| 34429 | $98,036 | $138,803 | $197,405 | $296,529 | $543,436 |
Source: Ownwell
Property Tax Bills Across Crystal River, Citrus County, Florida
Property tax bills in Crystal River are based on the assessed value of a home and the local tax rate set by taxing authorities in Citrus County. When a property’s market value rises, the assessed value can increase as well, which may lead to a higher tax bill. Homeowners may also see changes based on exemptions and other local factors that affect the final amount owed.
With a median home price of $195,859, property tax bills in Crystal River can vary widely. The 25th percentile tax bill is $797, while the 75th percentile is $2,918 and the 90th percentile reaches $5,319. The highest median tax bill is $1,773 in ZIP code 34429, compared with $1,485 in ZIP code 34428. Nationally, the median property tax rate is 1.02% and the median property tax bill is $2,400, so Crystal River homeowners may pay more or less depending on their home’s assessed value and location.
Median Crystal River Tax Bill
$1,623
Median Citrus County Tax Bill
$1,572
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Crystal River, Citrus County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 34428 | $404 | $695 | $1,485 | $2,774 | $5,145 |
| 34429 | $554 | $902 | $1,773 | $3,051 | $5,567 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Appeal Deadline | September 15 |
| Tax Bill | |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Citrus Property Appraiser | |
| Website | www.citruspa.org |