Fleming Island, Clay County, Florida Property Taxes

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Property Taxes in Fleming Island, Florida

Median Fleming Island, Florida effective property tax rate: 1.14%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.
Median Fleming Island, Florida home value: $373,307
Median annual Fleming Island, Florida tax bill: $4,325, $1,925 higher than the national median property tax bill of $2,400.

How are property taxes in Clay calculated?

Property taxes in Fleming Island, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Fleming Island's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fleming Island, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Fleming Island, Clay County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.14%

Estimate Property Tax Bill

$4,256

$3,949

How Does the Fleming Island Property Tax Calculator Work?

Use this Fleming Island property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fleming Island's median effective tax rate of 1.14% — based on actual property records in Clay County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fleming Island's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Fleming Island: rates range from 1.14% in 32003 to 1.14% in 32003, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Fleming Island.

About Fleming Island Property Taxes

About Property Taxes in Fleming Island, Clay, Florida

Fleming Island’s median effective property tax rate of 1.14% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Clay County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Fleming Island. Homeowners in the 32003 ZIP code carry a median effective rate of 1.14%, while those in the same ZIP also pay 1.14%. This reflects how school district boundaries and local assessment districts are drawn across Clay County. Understanding which part of Fleming Island you live in can make a meaningful difference to your annual tax bill.

Fleming Island homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Fleming Island, Clay County, Florida

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Fleming Island's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.

Property Tax Rates Across Fleming Island, Clay County, Florida

Source: Ownwell

0.72%

1.03%

1.35%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Fleming Island Tax Rate

1.14%

Median Effective Clay County Tax Rate

1.02%

Median Effective Florida Tax Rate

1.10%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Fleming Island, Clay County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
32003	0.64%	0.84%	1.14%	1.47%	1.76%

Source: Ownwell

Property Tax Assessment Values Across Fleming Island, Clay County, Florida

When examining property taxes in Fleming Island, Florida, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Clay County, assessment notices are sent in August each year. They'll typically reach your mailbox by the middle of August.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fleming Island.

For example, the median home price in Fleming Island is $373,307, with tax bills ranging significantly across the county. 32003 has the highest median home price at $373,307.

Property Tax Assessment Values Across Fleming Island, Clay County, Florida

Source: Ownwell

$78,652

$290,874

$503,096

Median Fleming Island Market Value

$373,307

Median Clay County Market Value

$275,945

Median Florida Market Value

$310,033

Median United States Market Value

$235,294

Property Tax Assessment Values Across Fleming Island, Clay County, Florida

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
32003	$230,439	$303,228	$373,307	$482,993	$621,954

Source: Ownwell

Property Tax Bills Across Fleming Island, Clay County, Florida

Property tax bills in Fleming Island are calculated by applying local tax rates to a home’s assessed value, which is based on the market value of the property. The assessed value is then adjusted by any exemptions or special classifications that may lower the taxable amount. For homeowners, this means the final bill depends not only on the home’s value, but also on how the property is classified and what relief programs apply.

With a median home price of $373,307, property taxes can represent a meaningful yearly expense. The median tax bill in the area is $4,325, which is above the national median property tax bill of $2,400 and reflects a higher-than-average local burden. Bills also vary widely, with the 25th percentile at $2,842 and the 75th percentile at $5,912, showing how differences in property value and exemptions can affect what homeowners pay.

Property Tax Bills Across Fleming Island, Clay County, Florida

Source: Ownwell

$858

$3,218

$5,578

Median Fleming Island Tax Bill

$4,325

Median Clay County Tax Bill

$2,741

Median Florida Tax Bill

$3,263

Median United States Tax Bill

$2,400

Property Tax Bills Across Fleming Island, Clay County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
32003	$2,049	$2,842	$4,325	$5,912	$7,757

Source: Ownwell

Don't miss the deadline to petition!

Dates
Property Valuation Date	January 1
Appeal Deadline	September 15
Tax Bill
Issued	November 1

Links
Clay Property Appraiser
Website	qpublic.schneidercorp.com

Frequently Asked Property Tax Questions in Fleming Island, Florida

How are property taxes calculated in Fleming Island, Florida?

Property taxes in Fleming Island, Florida are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Fleming Island, Florida?

To appeal your property taxes in Fleming Island, Florida, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Fleming Island, Florida?

Common property tax exemptions in Fleming Island, Florida include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Fleming Island, Florida?

Property tax deadlines in Fleming Island, Florida vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Fleming Island, Florida?

Ownwell provides professional property tax appeal services in Fleming Island, Florida. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.