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Neptune Beach, Duval County, Florida Property Taxes

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Property Taxes in Neptune Beach, Florida

  • Median Neptune Beach, Florida effective property tax rate: 0.96%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.

  • Median Neptune Beach, Florida home value: $640,786

  • Median annual Neptune Beach, Florida tax bill: $5,986, $3,586 higher than the national median property tax bill of $2,400.

How are property taxes in Duval County calculated?

Property taxes in Neptune Beach, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Neptune Beach's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Neptune Beach, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Neptune Beach, Duval County, Florida Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.96%

Estimate Property Tax Bill

$6,152

$5,708

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Neptune Beach Property Tax Calculator Work?

Use this Neptune Beach property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Neptune Beach's median effective tax rate of 0.96% — based on actual property records in Duval County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Neptune Beach's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Neptune Beach: rates range from 0.96% in 32266 to 0.96% in 32266, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Neptune Beach assessment — you only pay if we save you money.

About Neptune Beach Property Taxes

About Property Taxes in Neptune Beach, Duval, Florida

Neptune Beach’s median effective property tax rate of 0.96% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Duval County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Neptune Beach. Homeowners in the 32266 ZIP code carry a median effective rate of 0.96%, while those in the lowest ZIP code pay 0.96%. This spread reflects how school district boundaries and local assessment districts are drawn across Duval County. Understanding which part of Neptune Beach you live in can make a meaningful difference to your annual tax bill.

Neptune Beach homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 9, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Neptune Beach, Duval County, Florida

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Neptune Beach's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.

Property Tax Rates Across Neptune Beach, Duval County, Florida

Source: Ownwell

0.96%

1.37%

1.79%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Neptune Beach Tax Rate

0.96%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Duval County Tax Rate

1.23%

Median Effective Florida Tax Rate

1.10%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Neptune Beach, Duval County, Florida

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
322660.40%0.59%0.96%1.54%1.76%

Source: Ownwell

Property Tax Assessment Values Across Neptune Beach, Duval County, Florida

When examining property taxes in Neptune Beach, Florida, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Duval County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Duval County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Neptune Beach.

For example, the median home price in Neptune Beach is $640,786, with tax bills ranging significantly across the county. 32266 has the highest median home price at $640,786.

Property Tax Assessment Values Across Neptune Beach, Duval County, Florida

Source: Ownwell

$78,916

$359,851

$640,786

Median Neptune Beach Market Value

$640,786

Median Duval County Market Value

$244,510

Median Florida Market Value

$310,033

Median United States Market Value

$235,294

Property Tax Assessment Values Across Neptune Beach, Duval County, Florida

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
32266$369,449$511,877$640,786$793,938$1,223,293

Source: Ownwell

Property Tax Bills Across Neptune Beach, Duval County, Florida

Property tax bills in Neptune Beach are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value, and the final bill can also reflect exemptions and other local factors. With a median home price of $640,786, homeowners in Duval County can see very different tax bills depending on how their property is assessed. The 25th percentile tax bill is $3,564, the 75th percentile is $9,763, and the 90th percentile reaches $14,803.

How does this affect homeowners? A higher assessed value can mean a larger property tax bill, even when the market changes more slowly. That is why reviewing your assessment matters. Ownwell helps homeowners save on property tax bills by identifying opportunities to appeal overassessments and find exemptions that may lower what you owe. With expert support, you can challenge an unfair assessment and work toward a more accurate tax bill.

Property Tax Bills Across Neptune Beach, Duval County, Florida

Source: Ownwell

$1,076

$4,614

$8,152

Median Neptune Beach Tax Bill

$5,986

Median Duval County Tax Bill

$2,820

Median Florida Tax Bill

$3,263

Median United States Tax Bill

$2,400

Property Tax Bills Across Neptune Beach, Duval County, Florida

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
32266$2,225$3,564$5,986$9,763$14,803

Source: Ownwell

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Frequently Asked Property Tax Questions in Neptune Beach, Florida

How are property taxes calculated in Neptune Beach, Florida?
Property taxes in Neptune Beach, Florida are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Neptune Beach, Florida?
To appeal your property taxes in Neptune Beach, Florida, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Neptune Beach, Florida?
Common property tax exemptions in Neptune Beach, Florida include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Neptune Beach, Florida?
Property tax deadlines in Neptune Beach, Florida vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Neptune Beach, Florida?
Ownwell provides professional property tax appeal services in Neptune Beach, Florida. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.