Jacksonville, Clay County, Florida Property Taxes
Property Taxes in Jacksonville, Florida
Median Jacksonville, Florida effective property tax rate: 0.73%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Jacksonville, Florida home value: $200,084
Median annual Jacksonville, Florida tax bill: $1,554, $846 lower than the national median property tax bill of $2,400.
How are property taxes in Clay calculated?
Property taxes in Jacksonville, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Jacksonville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Jacksonville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Jacksonville, Clay County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.73%
Estimate Property Tax Bill
$1,461
$1,355
How Does the Jacksonville Property Tax Calculator Work?
Use this Jacksonville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Jacksonville's median effective tax rate of 0.73% — based on actual property records in Clay County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Jacksonville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Jacksonville: rates range from 1542.00 in 32234 to 1542.00 in 32234, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Jacksonville.
About Jacksonville Property Taxes
About Property Taxes in Jacksonville, Clay, Florida
Jacksonville’s median effective property tax rate of 0.73% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Clay County base levy, along with local school district levies and Municipal Service Benefit Units that can vary by subdivision throughout the city.
Property tax rates are not uniform across Jacksonville. Homeowners in the 32234 ZIP code carry a median effective rate of 0.73%, while the same ZIP also shows the lowest rate at 0.73%. That consistency means location still matters, even when the spread is limited.
Jacksonville homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Jacksonville, Clay County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Jacksonville's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jacksonville Tax Rate
0.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
1.02%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Jacksonville, Clay County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32234 | 0.45% | 0.54% | 0.73% | 1.30% | 1.58% |
| 32244 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Jacksonville, Clay County, Florida
When examining property taxes in Jacksonville, Florida, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clay County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Jacksonville is $200,084, with tax bills ranging across the county. The median tax bill is $1,554, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400.
Property Tax Assessment Values Across Jacksonville, Clay County, Florida
Source: Ownwell
$78,652
$290,874
$503,096
Median Jacksonville Market Value
$200,084
Median Clay County Market Value
$275,945
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Jacksonville, Clay County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32234 | $69,362 | $120,714 | $200,026 | $321,137 | $452,007 |
| 32244 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Jacksonville, Clay County, Florida
Property tax bills in Jacksonville are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine the annual bill, and the amount can vary depending on exemptions, property characteristics, and where the home is located within Clay County.
For a home with a median price of $200,084, the tax bill can differ widely across homeowners. The 25th percentile tax bill is $843, while the 75th percentile is $2,603 and the 90th percentile reaches $4,051. The median tax bill in ZIP code 32234 is $1,542.
These differences matter because property taxes can have a meaningful impact on monthly housing costs and long-term affordability. Homeowners with higher assessed values or fewer exemptions often pay more, while those eligible for relief may see lower bills.
Median Jacksonville Tax Bill
$1,554
Median Clay County Tax Bill
$2,741
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Jacksonville, Clay County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32234 | $605 | $841 | $1,542 | $2,608 | $4,060 |
| 32244 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Clay Property Appraiser | |
| Website | qpublic.schneidercorp.com |