St James, Franklin County, Florida Property Taxes
Property Taxes in St James, Florida
Median St James, Florida effective property tax rate: 0.86%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median St James, Florida home value: $247,339
Median annual St James, Florida tax bill: $2,198, $202 lower than the national median property tax bill of $2,400.
How are property taxes in Franklin calculated?
Property taxes in St James, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding St James's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in St James, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
St James, Franklin County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.86%
Estimate Property Tax Bill
$2,127
$1,974
How Does the St James Property Tax Calculator Work?
Use this St James property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies St James's median effective property tax rate of 0.86% — based on actual property records in Franklin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies St James's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within St James: rates range from local differences in school district levies and assessment districts, which can change what you owe from one area to another.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across St James.
About St James Property Taxes
About Property Taxes in St James, Franklin, Florida
St James's median effective property tax rate of 0.86% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Franklin County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across St James. Homeowners in the highest ZIP code carry a median effective rate of 0.86%, while those in the lowest pay 0.86%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Franklin County. Understanding which part of St James you live in can make a meaningful difference to your annual tax bill.
St James homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across St James, Franklin County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare St James's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St James Tax Rate
0.86%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Franklin County Tax Rate
0.82%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across St James, Franklin County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|
Source: Ownwell
Property Tax Assessment Values Across St James, Franklin County, Florida
When examining property taxes in St James, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Franklin County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Franklin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in St James.
For example, the median home price in St James is $247,339, with tax bills ranging significantly across the county. The median property tax bill is $2,198, compared with the national median property tax bill of $2,400.
Property Tax Assessment Values Across St James, Franklin County, Florida
Source: Ownwell
$82,988
$352,376
$621,764
Median St James Market Value
$247,339
Median Franklin County Market Value
$282,446
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across St James, Franklin County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|
Source: Ownwell
Property Tax Bills Across St James, Franklin County, Florida
How are property tax bills calculated in St James, Florida?
Property tax bills in St James are based on the assessed value of a home, which is determined by local property assessors and then multiplied by the applicable tax rate. The assessed value is influenced by factors such as the home’s market value, property characteristics, and any exemptions a homeowner may qualify for. Because tax bills are tied to value, changes in the local housing market can affect what owners pay from year to year.
For homeowners in St James, this means a higher assessed value can lead to a larger tax bill, while a lower assessed value or qualifying exemptions can reduce the amount owed. The typical property tax bill in the area reflects this formula, with the 25th percentile at $2,014, the 75th percentile at $2,768, and the 90th percentile at $2,970. With a median home price of $247,339, property taxes can represent a meaningful annual cost for local homeowners.
Median St James Tax Bill
$2,198
Median Franklin County Tax Bill
$2,305
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across St James, Franklin County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Appeal Deadline | September 4 |
Links | |
|---|---|
| Franklin Property Appraiser | |
| Website | franklin-search.gsacorp.io |