Middleburg, Clay County, Florida Property Taxes
Property Taxes in Middleburg, Florida
Median Middleburg, Florida effective property tax rate: 0.88%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Middleburg, Florida home value: $261,736
Median annual Middleburg, Florida tax bill: $2,282, $118 lower than the national median property tax bill of $2,400.
How are property taxes in Clay calculated?
Property taxes in Middleburg, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Middleburg's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Middleburg, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Middleburg, Clay County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.88%
Estimate Property Tax Bill
$2,303
$2,137
How Does the Middleburg Property Tax Calculator Work?
Use this Middleburg property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Middleburg's median effective tax rate of 0.88% — based on actual property records in Clay County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Middleburg's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Middleburg: rates range from 0.88% in 32068 to 0.88% in 32068, primarily due to differences in school district levies and local assessment districts. Middleburg's median tax rate is lower than Florida's 1.10% state median, and the median bill of $2,282 is $118 lower than the state median.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Middleburg.
About Middleburg Property Taxes
About Property Taxes in Middleburg, Clay, Florida
Middleburg’s median effective property tax rate of 0.88% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Clay County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Middleburg. Homeowners in the 32068 ZIP code carry a median effective rate of 0.88%, while those in the lowest ZIP code pay 0.88%. This spread reflects how school district boundaries and local assessment districts are drawn across Clay County. Understanding which part of Middleburg you live in can make a meaningful difference to your annual tax bill.
Middleburg homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Middleburg, Clay County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Middleburg's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middleburg Tax Rate
0.88%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
1.02%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Middleburg, Clay County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32068 | 0.48% | 0.59% | 0.88% | 1.45% | 1.67% |
Source: Ownwell
Property Tax Assessment Values Across Middleburg, Clay County, Florida
When examining property taxes in Middleburg, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clay County, assessment notices are sent in August each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Middleburg, the median home price is $261,736, and the median tax bill is $2,282, compared with the national median property tax bill of $2,400. The highest median home price is in 32068 at $261,736.
Property Tax Assessment Values Across Middleburg, Clay County, Florida
Source: Ownwell
$78,652
$290,874
$503,096
Median Middleburg Market Value
$261,736
Median Clay County Market Value
$275,945
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Middleburg, Clay County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32068 | $124,641 | $202,528 | $261,736 | $329,248 | $409,576 |
Source: Ownwell
Property Tax Bills Across Middleburg, Clay County, Florida
How are property tax bills calculated in Middleburg?
Property tax bills in Middleburg are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is tied to the property’s market value, so homes with higher market values generally face higher tax bills. For Middleburg, the median home price is $261,736, which helps explain why property taxes can vary widely from one homeowner to another.
What factors affect the amount a homeowner pays? The biggest drivers are the home’s assessed value, any exemptions or deductions that apply, and the tax rates used by local governments. In Middleburg, the 25th percentile tax bill is $1,293, while the 75th percentile is $3,713 and the 90th percentile is $5,327. The median tax bill is $2,282, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
How does this affect homeowners? A higher assessed value can lead to a larger bill, making it important for homeowners to understand how their property is valued and taxed.
Median Middleburg Tax Bill
$2,282
Median Clay County Tax Bill
$2,741
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Middleburg, Clay County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32068 | $811 | $1,293 | $2,282 | $3,713 | $5,327 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| Clay Property Appraiser | |
| Website | qpublic.schneidercorp.com |